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Get $40 for Opening a Macquarie Platinum Transaction Account Plus Free Upgrade to Platinum

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Get $40 for Opening a Macquarie Platinum Transaction Account Plus Free Upgrade to Platinum
Go to Deal
Bargain4U on 25/01/2017 - 14:26 macquarie.com (6567 clicks)
Last edited 10/03/2017 - 16:36 by 3 other users

Use referral links at bottom of description, not the main link.

Open a Platinum Transaction Account by 31 March 2017 and automatically get upgraded to the Platinum Transaction Account, without the need to deposit $4,000 per month. Just spend more than $250 in the first 30 days using your new debit card.

For you to be eligible for the $40 reward, you must:

  • Open a Macquarie Platinum Transaction Account between 12:00am 25 January 2017 and 11:59pm 31 March 2017 using unique referral link.
  • Make $250 or more of purchases using new Macquarie Platinum debit MasterCard within 30 days of opening your account.
  • Not have held a transaction account with Macquarie prior to 24 January 2017.
  • Not be an employee of Macquarie Group.

Platinum Transaction Account Benefits:

  • $0 ATM Fees
  • $0 Account Fees
  • $0 International Purchase Fees
  • 50c reward for the first 200 cash out transactions of $100 or more each year in retail stores

MOD: Referral wiki removed. Use randomised referral instead.

Financial Bank Account Banking Transaction Account

Related Stores

Macquarie Bank
Macquarie Bank

closed Comments

  • superbass on 25/01/2017 - 14:28

    Doh! Beat me by 2 mins.. was actually looking for it in the referral wiki but couldn't find one..

      • superbass on 25/01/2017 - 14:53
        +1

        Thanks Neil. Updated the page with my referral link

        • Turd on 25/01/2017 - 15:29

          Same ;)

        • Turd on 25/01/2017 - 19:40
          +1

          @Scrooge McDuck: +30 is hard to get…..

        • SBOB on 25/01/2017 - 20:02

          @Turd:

          though you're almost up to 30 referrals based on other posts…
          getting closer to that sydney real estate ;)

        • Scrooge McDuck on 25/01/2017 - 20:31

          @Scrooge McDuck:

          Well that didn't work at all!

          Ended up going with Eltjewati, thank you.

        • Turd on 25/01/2017 - 20:36

          @SBOB: LOL one step closer! But by that time prices would have risen again!!! DOH!!!

    • Associateddantione @ Macquarie Bank on 25/01/2017 - 15:54

      Q

    • LemonShapedRock on 25/01/2017 - 16:57
      +1

      Used your promo code - That's your second place prize ;)

      • superbass on 25/01/2017 - 17:04

        Thank you!

        • Smol Cat on 26/01/2017 - 15:36

          Hey could you please let me know how we find our own personal referral link? Where is it once you log in?

        • superbass on 26/01/2017 - 16:36
          +1

          @Prevenge: You can't. I received mine via gmail.

        • Turd on 29/01/2017 - 09:59

          @Prevenge: You must go into your time machine to 10//10/2016 then sign up to the brain sourcing bank account - https://www.ozbargain.com.au/node/269799

          Once that is done and do the steps involved. wait 2 months or take your time machine to 25/01/2017 and find your referral link in your email.

          An easier way is to tell your friends use one of the referral links from the referral wiki https://www.ozbargain.com.au/wiki/macquarie_referrals

          Since you are at it might as well travel back in time to 1995 and buy up all the Sydney house properties!! :)

  • prkr on 25/01/2017 - 14:29
    +1

    Link doesn't work for me

  • inherentchoice on 25/01/2017 - 14:33
    +3

    Ah nothing for existing customers?

    • aragornelessar on 25/01/2017 - 16:01

      Banks, Nothing, Existing Customers is a common theme it seems. We're looking at our options for moving away from Macquarie currently

    • Turd on 25/01/2017 - 16:07
      +6

      What do you mean? Existing customers get $40 when they refer their friends. Wouldnt call it nothing.!?

