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AmEx Statement Credit: Spend $400 or More at NRMA, Get $100 Back @ American Express

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AmEx Statement Credit: Spend $400 or More at NRMA, Get $100 Back @ American Express
Go to Deal
Cashback
sicarz on 06/12/2024 - 09:54 americanexpress.com (679 clicks)
Last edited 06/12/2024 - 10:07 by 1 other user

Could be useful for those that:

a) already get their policies via NRMA or their renewals will be cheaper via NRMA (always compare your insurance quotes!!) and;
b) need to make that payment in the next few months
c) should work with any other payment discount applies e.g. $100 promo code that comes around every once in a while.

Take note of exclusions listed in T&Cs below

Initially I was thinking it's a pretty decent discount on CTP insurance, however looks like it's excluded as part of the T&C - but your experience may vary - as like the gift card/ merchant scenario for other offers, amex may not be able to differentiate what you purchase. One for someone to try!

Offer
Spend $400 or more, get $100 back
Save the offer to your eligible Card and spend $400 or more, in one or more transactions, via phone, in-app, or online at NRMA Insurance by 21/02/2025 to receive one $100 credit. Limited to the first 10,000 Cards to save the offer.

T&Cs

  • Subject to the exclusions listed below, offer only valid for select NRMA insurance policies listed here - Car Insurance, Home Insurance, Caravan Insurance, Motorcycle Insurance, and Boat Insurance.
  • Excludes transactions where you do not spend directly with your Card to which the offer is saved, via phone at 132 132, in-app, or online at www.nrma.com.au. Offer valid at Australian phone, app, and website only.
  • Offer only valid for phone payments at 132 132 where customer opts in to speak to an NRMA Insurance consultant to make payment over phone for selected policies (listed above). Excludes any other payments made over phone.
  • Offer only valid for select NRMA Insurance policies (listed above) purchased directly from NRMA Insurance where American Express is an accepted form of payment. For full details, please refer www.nrma.com.au/faq/what-payment-methods-do-you-accept/484.
  • Excludes policies in New South Wales (NSW), Queensland (QLD), Tasmania (TAS), or the Australian Capital Territory (ACT) that were last renewed before 1st July 2024.
  • Excludes policies in New South Wales (NSW), Queensland (QLD), Tasmania (TAS), or the Australian Capital Territory (ACT) that were first purchased before 21st April 2024 and not yet renewed.
  • Excludes payments made towards Roadside Assistance, Security & Alarms, Home Loans and Point of Sale (POS) payments made at branches.
  • Excludes CTP, MAI, Landlord Insurance, Holiday Rental Insurance, Business Insurance, Residential Strata, Travel Insurance and all other insurance policies/payments that are not listed as valid for offer.
  • Valid for payments made by 21/02/2025 to be eligible for offer.
    Offer is limited to one credit per Card to which the offer is saved and only spend on this Card counts towards the Offer.
    Excludes transactions made through a third party establishment or payment processor.
  • Credit is not redeemable for cash or other payment form.
  • Credit should appear on your billing statement within 15 business days from qualifying spend but may take up to 90 days from the offer end date.
  • Credit will not be applied to your Card Account if your Card has been suspended or cancelled.
  • Credit may be reversed if your qualifying purchase is refunded or cancelled.
  • Full Offer Terms available here.

Referral Links

Business Explorer Card: random (1)

Referrer: 40,000 Reward Points

Centurion Personal Charge Card: random (7)

Referee gets 200,000 MR points. Referrer gets 150,000 MR points.

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Comments

  • acai on 06/12/2024 - 10:05
    +1

    Got 5 bonus points per $1 spend offer instead

    • WookieMonster on 06/12/2024 - 10:13

      Strangely, I have received that offer twice on my AMEX:

      • The first offer ends 07 Feb 2025.
      • The second offer ends 21 Feb 2025.

      🤷‍♂️

      • Franky23 on 06/12/2024 - 11:14

        Same, I wonder if it's a mistake and should be the cashback?

