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UBank's home loan iPad Mini Offer

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UBank's home loan iPad Mini Offer
Go to Deal
AssociatedUBank Rep on 22/07/2014 - 17:29 hello.ubank.com.au (375 clicks)
Last edited 23/07/2014 - 14:38

Apply for an eligible new UHomeLoan by 18 August & return your signed Contract Pack to us by 30 September & you could get an iPad Mini when you settle (Offer Terms & Conditions apply).

Offer conditions
iPad Mini Offer closes at 11:59pm 18 August. Eligible applicants must apply for an eligible new UHomeLoan & return their signed Contract Pack to UBank by 5pm on 30 September. The iPad Mini will be provided at settlement. Offer is not available in conjunction with any other UBank offer (other than the 0.25%p.a. Upfront Discount Offer that may be applicable). Apple is not a participant in or a sponsor of this promotion.

Full Offer Terms & Conditions can be found here: https://www.ubank.com.au/content/dam/ubank/documents/Uhomelo…

Other information
• To be eligible to apply for the UBank iPad Mini Offer, you must successfully submit your new UHomeLoan application online to UBank between 12:01am Tuesday 1 July 2014 and 11:59pm Monday 18 August 2014 (inclusive). Applicants that apply for the Offer and:
a. return their signed Contract Pack to UBank by 5.00pm on Tuesday 30 September; and
b. settle their UHomeLoan,
will meet the “Settlement Criteria”.
• The UHomeLoan application must be a new application. You are not eligible for the Offer if you have submitted a UHomeLoan application (for refinance or new purchase) in the three (3) months prior to the Offer start date of 12:01am Tuesday 1 July 2014.
• One iPad Mini per eligible UHomeLoan application. Joint applicants are entitled to a single iPad Mini.
• An accountholder is only entitled to receive a maximum of three (3) iPad Minis, notwithstanding that they may (individually or jointly) take out more than three (3) eligible home loans with UBank during the promotion which would otherwise qualify for an iPad Mini under the Offer Terms and Conditions.
• The iPad Mini with retina display Wi-Fi is model A1489, silver in colour and 16GB and is valued at $479.00(AUD). If for any reason the colour silver is not available, the iPad Mini will be offered in space grey.

Apply for your UHomeLoan here: http://hello.ubank.com.au/uhomeloan/brand/

Please leave any questions or feedback below and we'll do our best to respond as soon as we can.

Referral Links

Referral: random (1254)

Referrer and referee each receive $30 after referee makes 5 settled card purchases within 30 days.

Financial Apple Home Loan Loan Tablet

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closed Comments

  • foobar on 22/07/2014 - 17:31
    +10

    you could get an iPad Mini when you settle

    So if someone does everything you say they need to, they might get an ipad?

    • ValueInvesting on 22/07/2014 - 17:48
      -1

      I reckon the word 'could' is used because of the terms and conditions of the offer. Of course they'll give you an iPad if you qualify for one.

  • hoondaboy on 22/07/2014 - 17:36
    +15

    Most, if not all, of the people on this forum will be aware of the cost of the iPad mini you're referring to.

    I'd suggest you focus more on the cost comparisons to other home loans about. A $500 gadget shouldn't tempt anyone when it comes to homeloans, well not here at least.

    • qtvinsta on 22/07/2014 - 17:42
      +1

      during some of the pass ozbargain posts the ipad mini retina wifi 16gb got down to ~$350 so meh

      • ValueInvesting on 22/07/2014 - 17:50
        +2

        Agree this is not much of a deal compared to before. Weren't they giving $2,014 for signing up? Beats the hell out of a free iPad!!

  • DivZero on 22/07/2014 - 17:41
    +11

    This isn't a bargain. To get the "Free iPad" I have to pay hundreds of thousands of dollars in interest. It would be much cheaper to just buy an iPad.

    • No on 22/07/2014 - 17:52
      +2

      Of course you shouldn't get a home loan just because it comes with a free ipad but ubank has close to the best rate in Australia so IMO its a worthy deal. I have been with them for 3 years or so and have no complaints.

