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Investor Loan with Interest Only Repayment 3.99% P.a. Variable Rate | 4.27% P.a. Comparison Rate

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Investor Loan with Interest Only Repayment 3.99% P.a. Variable Rate | 4.27% P.a. Comparison Rate
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Associatedsodhim on 26/09/2015 - 16:40 hashching.com.au (263 clicks)

Hi OzBargain community members,

We have secured this Investor Loan deal that's expiring on 01 Oct 2015.

Investor Loan with 3.99% p.a. variable rate | 4.27% p.a. comparison rate^

  • Interest only repayments option available for Investor loans
  • Available for both new home loans or refinance existing home loan with borrowing loan amount above $500,000
  • 4.09% p.a. variable rate applicable to borrowing loan amount below $500,000
  • Max LVR up to 80%, no application fee, $299 ongoing annual fee
  • $250 cashback is paid 30 days after loan settlement only
  • Loan application to be submitted by 01 Oct 2015 with loan settlement before 31 Oct 2015

^The comparison rates are based on a loan amount of $150,000 and a term of 25 years. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Hashching Pty Limited ACN 600 101 184 is a credit representative (Credit Representative Number 475352) of VOW Financial Pty Limited ACN 138 789 161 (Australian Credit Licence 390261).

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  • musicbiz on 26/09/2015 - 17:02
    +2

    Just refinanced with ING who did home loan at 3.99 and investor loan at 4.27 (from memory) when attached to the home loan if you're looking for a similar deal. Includes offset account and other bells and whistles too. Some good deals around at the moment.

    • Associatedsodhim @ HashChing on 26/09/2015 - 17:24

      You're absolutely right stephengreen that there are some good deals around at the moment. Negotiate with your own bank first before you make the switch as banks can match the rate as well otherwise look around for great deals.

      • musicbiz on 26/09/2015 - 17:28

        Except ANZ who were about 0.7 higher and offered the princely discount of 0.05 to keep me :)

        • dy4me on 26/09/2015 - 17:43
          +2

          ANZ and NAB are the worst at negotiating

        • frewer on 26/09/2015 - 22:06

          @dy4me: you don't says

  • rgr on 26/09/2015 - 17:36

    People really need to stop property speculating in this country.

    • rambokid on 26/09/2015 - 18:02

      There aren't a lot of other investment options other than property. ASX isn't worth the discussion. What are we supposed to do ?

      • Cluster on 26/09/2015 - 18:10
        +2

        Invest in productive assets rather than housing. We can't export houses. Even when foreign investors try to buy here we complain bitterly about it.

        We have collectively bid up the price of housing so far that I have friends who basically only return home to eat and sleep. The rest of the time they're at work to afford basic shelter. Weekends are spent maintaining the shelter. What kind of life is that?

        • rambokid on 26/09/2015 - 18:17

          Agree with that conpletely, mate.

          The restrictions on foreign investment in real estate is so ineffective that the Chinese use our law as a joke book.

        • DeafMutePretender on 26/09/2015 - 18:18

          What kind of life is that?

          Serf?

          Just as planned…

      • DeafMutePretender on 26/09/2015 - 18:18

        BURN IT ALL DOWN

        • Associatedsodhim @ HashChing on 26/09/2015 - 19:08

          lol

      • argonbay on 26/09/2015 - 22:05
        +1

        A lot of people think that you cannot lose money investing in real estate. That is what American's thought before the global financial crisis.

  • dumkaze on 26/09/2015 - 17:58

    What would be the interest rate for owner occupier ?

    • Associatedsodhim @ HashChing on 26/09/2015 - 19:08
      +1

      Same dumkaze

  • rambokid on 26/09/2015 - 18:10
    +1

    Hi rep I have placed many inquiries and sure enough a broker calls after two weeks and then they completely deny knowledge of the deal that was advertised.

    Are you merely using these low interest rates to get contact details ? Why don't you just tell us which bank is willing to offer these rates? Even if we have to go through you to get those rates.

    If you can't then does that mean you are lying ?

    • Associatedsodhim @ HashChing on 26/09/2015 - 19:16
      +1

      Hi rambokid,

      We only received this deal last week so I am not sure when you applied for this deal. Can you PM me your email address and I can verify your enquiry in our system and the assigned broker? Apologies in advance if you experienced this on a different deal as we ban brokers immediately if they do not respond within 24 hours,

      The platform is used by brokers to advertise deals they have negotiated with a particular lender. They will disclose the lender behind the deal once they speak to you over the phone and they are required to disclose the lender by law. Please do let me know if the broker does not call you within 24 hours as it is a mandatory requirement for them to join HashChing. HashChing is not a broker and we allow verified mortgage brokers to join the platform and advertise negotiated deals.

      Send me a PM if you do not receive a call/email from broker within 24 hours and I will personally follow it up for you.

      • rambokid on 26/09/2015 - 22:36

        On no single instance have I received a phone call within 24 hours. Not one!

        But let me wait for this one and I will definitely Pm you

        • Associatedsodhim @ HashChing on 26/09/2015 - 23:33

          Hi rambokid,

          As I mentioned, please PM your email address and this should not have happened in the first place. Without me knowing the details, I am unable to help further. We keep track of each interaction our partner brokers have with consumers for compliance purpose. If you are not getting the service promised by us, please advise so that we can take appropriate action.

          Thanks.

  • tn1984 on 26/09/2015 - 19:58

    Is there a withdrawal fee on the investor loan?

    Seems like a good deal. Currently with BankWest on 4.89

    • Associatedsodhim @ HashChing on 26/09/2015 - 20:21

      Since there is an ongoing annual package fee of $299, there is no withdrawal fee. It comes with 100% offset account too :)

  • tg on 26/09/2015 - 20:36
    +2

    This property has been sold to the couple who has ………
    https://www.facebook.com/gruenhq/videos/10154660285162588/?f…

    • frewer on 26/09/2015 - 22:05

      hahaha I like both of these vids, very well done

  • tg on 26/09/2015 - 20:38
    +2

    I bought a ******* house!!
    https://www.facebook.com/gruenhq/videos/10154660289722588/

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