      • SnoozeAndLose on 11/12/2024 - 07:53

        Double dipping

    • digitalane on 06/12/2024 - 19:25

      Is that on Qantas? Probably because they have their own insurance

  • kerfuffle on 06/12/2024 - 10:12

    I got the 5 points/$1 offer on my Velocity Escape Amex, but not that offer or this one posted by the OP on my Elevate Amex (probably because I used it to pay for my home insurance a few months ago)

  • sunaus on 06/12/2024 - 10:13
    +1

    Looks like only new policy valid

    • kerfuffle on 06/12/2024 - 10:29

      Reading the fine print, this is my understanding as well

      • sicarz on 06/12/2024 - 11:01

        It's a bit convoluted. But I read the following as

        Excludes policies in New South Wales (NSW), Queensland (QLD), Tasmania (TAS), or the Australian Capital Territory (ACT) that were last renewed before 1st July 2024.

        • New policies / renewals after 1 July is valid.

        Excludes policies in New South Wales (NSW), Queensland (QLD), Tasmania (TAS), or the Australian Capital Territory (ACT) that were first purchased before 21st April 2024 and not yet renewed.

        • And this is to capture those who are playing monthly on a current policy before 21st April, and disallow then to make a lump sum payment on their policy for the credit.

        Aka new renewals are fine?

        • kerfuffle on 06/12/2024 - 11:22

          I still think it applies to new policies only and it's just a confusing way of saying new policies (with a new policy number) only. My comp insurance is due February 1 (which was renewed before July 1 2024). Points three and four also speak of new policies i.e. no renewals. Unless you have difficulties or want to apply a loyalty discount (as in my case last year when I also bought my green slip), are you really going to call a NRMA consultant to renew your insurance?

          I assume someone who had a comp insurance policy due June 17 2024 but didn't renew would have to take out a new policy rather than renewing with the same policy number.

        • AKJJ on 06/12/2024 - 11:30
          +1

          How would Amex be able to determine if the payment is for a new or existing policy for the purposes of the points or cashback?

          • ilubbargains on 06/12/2024 - 12:08
            +1

            @AKJJ: No way Amex can tell. Just like how they can't tell if you've bought gift cards (current Officeworks statement credit deal)

            • wdw on 06/12/2024 - 13:27
              +1

              @ilubbargains: NRMA have a new system for polices after 21/04/2024 with renewals moved to it from 01/07/2024 so they will know as those policies before these dates are billed on an old system which would apply to monthly payments.

              Policies renewing on the new system have a new policy number and seem to be included.

    • M00Cow on 06/12/2024 - 13:50

      possibly like their no giftcards on other shops, they say it, but don't enforce it.

  • prankster on 06/12/2024 - 10:30

    bloody hell i just renewed my policy in Nov grrrrrr

    • kerfuffle on 06/12/2024 - 10:36
      +1

      Don't feel too bad; it seems that this offer is only for new policies

      • prankster on 06/12/2024 - 11:10

        i noticed it includes home insurance so i can go back to NRMA if i really want to get this deal in Jan when mine comes up for renewal

  • ledgisv2 on 06/12/2024 - 10:30

    Didn't get it on 2 qantas ultimate.

  • Robin2012 on 06/12/2024 - 10:33

    got the 5 points/$1 offer

  • bamboo71 on 06/12/2024 - 10:35

    Didn't receive this offer at all.
    Maybe it's because I've always used Amex to pay for my NRMA insurance.

  • Burger R on 06/12/2024 - 10:52
    +1

    Got a quick quote of my car insurance that's about to expired. It is almost double the fees renewal offered by Woolworth.

  • SydOzber on 06/12/2024 - 11:35

    paid $850 excess a few weeks back.. wondering if they'd be able to refund it and accept split payments over phone.

    I don't think Amex has a way to find out if the payment was for new policies or existing renewals or excess

  • zed264 on 06/12/2024 - 11:48

    Can I cancel my policy and reapply for new one?

  • easternculture on 06/12/2024 - 11:51
    -4

    Good for ctp

    • audreamer on 06/12/2024 - 12:12

      Excludes CTP, MAI, Landlord Insurance, Holiday Rental Insurance, Business Insurance, Residential Strata, Travel Insurance and all other insurance policies/payments that are not listed as valid for offer.

      • easternculture on 06/12/2024 - 12:29
        -2

        Im sure it will work ;)

        No way of AMEX knowing what service you bought, then its a breach of privacy

        Again, buy CTP at your own risk

    • sicarz on 06/12/2024 - 12:39

      This is probably what I'll end up doing as my CTP comes for payment in March, so I'll just pay it early. I doubt they attribute - hopefully someone tests it between now and then and reports back ! Ha

      • easternculture on 06/12/2024 - 12:41

        Ours in April but ill pay it early :)

  • mz2117 on 06/12/2024 - 12:25

    Q: AM payment via Paypal, is it qualified?

