SGIO was cheapest for us, for various cars bought between 1996- 2012.
If you have an older car, comprehensive insurance actually works out way cheaper than third party where they offer a discount of $20 only.
$100 Discount on SGIO Comprehensive Car Insurance (WA Only)
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I recently bought a M35 Stagea
After the online discount and multi policy discount it worked out to $430 something dollars for comp with agreed value car hire and free glass once a year. No other place could beat it online. Plus any current and future legal mods are covered.
Couldn't be happier.Where did you get free glass cover?
SGIO chose it as an option
• Windscreen option
Allows you to make a claim if your windscreen, sunroof or
window glass is damaged, without paying your basic
excess.
Why is comprehensive plus so much dearer? Can't see the big difference apart from unlimited car hire & windscreen cover?
I went with Comp with standard 21 days car hire, added the glass option and agreed value worked out less then comp+.
Car hire I'm not too fussed about but the glass cover is what sold me - privacy glass on the Stagea is silly expensive.
still more expensive (just checked on a multiple comparison site) - budget direct turned out to be the cheapest.
What comparison site is good to use?
well there is really only comparethemarket and iselect. they don't compare bigger insurers like RACQ, NRMA and Suncorp unfortunately. make sure you use incognito or clear cookies before comparing. also, if you like to stick with your current insurer, call them and ask for a price match (I did it with RACQ).
Thanks. Just out of interest why do you need to clear your cookies first?
@locapez: because if you do an enquiry and you return a few days later and search again, they'll jack up the price http://i.imgur.com/tpbX3lE.jpg (I actually only realised about this a few days ago)
Neg'ing because not a deal, the excess by default is $800, when you choose the lowest agreed value the premiums are higher again… they want you to do market value, but you get no indication what this is
I'd never insure for market value.
Yea you're right..freaking $800 excess…
Why?
Last time I got a quote from them it was over $1000, but this time it's around $280 (close to what I'm currently paying). Seems they have finally woken up to their crazy prices (even if they do have a huge default excess).
i used to get a quote from SGIO every time my cars' premiums come up for renewal. i don't bother any more since their max. agreed value is always lower than what i get with RAC and Shannons. besides, the agreed value for one of my cars isn't even remotely close to what i would have to pay for a replacement vehicle.
I got this deal when it was available some 13-14 months ago-I'm in WA. I had to contact them as my voucher link wasn't emailed within the time period. When it never arrived after their revised arrival date I 'threatened' them with going to their regulator body as they had breached their T&Cs.NNeedless to say the voucher arrived
The $100 discount for buying comprehensive car insurance online is also available in SA and Queensland. Just click the box for "State" and it will redirect to the NRMA partner in that state.