      Refer 1000 friends get $40k free!

      • aragornelessar on 25/01/2017 - 17:20
        -1

        For you to be eligible for the $40 reward, you must:

        • Open a Macquarie Platinum Transaction Account between 12:00am 25 January 2017 and 11:59pm 31 March 2017 using unique referral link.
        • Not have held a transaction account with Macquarie prior to 24 January 2017.

        It sounds like if you're already a customer prior to yesterday, then you get nothing?

      • inherentchoice on 25/01/2017 - 19:09

        I didn't get any referral link or promotional email. :(

        • Turd on 25/01/2017 - 19:32

          Did you take part in the brain sourcing thing?

        • inherentchoice on 25/01/2017 - 23:42
          +1

          @Turd: No I missed out on that too. Like I said, nothing for existing customers.

  • Sweet3st on 25/01/2017 - 14:37

    I would like to post my referral code too!

    • Saitake12 on 25/01/2017 - 15:03

      any idea how to find your referral code?

      • c64 on 25/01/2017 - 15:16

        an email just got sent out

      • Turd on 25/01/2017 - 15:47

        For existing users we just got ours.

        • Smol Cat on 26/01/2017 - 15:38
          +1

          Oh, so new users can't refer their friends? I just joined up last night and used your referral ;)

          Does that mean I can't refer myself if I'm brand new?

        • Turd on 26/01/2017 - 15:55
          +1

          @Prevenge: thank you.

          That's right, if ur friends want 40 u need to use the wiki referral links

        • Smol Cat on 26/01/2017 - 16:21
          +1

          @Turd:

          Thanks for the reply, I ended up reading the entire thread and that is what I figured.

          Nice work answering heaps of questions in this thread by the way. I've given my friends your referral link as you've earned it :D

        • Turd on 26/01/2017 - 17:50

          @Prevenge: thank you!

        • payton on 27/01/2017 - 12:36
          +2

          @Prevenge:

          Nice work answering heaps of questions in this thread by the way.

          err thats how referrals work. People with referral link (or original poster of referral deal) would trip over themselves trying to help people so as to get more exposure and $$$ from their link being used.

          This stuff should be in our curriculum.

        • SBOB on 27/01/2017 - 15:19

          @payton:

          yeah, at $40 a question its a pretty good pay rate ;)

        • payton on 27/01/2017 - 15:32

          @SBOB:
          And the answers are already in the comment thread, just need to post a link to it!

  • Saitake12 on 25/01/2017 - 14:49

    So with this account, do we need to keep depositing $4000 per month to receive the free ATM access and other perks?

    • superbass on 25/01/2017 - 14:55

      Nope. It says in the description and also confirm from the email that I received from Macq bank.

      "automatically get upgraded to the Platinum Transaction Account, without the need to deposit $4,000 per month"

      I also have mine where I don't need to deposit $4000 a month and looks all okay

    • bonky on 25/01/2017 - 14:56

      clean your glasses!

      " without the need to deposit $4,000 per month. Just spend more than $250 in the first 30 days using your new debit card. "

      • sky6688 on 25/01/2017 - 17:28

        Where's description showing on the Macquarie Bank website saying without the need of $4k deposit each month?

        I had tried to looked around, but I really can't find any details about the $4k free deposit.

        • ilikeradiohead on 25/01/2017 - 17:55

          You have to go through a referral link.

        • sky6688 on 25/01/2017 - 18:20
          +1

          @ilikeradiohead:

          I had already signed up. But during the stage by stage process I didn't get to see any details mentioning the $4k free deposit.

          After I received confirmation emails from Mac bank there still nothing mentioning about the $4k free deposit. That's why I want to see where's they mentioning it.

