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ANZ First (Annual Fee $30) & ANZ Platnium (Annual Fee $89) Credit Cards - $200 Cashback Bonus after $500 Spend in 3 Months

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ANZ First (Annual Fee $30) & ANZ Platnium (Annual Fee $89) Credit Cards - $200 Cashback Bonus after $500 Spend in 3 Months
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Associatedrc681 @ ANZ on 07/06/2016 - 19:52 anz.com.au (2121 clicks)
Last edited 08/06/2016 - 14:24 by 1 other user

$200 cash back is back for ANZ platnium credit card (annual fee $89) first year free, but this time ANZ First credit card is also included with a lower fee of $30.

Details from the website for ANZ First:

Income requirement 15k p.a or 50k saving

Interest rate on purchases 19.74% p.a

Interest rate on cash advances 21.49% p.a

Interest free period on purchases Up to 44 days

Annual account fee $30

Minimum credit limit $1,000

I'm a banker at anz, and if anyone prefer to do it over the phone, you are more than welcome to shoot me your number and time to call. cheers =]

Financial ANZ Banking Cashback Credit Card

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closed Comments

  • payton on 07/06/2016 - 19:56

    Hell yea, was kicking myself when I was late to apply for the $200 cashback in April.
    With possibility to have 1st year annual fee waived

  • CyberMurning on 07/06/2016 - 19:56
    +3

    So we can do this over the counter at the branch as well?

    What if people had anz cc previously? Still eligible?

    • Associatedrc681 @ ANZ on 07/06/2016 - 19:58

      yes eisniwre, this time the offer is available for branches as well

    • payton on 07/06/2016 - 19:58
      +1

      What if people had anz cc previously? Still eligible?

      Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card or for customers who have been approved for an ANZ credit card and received a cashback or similar payment from ANZ within the previous twelve months

      From T&C at bottom, but be good if rc681 can clarify

      • Associatedrc681 @ ANZ on 07/06/2016 - 20:28
        +1

        if you hold a anz first or anz platnium in the last 12 months, you are not elligible

        • cyssero on 07/06/2016 - 22:31

          If I had an ANZ Frequent Flyer Black card in the last 12 months, would I be eligible?

        • Associatedrc681 @ ANZ on 07/06/2016 - 22:45

          yes cyssero, you would still be eligible if you had an ANZ frequent flyer or ANZ reward.

        • dazweeja on 08/06/2016 - 10:49

          @rc681:

          Can you guarantee this? The wording - quoted by Payton above - could easily be interpreted otherwise. If you had a ANZ Frequent Flyer Platinum and received 50000 QFF points for example, it could easily be argued by ANZ that you were a customer who had been "approved for an ANZ credit card and received a cashback or similar payment from ANZ within the previous twelve months".

        • s0805 on 08/06/2016 - 13:08

          rc681, I've ANZ platinum card from last 5-6 yrs. Never been beneficiary of such offers nor have rewards attached to it. Am i not eligible for this offer?

    • blackfrancis75 on 07/06/2016 - 19:59
      +1

      I was just about to post: I got burned on the last deal because I had held an ANZ card in the last year (closed an account that I'd had with them for 15 years or so last October). So they never paid my 75,000 QFF points bonus. I realise this was in the T&C - I'm just saying Be aware!

  • snowcold on 07/06/2016 - 19:58
    +1

    Does it have $60 additional card fee?

    • Associatedrc681 @ ANZ on 07/06/2016 - 19:59

      you can get up to 3 additional cards without any additional cost

  • Yamato on 07/06/2016 - 20:04
    +1

    can i close a current anz first account (with no prior history of claiming such promotions) to open another anz first account to take advantage of such promotions?

    • Associatedrc681 @ ANZ on 07/06/2016 - 20:25

      yamato,i was on the phone with credit card solution team. If you hold an anz first or anz platnium in the last 12 months, unfortunately you are not eligible for this offer.

