ThadtheChad » user profile
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Member Since | 19/08/2012 |
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Last Seen | 59 min 15 sec |
Badges | 1 3 |
Location | Sydney |
Recent Activities
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ThadtheChad replied to
freefall101 on Affording Mortgage - Estimating Affordability and Household Savings - Family of 5
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There are benchmarks that are typically used to assess/compare against the self-declared expenses . As I understand it, they use the…
![](https://files.ozbargain.com.au/u/78/81478-38.jpg?h=e925b015)
ThadtheChad replied to
stratbargain on Affording Mortgage - Estimating Affordability and Household Savings - Family of 5
![](https://files.ozbargain.com.au/g/20.jpg)
The banks are willing to work with people to cushion these situations. There are a whole range of options offered to clients in these…
![](https://files.ozbargain.com.au/u/78/81478-38.jpg?h=e925b015)
ThadtheChad replied to
franklowe23 on Affording Mortgage - Estimating Affordability and Household Savings - Family of 5
![](https://files.ozbargain.com.au/g/20.jpg)
I would offset the mortgage with the emergency fund - Don't bother reducing the borrowing amount. At these incomes, the rule of thumb of…
![](https://files.ozbargain.com.au/u/78/81478-38.jpg?h=e925b015)
ThadtheChad replied to
johndowy on Affording Mortgage - Estimating Affordability and Household Savings - Family of 5
![](https://files.ozbargain.com.au/g/20.jpg)
The rule of thumb around 30% is largely intended to ensure lower income folks don't over stretch their fixed costs. On higher income, 53%…
![](https://files.ozbargain.com.au/u/78/81478-38.jpg?h=e925b015)
ThadtheChad replied to
Soothsayer on [Prime] TriggerPoint GRID Foam Roller Original 13" Black $36.76 (Expired), Orange $36.13 Delivered @ Amazon AU
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The blue Kmart ones are utter garbage. The hard black ones may not necessarily be so. Having said that my triggerpoint foam roller is still…
![](https://files.ozbargain.com.au/u/78/81478-38.jpg?h=e925b015)
Wowzers that is a great deal... pity the colourway is a bit out there.
![](https://files.ozbargain.com.au/u/78/81478-38.jpg?h=e925b015)
Sorry mate, was before my coffee... (ive been up all night nursing a sick kid, hence not a single functioning brain cell).
![](https://files.ozbargain.com.au/u/78/81478-38.jpg?h=e925b015)
Naah pretty damn miserable. On brand for Melb weather though. Unless your definition of sunny is sunlight filtered through an overcast…
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And Macpac has a cool logo? Mate, we're not talking Patagonia or Arc'teryx (wicked cool logo btw)... we're talking bargain basement Macpac.
![](https://files.ozbargain.com.au/u/78/81478-38.jpg?h=e925b015)
TBF, so would most people I know (myself included)
![](https://files.ozbargain.com.au/u/78/81478-38.jpg?h=e925b015)
I guess frugal? I spend good money on things I value and find important, and I love it when there is a deal that allows me to buy something…
![](https://files.ozbargain.com.au/u/78/81478-38.jpg?h=e925b015)
His other meals are 2 minute noodles and the like.
![](https://files.ozbargain.com.au/u/78/81478-38.jpg?h=e925b015)
Didn't downvote you, and I am not sure of your personal circumstance, but one would wonder whether you're better off improving your earning…
![](https://files.ozbargain.com.au/u/78/81478-38.jpg?h=e925b015)
Thats not thrifty, thats being stingy.
![](https://files.ozbargain.com.au/u/78/81478-38.jpg?h=e925b015)
ThadtheChad replied to
spy on LG Neo Chef 42L Smart Inverter Microwave $206 Delivered (up to 20km from Store) / C&C @ Betta
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After two replacements within warranty ... in the span of a single year, we returned it for a full cash refund. Went and got a slightly…
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ThadtheChad replied to
Mad Max on Make It Difficult for People in Their Lives and They Get Vaccinated
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Alright mate, what are your credentials. Let's hear your highest education level and current occupation.