    • LemonShapedRock on 25/01/2017 - 16:56
      +9

      I just called Macquarie and they confirmed that after the first month you'll need to continue to deposit $4,000 to retain the features.

      Your card will remain the same and in any month you do make the $4,000 deposit those features will be reactivated for that month.

      Confusing, they didn't make this clear in the promo.

      They confirmed that the Promo was only in relation to the $40 not having permanent platinum.

      • Turd on 25/01/2017 - 17:01

        Maybe they do not know about the offer?

        Since it says:

        Open a Platinum Transaction Account before 31 March using the button below. As part of this offer you'll be automatically upgraded to the Platinum Transaction Account, without the need to deposit $4,000 per month.

        • LemonShapedRock on 25/01/2017 - 17:07
          +1

          He did seem to be familiar to it, but it's hard to accept his answer when the information in the offer is so clear! Haha

          We'll have to wait and see I guess

        • Turd on 25/01/2017 - 17:08
          +1

          @Joe146: Yep. I was surprised and skeptical about the $50 brain sourcing one but I got the $50 afterwards too!

  • boretentsu on 25/01/2017 - 14:58
    +1

    What other benefits does a "platinum" account holder have other than no deposit requirement?

    • irma on 25/01/2017 - 15:05
      +4

      $0 fee for international transactions is definitely a big benefit

      • Associateddantione @ Macquarie Bank on 25/01/2017 - 15:49

        Do you know how their rate compares to the citibank Visa?

        • lolcoaster on 25/01/2017 - 15:58

          Similar but rates are from MasterCard rather than Visa.

        • MITM on 26/01/2017 - 12:50

          @lolcoaster: isn't Citibank changing over to MasterCard ? So probably same rate.

  • irma on 25/01/2017 - 15:03
    +2

    I have used this card a lot overseas since getting it as part of their trial program. I would say I prefer this card then the 28Degrees card that I have as I get instant notification on my phone on how much I got charged in AUD. Unlike 28Degrees card which I generally have to wait few days.

    • A Banana4scale on 25/01/2017 - 15:36

      is it better than the Bankwest one, which also has free travel insurance?

      • illumination on 25/01/2017 - 15:40

        Nope not from a Travel Insurance point of view at least, because this doesn't come with Travel Insurance.

        It's better for other things though.. such as being able to withdraw from any ATM in Australia for free.

    • illumination on 25/01/2017 - 15:39
      +2

      Have you ever used the Citibank Plus account? That's the same (i.e. you can see instantly how much in AUD you've been charged)

      • Turd on 25/01/2017 - 15:46

        It used to never show, now it shows so it's not too bad

      • Save Medicare on 26/01/2017 - 09:01

        How do you see pending charges with citibank? I can never see them until they clear

        • illumination on 27/01/2017 - 02:12

          Hmm not sure about that - but what I mean is you can tell because if say your balance was $1000 and you've just made a transaction, you can see instantly the amount that is deducted because if your transaction converts to $100.55 AUD, your remaining balance will be $899.45 AUD ($1000 less $100.55)

    • ezym0ney on 25/01/2017 - 15:47
      +1

      Do you get a better exchange rate than 28 degrees?

    • Saitake12 on 25/01/2017 - 18:00

      How long have you had the card for?

  • Turd on 25/01/2017 - 15:11
    +3

    FREE MONEY GUYS!! LIFE HACKS101!

    • doweyy on 25/01/2017 - 15:32
      +1

      Used your referral code when I signed up :)

      • Turd on 25/01/2017 - 15:33

        ;) Thank you

        • doweyy on 25/01/2017 - 15:35

          I didn't really think about it until I saw your comment haha, those $0 ATM fees really appeal to me!

        • Turd on 25/01/2017 - 15:37

          @doweyy: hahahahaha Save $5 here $10 here soon you can own Sydney property!!