  • hanyolo on 07/06/2016 - 20:15

    I've just applied for an additional card on my parents' account - am I eligible?
    I believe it's a platinum card

    • Associatedrc681 @ ANZ on 07/06/2016 - 20:27

      yes you are eligible if you are not the primary holder in the last 12 months

      • imaxsameer on 07/06/2016 - 22:57

        I think he meants he is a supplementary card holder. For this offer I believe its for new card holders (primary)

  • Tripod on 07/06/2016 - 20:19
    +1

    It seems the ANZ Platinum card has a $0 annual fee for the first year. If that's correct, would this card be a better alternative for someone that doesn't want to stay with ANZ?

    https://www.anz.com.au/personal/credit-cards/low-annual-fee/…

    • Associatedrc681 @ ANZ on 07/06/2016 - 20:31
      +1

      Tripod, we are talking about the same card here but 2 different offers. you can get one with no annual fee (save$89) or pay $89 and get 200 back when you spend $500 in the first 3 months (profit $111)

      • Tripod on 07/06/2016 - 20:38

        Thanks for clarifying. I thought that might be the case after reading a little more into it. Still a good deal!

        "Not available in conjunction with other offers, packages or promotions"

      • illusion44 on 07/06/2016 - 21:08

        https://www.anz.com.au/personal/credit-cards/low-annual-fee/… looks like you can get first year fee waived as well as 200 back when you spend 500

        1. The ANZ Platinum Annual Account Fee ("Annual Fee") will be waived in the first year. In each subsequent year, if you make Eligible Purchases of $20,000 or more annually using your ANZ Platinum account your next Annual Fee will be waived. Eligible Purchases must be made in the year prior to your next Fee Date. Your Fee Date is the date that your account is assessed for charging an Annual Fee. If your account has not previously been charged an Annual Fee then for the purpose of determining your eligibility for the waiver, your Fee Date is the first date that your account is assessed for charging an Annual Fee. Eligible Purchases includes purchases made using your account, but excludes Balance Transfers, cash advances, interest, fees, transactions reversed and purchase refunds. If you do not make at least $20,000 of Eligible Purchases in the year prior to your Fee Date the Annual Fee will be charged to your account. The Annual Fee is currently $87 but is subject to change.
      • railspider on 07/06/2016 - 21:44

        rc681, on the page for the Platinum card (https://www.anz.com.au/personal/credit-cards/low-annual-fee/…) condition #1 states the terms around the $200 cashback, condition #2 states the $89 fee is waived for the first year.

        Are you saying both of these offers can't be used at the same time? Because that's not how I read the T&Cs. It appears there is no upfront fee, and assuming you can cancel the card for free, it means you can get the full $200 cashback with the Platinum card. Or am I reading this wrong?

        • Associatedrc681 @ ANZ on 07/06/2016 - 21:48

          Hi railspider, we can select only 1 offer when putting through an application. So i am sure that you cant use both offers at the same time

        • railspider on 07/06/2016 - 21:49

          Fair enough, I thought it looked a little too good to be true.

          Thanks for sharing the deal.

        • bennib0i on 08/06/2016 - 14:10

          @rc681:

          Are you sure that both offers: $0 annual fee for first year and Bonus $200 cash back isn't together? your website shows this as one combo (screenshot):

          http://imgur.com/VWhgn25

      • 50cent on 08/06/2016 - 13:49

        Are you sure we are talking about the same card as one says Minimum credit limit $1,000 and the other says Minimum credit limit $6,000??

  • rf123 on 07/06/2016 - 20:22

    When will this offer be available until?

    • Associatedrc681 @ ANZ on 07/06/2016 - 20:32

      This is a limited time only offer which may be withdrawn or changed at any time without notice

  • cheaty on 07/06/2016 - 20:41

    Signed up last time - when there was no fee ($200 profit), here is my experience:
    - easy online process
    - painful activation - had to visit a branch and spent close to hour and a half to get the job done
    - spent the $500 and got the $200 cashback in about 2 weeks

    not a bad deal…

    • Associatedrc681 @ ANZ on 07/06/2016 - 20:53

      thanks cheaty, i would also avoid busy hours when visiting a branch, during lunch break, opening 9:30am to 10:30am and closing 3:00pm to 4:00pm. Hope it helps

    • MiaSanMia on 07/06/2016 - 21:47

      When was this? I got one from this https://www.ozbargain.com.au/node/244295 back in April & spent over $500 on purchases straight away but havent seen any cashback yet.

      • Associatedrc681 @ ANZ on 07/06/2016 - 21:51

        this just started today MiaSanMia, Did you apply online via that link or you applied at a branch, cause the offer last time was online. if you did apply online, give credit card solution team a call on 13 13 14 .

