Anyone else have been unfortunate to have their rides keyed by inconsiderate people?
How does insurance cover these incidences? Do we have to pay the excess to get it fixed?
And how much would it cost for the panel-beating/repainting/polishing? My scratch marks span a door + rear side with some regions deeper than others.
Is it even worth making a police report on this? Since there isn't any CCTV where my vehicle was parked.
What type of car do own? This usually only happens to very expensive cars or if you've done something like cut someone off or parked in handicapped spot etc.
You would have to claim it on your own insurance and unless you know who did it, you're responsible for the excess and it will effect your no claim bonus.
You could see if someone would fix it (mobile paint repairs) for less than your excess and then you don't lose your no claim bonus.