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ThadtheChad replied to
GnarlyKnuckles on Our First Family Trip to Japan - Seeking Advice / Recommendations on Our Itinerary and Accommodation
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I'm going to have to disagree. As a non-caucasian, I absolutely know what racism is and have experienced it in different forms across many…
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ThadtheChad commented on [Perks] Motorola Moto G84 12GB RAM/256GB Storage $314.10 + Delivery ($0 C&C/in-Store) @ JB Hi-Fi
Brilliant! Got one.
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ThadtheChad replied to
Stewardo on How Often Should Frying Oil Be Changed to Ensure Safety? | Seeking Your Opinions and Insights
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Tbf, when you're eating KFC... the off-gassed chemicals leaking into the shitty mash is only one among a long list of health hazards.
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ThadtheChad replied to
lawyerz on Free for Personal Use - VMware Workstation Pro 17 (Windows, Linux), VMware Fusion Pro 13 (Mac) @ Broadcom
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Virtualbox is hot garbage for anything requiring even remotely specialist usecases/hardware virtualisation. It's great for uni students…
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ThadtheChad replied to
nikoris on R.M.Williams up to 70% off Online Sale: e.g. RMW Briefcase $300 Delivered (RRP $599) @ RM Williams Online
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Sorry - i misread (because the deal expired). It was $40ish vs the RRP of $69, meaning a marginally lower price. $17 bucks for a $70 is an…
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ThadtheChad replied to
nikoris on R.M.Williams up to 70% off Online Sale: e.g. RMW Briefcase $300 Delivered (RRP $599) @ RM Williams Online
![](https://files.ozbargain.com.au/g/20.jpg)
IMHO Bargin is getting something that is extremely good value. That could be something fairly high quality for a lower price. Getting a…
![](https://files.ozbargain.com.au/u/78/81478-38.jpg?h=e925b015)
ThadtheChad replied to
DrScavenger on R.M.Williams up to 70% off Online Sale: e.g. RMW Briefcase $300 Delivered (RRP $599) @ RM Williams Online
![](https://files.ozbargain.com.au/g/20.jpg)
You get what you pay for.
![](https://files.ozbargain.com.au/u/78/81478-38.jpg?h=e925b015)
Use this guide: https://steamcommunity.com/sharedfiles/filedetails/?id=3008684697 Was on reddit recently in the Steamdeck community and…
![](https://files.ozbargain.com.au/u/78/81478-38.jpg?h=e925b015)
I have the original LCD, its awesome for playing older games on the go. Currently playing GTA IV. Next is Witcher3. Mixing it up with a few…
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ThadtheChad replied to
gruffjaguar on Steam Deck (256GB) - $699 Shipped @ Tristar Online via Amazon AU
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GTA IV
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ThadtheChad replied to
Kayrhcp on Sony FE 50mm F1.8 Lens, SEL50F18F $282.27 Delivered @ Amazon DE via AU
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Thanks mate. Agree the value proposition is incredible.
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ThadtheChad replied to
Caped Baldy on Valve Steam Deck OLED Handheld Gaming Console 512GB - Black $999 Delivered @ Mobileciti eBay
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Chiaki is far superior to the PS remoteplay app - based on personal experience.
![](https://files.ozbargain.com.au/u/78/81478-38.jpg?h=e925b015)
ThadtheChad replied to
caitsith01 on Valve Steam Deck OLED Handheld Gaming Console 512GB - Black $999 Delivered @ Mobileciti eBay
![](https://files.ozbargain.com.au/u/59/131459-20.jpg?h=e2925e89)
Can just use a battery pack to slow down discharging. Also one can just use the power points that are present in most international flights.
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ThadtheChad replied to
Kayrhcp on Sony FE 50mm F1.8 Lens, SEL50F18F $282.27 Delivered @ Amazon DE via AU
![](https://files.ozbargain.com.au/g/20.jpg)
What would you recommend instead? Any non-GM recommendations?
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