      • DivZero on 22/07/2014 - 17:56

        So the 'bargain' is the loan itself. A $500 kickback doesn't make this a bargain.

      • Tiger on 23/07/2014 - 10:48

        I would prefer a 100% Offset account rather than a basic iPad!

        It's not always about the interest rate.

    • Smigit on 22/07/2014 - 18:52
      +1

      You do also get a free house along with the iPad.

  • Briefcase Mong on 22/07/2014 - 17:44
    +1

    "You could"

  • tanabe88gg on 22/07/2014 - 17:46
    +3

    lol a base model ipad mini… what happened to the $2k eftpos vouchers, rep?

    • affable on 23/07/2014 - 08:24
      +1

      Yeah, bring back the $2014 on settlement! Ubank interest rates have also just dropped …. must be nearing their customer targets so don't need to try so hard.

  • ihbh on 22/07/2014 - 17:55
    +1

    UBank have very competitive rates. This is just a cherry on top for switching. You would move for the low rates.

    There were better giftcards incentives previously, but this is better than nothing.

    I'm a very happy customer.

    • DivZero on 22/07/2014 - 17:59
      +1

      So what you're saying is that this isn't a bargain, but the home loan rates are good. Maybe the rep should be posting the cheap home loan.

      • ihbh on 22/07/2014 - 18:08
        +3

        Since the giftcard incentives ended, there's been nothing extra. Now this offer is an iPad mini, so that's the bargain compared to previously.

        And yes, the home loan rates are good - the best if you take a long term view - will drop 0.1% after 3 years as a loyalty bonus making UBank the cheapest.

  • ticket65 on 22/07/2014 - 18:00
    +1

    Competitions are not bargains.

  • ticket65 on 22/07/2014 - 18:04
    +2

    If your intent was to make people think highly of Ubank……you failed miserably. Bet your boss wouldn't be happy with the negativity you've generated.

  • wongant on 22/07/2014 - 18:46
    +2

    UBANK -> you don't have an OffSet Account !

  • ltd2014 on 22/07/2014 - 19:04
    +2

    Return the $2014 gift card UBANK, and you can have my $530,000 loan tomorrow!!!

  • [Deactivated] on 22/07/2014 - 19:30
    +4

    Thanks OP. Just got 10.

  • emacs on 22/07/2014 - 20:30

    Just got settled today with UBank, unfortunately I made my application in June:(
    Tried to ask them for a iPad mini, with no luck —_—|||

  • kapone on 22/07/2014 - 20:55

    Cost of a home loan has a lot more involved than just rates and thrown-in-freebies. Do your homework and don't make such a big decision based on stuff like this.

    Also, advertised rates mean nothing. Push for a discount with multiple lenders. If someone says they can't discount, walk away.

  • mafmouf on 22/07/2014 - 21:33
    +2

    These kinds of freebies for really expensive items such as cars and houses is a joke. You spend how much for such items, where all you COULD get is something worth about $400. COULD!!! Frustrating to watch people get excited about these 'deals.'

  • whatthecrappin on 22/07/2014 - 22:05

    has anyone managed to get their bank to match these rates? currently waiting for my bank manager (westpac) to call me back but he gave me the usual - ubank doesnt have a shop front so of course they're lower. my fixed rate ends in 2 days - and yes ubank is MUCH lower than my current rates
    also is this a honeymoon rate?

  • M98 on 22/07/2014 - 23:29
    +2

    dear rep - I imagine quite a few of us ozbargain members received this email the other day - which was sent out to your savings account customers… A bank with not enough integrity to openly state you were reducing the savings rate - but rather use the word 'changing'.

    "Keeping 'U' informed
    Here at UBank, we're committed to keeping you updated when there are changes to your account.

    From Thursday 17th July 2014, our USaver base variable rates are changing. The new rates are below."

    Translated this message reads…
    'Screwing "U" over
    Here at UB, we are all about NBA shareholders returns - and currently we are not selling sufficient loans, and thus are resorting to iPad gimmicks to entice our more simple fellow "U"strayans. As a result of our current situation, guess what dichead, we have just dropped your savings rate - why - because we can. "U" find yourself another bank if not happy'

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