Resi Home Loans is offering a 2 year fixed rate at 4.74%pa (5.24%pa comparison) until the end of the month. The home loan includes the following features:
✔ No application fee
✔ No annual fee
✔ No rate lock fee
✔ No restrictions on additional repayments into offset
✔ 100% offset account
✔ Borrow up to 97%
✔ Available for construction on bridging loans
Resi Home Loans is an Australian owned, award winning non bank lender that has been offering innovative home loan products to the people of Australia for over two decades.
Terms of the offer:
Terms and conditions, fees and charges, normal lending criteria applies. Interest rate is 4.74%pa (comparison rate 5.24%) fixed for 2 years, reverting to 5.29%pa variable – correct as at 26th December 2013. Offer ends 31 January 2014, or may be withdrawn at any time – available for new clients only. Applies to loans with LVR ≤95%. Minimum loan amount $50,000. Comparison rate based on a loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees and other loan amounts may result in a different comparison rate. Australian Credit License Number 390669
Not sure if this is a bargain. I got NAB fixed rate at 4.99% p.a comparison rate, though got it back in Nov 2013. I think the rate still negotiable…