        • Munki on 25/01/2017 - 15:48

          @Turd: Or, you know, find a higher paying job? :P

        • Turd on 25/01/2017 - 15:49

          @Munki: or you know move out of Sydney? haha

        • Associateddantione @ Macquarie Bank on 25/01/2017 - 15:54
          +2

          @Turd: or do as Barnaby says, move to Toowoomba

        • doweyy on 25/01/2017 - 16:57
          +1

          @Turd: Got you another referral Turd :) $80 coming your way soon!

        • Turd on 25/01/2017 - 16:58

          @doweyy: Thank you!

        • abc on 25/01/2017 - 17:27

          @aryan12:

          Tamworth.

        • Turd on 26/01/2017 - 09:26

          @abc: Is there superfast NBN there? if so they as a profesional ozbargainer it will be perfect!

  • sween64 on 25/01/2017 - 15:12

    Is this deal the same as the referral deal without the need for a referral link?

    • Turd on 25/01/2017 - 15:13
      +1

      You need the referral link in the wiki, click on that to get the $40

  • Turd on 25/01/2017 - 15:13
    +2

    The OP should note that to get $40 you must go through the referral system via the wiki.

    • Moderatorneil on 25/01/2017 - 15:14

      Done.

  • afrowan on 25/01/2017 - 15:14

    $0 fee for international transaction is good enough excuse to get one, done!

    • Turd on 25/01/2017 - 15:17

      you must use referral link to get the $40

      • afrowan on 25/01/2017 - 15:18

        i did, i picked one to click on and when i got to the website it tells me who referred me.

        • Turd on 25/01/2017 - 15:19

          Cool!!

  • sween64 on 25/01/2017 - 15:19
    +1

    Quick easy sign up.

    • sween64 on 25/01/2017 - 15:32

      And it's open!

  • sween64 on 25/01/2017 - 15:20
    +4

    More than opening a bank account, you’re about to receive something unique: a banking experience using the same technology as Netflix.

    What?!? Can I stream House of Cards?

    • Turd on 25/01/2017 - 15:29
      +3

      You buy a house with cards if enough referrals get clicked on. ;)

    • retiredfeline on 28/01/2017 - 00:57

      Hahaha, noticed that too. Maybe a lot of buffering if you don't have enough cash flow?

  • Turd on 25/01/2017 - 15:20
    +2

    Imagine 1000 people clicked on your referal link. that's $40,000 dollars free??!! OMGZZZZZZZZ that's like half a house deposit or 1/4 of.

    • sween64 on 25/01/2017 - 15:30

      Surely there's a max…

      • Turd on 25/01/2017 - 15:32

        There is 5000 people.

        In the email it says "Get in quick though as this offer is only available for the first 5,000 new accounts."

        • abc on 25/01/2017 - 17:28
          +1

          How would you know if you are among the first 5000?

  • ltwo on 25/01/2017 - 15:20

    hmm already have a Citibank Plus transaction account. wondering if it's still worth it with the one or two extra perks.

    • Turd on 25/01/2017 - 15:21
      +1

      Free $40? No brainer.

    • Saitake12 on 25/01/2017 - 15:29

      Im not sure about how dealing with macquarie is like, but I found the citibank plus app complete garbage, and this one seems much better, so it has another PLUS there.

      • sween64 on 25/01/2017 - 15:30
        +1

        Online website is great!

      • MrBr0 on 25/01/2017 - 15:42
        +1

        The website and app are one of the best around.

        Citi is terrible I agree

  • ilikeradiohead on 25/01/2017 - 15:21

    So this could be effectively another citibank plus?

    • Turd on 25/01/2017 - 15:23

      Yes

    • iSamurai on 25/01/2017 - 19:34

      except that international ATM withdrawals cost $5.

      • Greg123 on 26/01/2017 - 13:43

        Ah, so not at all like the Citibank Plus, as that's the only useful feature of Citi. Overseas purchases (rather than cash out) belong on the 28 Degrees or BankWest Platinum Zero for interest free days.

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