    • easternculture on 06/12/2024 - 12:35
      +2

      No

    • Flyinghigh on 06/12/2024 - 12:43

      Reading the condition… it must be paid via phone call and speak to a Customer Service officer

      Offer only valid for phone payments at 132 132 where customer opts in to speak to an NRMA Insurance consultant to make payment over phone for selected policies (listed above). Excludes any other payments made over phone.

  • Purple on 06/12/2024 - 12:58

    Grrrrrrrrr I renewed my policy last night at 9.01pm!!

  • damow15 on 06/12/2024 - 12:58

    Would be great if NRMA wasn't 2x the price of RAC WA…

  • sydney_kings on 06/12/2024 - 13:27

    Offer only valid for phone payments at 132 132 where customer opts in to speak to an NRMA Insurance consultant to make payment over phone

    Just did online without noticing the phone requirement

    • sicarz on 06/12/2024 - 13:31
      +1

      You should be fine - headlines offer is

      Spend $400 or more, get $100 back
      Save the offer to your eligible Card and spend $400 or more, in one or more transactions, va phone, in-app, or online at NRMA Insurance by 21/02/2025 to receive one $100 credit.

    • sicarz on 06/12/2024 - 13:51

      Also take a screenshot of the offer (if you need to escalate) - just in case!

  • zxcvb on 06/12/2024 - 13:48

    Thanks OP. I took comprehensive car for the first time with NRMA, adjusted agreed value to be exactly over $400, Called NRMA paid over phone with Amex after saving the offer to the card. Hopefully I've ticked all the boxes to get the $100 off. Oh I opted for plus as well

    • Flyinghigh on 06/12/2024 - 15:15

      I was in the phone with NRMA Insurance and told they only accept Visa and Master Card. :)

      • kerfuffle on 06/12/2024 - 15:23

        They've been taking Amex since September or so; paid my home insurance with my Amex instead of going via PayPal which is what I'd been doing in the past

      • ihbh on 06/12/2024 - 16:12
        -1

        I was in the phone with NRMA Insurance

        … maybe if you get on the phone with NRMA Insurance, you'll have better luck.

      • easternculture on 06/12/2024 - 18:07

        I was in the phone with NRMA Insurance

        Damn you player. You were in the phone

  • timhn on 06/12/2024 - 14:51

    why $400!! I've only the NRMA road service to pay this month

    • kerfuffle on 06/12/2024 - 15:22
      +1

      Because it's NRMA insurance, not NRMA roadside assistance.

  • Kranbone on 06/12/2024 - 18:08

    I've often found the NRMA more expensive than other insurers, so I guess it kind of evens out?

    • rooon on 06/12/2024 - 19:26

      Only if you end up getting cashback

    • Flyinghigh on 06/12/2024 - 20:27
      +1

      The one benefit I find with NRMA is it has a more generous condition for unlisted occasional driver.. most other insurers don't define the term and when asked they verbally clarify it means driving the car no more than once a year. Pls check with your insurer.

  • knowwhat on 07/12/2024 - 12:27

    Thanks OP

  • evasive on 07/12/2024 - 20:39

    Useless for VIC?

  • Cataclysm on 08/12/2024 - 17:49
    +1

    wtf NRMA CTP website doesn't accept amex

    • hellwolf on 08/12/2024 - 19:01
      +1

      That's probably why CTP is excluded in the AMEX offer T&Cs

  • Piyopiyo on 10/12/2024 - 06:34
    +2

    Just paid my NRMA car comprehensive insurance online and received email from Amex hours later :

    You just used your NRMA Insurance Amex Offer.
    Thank you for using your NRMA Insurance Amex Offer with your Card ending in xxxx.

    If your transaction meets the offer terms, your redemption should appear on your statement within 15 business days (however it can take up to 90 days from offer end data).

    • kerfuffle on 10/12/2024 - 08:26

      New policy or renewal?

      • Piyopiyo on 10/12/2024 - 12:57
        +1

        New policy switched from AAMI

        • kerfuffle on 10/12/2024 - 13:45

          Well you're guaranteed the credit then. It's more policy renewals that no one's 100% sure on going by the wording

          • Piyopiyo on 11/12/2024 - 06:54

            @kerfuffle: Yes. Received the credit $100 within 48 hours in Amex statement. I got one more Amex card but seem like can’t use it for CTP.

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