        • MiaSanMia on 08/06/2016 - 10:53

          I applied via the link & had called the solution team & they confirmed I'm eligible for the deal. cheaty said he/she got the cashback in about 2 weeks while I've been waiting nearly 2 months (which is standard condition in the fine print) this is quite surprising

  • Young gardener on 07/06/2016 - 21:46

    Hi OP, can I apply for this card and claim $200, then close the account? Will it make any affect on my credit history?

    • Associatedrc681 @ ANZ on 07/06/2016 - 22:02

      Hi Shemale, If you apply for several credit cards within a short period of time, or multiple inquiries will appear on your report.

      • anonymoususer on 07/06/2016 - 22:33

        I had my current CC from CWB since last 6~7yrs (received new one with updated expiry this yr) does this 6~7yr considered as short period for bad credit history?

        • Associatedrc681 @ ANZ on 07/06/2016 - 22:46

          I wouldnt say bad, but it will appears on your credit report. Best thing is to do a credit check at https://www.veda.com.au/. Most Banks use Veda for credit check. Hope this helps

  • Mad Max on 07/06/2016 - 22:13

    ANZ Platinum has a good travel insurance by paying just $300 of the os trip with the card

    • Associatedrc681 @ ANZ on 07/06/2016 - 22:26

      That's right Maxi!

      and ANZ First also come with Complimentary insurance for your shopping
      Complimentary insurances when you make eligible purchases on your card:
      90-day Purchase Security Insurance - insurance against loss, theft or accidental damage on most personal items purchased - for 3 months from the date of purchase.

      Extended Warranty Insurance - double the manufacturer's expressed Australian warranty on major personal and household purchases by up to an additional 12 months

      • smoke87 on 10/06/2016 - 12:34

        Do you need to continue to hold the card for that period of the extended warranty or does ANZ honor the warranty if the card is cancelled?

  • BinnyC on 08/06/2016 - 10:08
    -1

    Can we spend $500 on macbooks or apple products and still get $200 back..

    • Associatedrc681 @ ANZ on 08/06/2016 - 12:08

      Yes it is a eligible purchase BinnyC. Eligible Purchases includes purchases made using your account, but excludes Balance Transfers, cash advances as defined in the ANZ Credit Cards Conditions of Use, interest, fees, premiums paid for ANZ Credit Card Insurance, transactions for gambling or gaming purposes, transactions reversed and purchase refunds.

      • 50cent on 08/06/2016 - 13:51

        Can we spend $500 on hookers and still get $200 back..?

        • Mad Max on 08/06/2016 - 14:08
          +1

          Yes but only if you do not ask for a refund…

        • Sex on 08/06/2016 - 17:00
          +1

          Only if you remember to pay using the card instead of with $1 bills.

        • djmm on 08/06/2016 - 19:17
          +1

          Pretty sure as long as there is a slot for you to swipe your card it will be fine.

  • Fuzzyduck on 08/06/2016 - 10:59

    Balance transfer 0 percent for a while?

    • Associatedrc681 @ ANZ on 08/06/2016 - 12:12

      It has been out for a while Fuzzyduck andit is a limited time only offer which may be withdrawn or changed at any time without notice

      • Fuzzyduck on 08/06/2016 - 13:33

        Opps I meant, does it feature a zero interest period? Sorry poorly worded question.

  • jdogg on 08/06/2016 - 14:03
    +2

    In the interest of comparison.. Commbank have a similar promo but slightly better https://www.ozbargain.com.au/node/244164

  • Nikunj on 08/06/2016 - 14:11

    Hi Op, just called in Customer care. They are saying both offers are valid. I can get $0 annual fee for first year and also $200 cash back… Even lady spoke to their Manager and confirmed the same. Can you please advise?

    • Associatedrc681 @ ANZ on 08/06/2016 - 14:23

      Yes, you are right nikunj. But only on the platnium card with $0 annual fee first year

      • Mad Max on 08/06/2016 - 14:57

        So just to get this right: we can apply for the Platinum card with no annual fee for the first year and $200 cashback by spending $500 on the card within 3 months.
        Is there also a 0% balance transfer offer to go with that?

        • Associatedrc681 @ ANZ on 08/06/2016 - 15:06

          Exclude balance transfer maxi

      • Nikunj on 08/06/2016 - 20:41

        I meant by saying above is you get both advantages.

        $0 annual fee for 1st year and also $200 cashback upon spending $500 not either or.

  • rn91 on 08/06/2016 - 15:06
    +1

    OP, I tried inboxing you but my account is less than a day old and so I cant initiate a convo. Please message me?

    • Associatedrc681 @ ANZ on 08/06/2016 - 16:00

      It Seems like i cant as well rn91. Send me an email [email protected]

  • Fredfloresjr on 08/06/2016 - 15:09
    +1

    Easy. Thanks. 👍🏻

    • Associatedrc681 @ ANZ on 08/06/2016 - 15:18

      Congratz fred!

  • jinxsphinx on 08/06/2016 - 16:48

    I'm a supplementary platinum cardholder. Am I eligible?

    • Associatedrc681 @ ANZ on 08/06/2016 - 17:29

      Unfortunately only for new and primary card holder only

  • Sex on 08/06/2016 - 19:41

    Do you have a link to the platinum card deal? I only see the one for the $30 one.

  • ahaider on 08/06/2016 - 20:06

    Do Bpay bill payments count as eligible purchases?

    • Associatedrc681 @ ANZ on 08/06/2016 - 21:25

      Yes Ahaider,Eligible Purchases includes purchases made using your account, but excludes Balance Transfers, cash advances as defined in the ANZ Credit Cards Conditions of Use, interest, fees, premiums paid for ANZ Credit Card Insurance, transactions for gambling or gaming purposes, transactions reversed and purchase refunds purposes, transactions reversed and purchase refunds.

  • mowerblades on 09/06/2016 - 16:39

    OP - can you tell me if these cards (or any of ANZ's cards) attract foreign transaction fees? I can't see anything mentioned about foreign transaction fees on ANZ's website, but that was the main reason I closed my Westpac Black Cards. Thanks!

    • Associatedrc681 @ ANZ on 09/06/2016 - 18:30

      From fees and charges booklet

      Overseas Transaction Fee – Visa and MasterCard transactions

      •ANZ will charge 3% of the value of any foreign or
      Australian currency transaction charged to ANZ Visa, ANZ
      MasterCard or ANZ Visa PAYCARD credit card where the
      merchant or financial institution accepting the card is
      located outside of Australia.
      • For an overseas ATM transaction the Overseas Transaction
      Fee is calculated on the value of the transaction and any
      ATM operator fee that you accept when you proceed
      with the transaction at the ATM.

      • mowerblades on 09/06/2016 - 18:41

        Cool, thanks for that.

  • NickosFoivos on 09/06/2016 - 22:11

    Thanks for posting the deal :)
    But wtf? I applied and will get an answer within 7 working days… Really ANZ?
    Am a very good customer of yours and my credit history is clean as!
    Not happy with that.

    • Associatedrc681 @ ANZ on 09/06/2016 - 22:28
      +1

      should have left me your number and got approved on the spot like many of our members here did…=]

      • NickosFoivos on 11/06/2016 - 23:05

        Thanks for the reply :) bank approved next day!

        Cheers :)

  • ahaider on 12/06/2016 - 13:05

    Tried to apply online, but got a silly error message saying that postcode, state and suburb are not valid. Did anyone face the same issue?

  • UNO on 16/06/2016 - 17:57

    How come other ANZ cards like the platinum rewards card no longer waives the first year annual fee?

    • Associatedrc681 @ ANZ on 16/06/2016 - 19:37

      hi Uno, the condition of rewards range has changed, now you only need to spend first eligible purchase to for the points. Hence the annual fee waiver is no longer valid.

      • UNO on 16/06/2016 - 19:52

        Thanks for info!

  • Could Be Better on 20/06/2016 - 12:16

    I applied when the last deal was around and still waiting to receive the bonus for more than a month. Has anyone received theirs yet?

  • Major Packer on 21/06/2016 - 18:20

    Is linking the credit card to Paypal and use Paypal to buy stuff an eligible purchase?

  • demiurge on 22/06/2016 - 19:40

    Does BPay count towards the 500 spending? Got a couple of gas bills to pay.

  • pepsicles on 15/07/2016 - 14:16

    How long does it take for the cashback to come in? I spent $500 by mid June and haven't heard anything since?

    • Mad Max on 15/07/2016 - 17:49

      60 days from $500 purchase

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