chansc » user profile
![](https://files.ozbargain.com.au/g/128.jpg)
Member Since | 27/12/2011 |
---|---|
Last Seen | 40 min 46 sec |
Badges | 1 |
Location | NSW |
Recent Activities
![](https://files.ozbargain.com.au/g/38.jpg)
chansc replied to
Jpo on Virgin Money Boost Saver 3.30% p.a. Interest (3.60% p.a. with Lock Saver), Monthly Criteria Apply @ Virgin Money
![](https://files.ozbargain.com.au/g/20.jpg)
I am making after tax contribution from the Virgin Go account, I thought it won't be taxed again?
![](https://files.ozbargain.com.au/g/38.jpg)
chansc commented on Virgin Money Boost Saver 3.30% p.a. Interest (3.60% p.a. with Lock Saver), Monthly Criteria Apply @ Virgin Money
If I BPay $1 to my superannuation account 5 times as voluntary contribution, will this meet the criteria?
![](https://files.ozbargain.com.au/g/38.jpg)
chansc commented on Virgin Money Boost Saver 3.30% p.a. Interest (3.60% p.a. with Lock Saver), Monthly Criteria Apply @ Virgin Money
Can I schedule 5 payments using Beemit to my other account to meet the monthly criteria?
![](https://files.ozbargain.com.au/g/38.jpg)
chansc commented on Samsung Galaxy Tab A8 4G $0 on Optus 30GB Choice Plus Data Plan $12.50/Month for 12 Months @ Optus
I am first time using Optus post paid. Should I cancel the service after I've paid the 11th month? For the 6 months free Amazon prime,…
![](https://files.ozbargain.com.au/g/38.jpg)
chansc replied to
Shak87 on Acer Aspire 5 with Intel i3 11th Gen, 4GB RAM, 128GB SSD, 15.6" FHD $479 + Delivery ($0 C&C) @ Bing Lee
![](https://files.ozbargain.com.au/g/20.jpg)
But the HN one has 8GB ram?
![](https://files.ozbargain.com.au/g/38.jpg)
chansc commented on Acer Aspire 5 with Intel i3 11th Gen, 4GB RAM, 128GB SSD, 15.6" FHD $479 + Delivery ($0 C&C) @ Bing Lee
Is this better or https://www.ozbargain.com.au/node/653507 ?
![](https://files.ozbargain.com.au/g/38.jpg)
chansc commented on Free Landlord Insurance First Year (Worth $350) with Property Management Purchase ($100/Month) @ Different Property Management
The $100 flat fee is probably good value for those high rent properties. The potential issues that I can see are: * For NSW, their office…
![](https://files.ozbargain.com.au/g/38.jpg)
chansc posted a deal [Pre Order] Kingston 64GB DataTraveler G4 USB 3.0 Flash Drive $5 + Free Shipping ($0 VIC C&C/ in-Store) @ Centre Com
Kingston’s DataTraveler® Generation 4 (DTIG4) USB Flash drive features USB 3.0 for quick and easy transfers of music, video and more.…
![](https://files.ozbargain.com.au/g/38.jpg)
chansc replied to
deme on $150 Each Referral Bonus for Referee and Referral ($5000 Minimum Investment) @ Funding
![](https://files.ozbargain.com.au/u/62/311362-20.jpg?h=a0d93543)
According to PDS page 28…
![](https://files.ozbargain.com.au/g/38.jpg)
chansc replied to
bio on $150 Each Referral Bonus for Referee and Referral ($5000 Minimum Investment) @ Funding
![](https://files.ozbargain.com.au/g/20.jpg)
Perhaps the biggest risk is what happens if funding.com.au closes down? Will I lose all my capital?
![](https://files.ozbargain.com.au/g/38.jpg)
chansc replied to
bio on $150 Each Referral Bonus for Referee and Referral ($5000 Minimum Investment) @ Funding
![](https://files.ozbargain.com.au/g/20.jpg)
According to their website, your investment only belongs to one borrower and it's secured by the borrower's property. It's a first mortgage…
![](https://files.ozbargain.com.au/g/38.jpg)
chansc replied to
Devils Advocate on $150 Each Referral Bonus for Referee and Referral ($5000 Minimum Investment) @ Funding
![](https://files.ozbargain.com.au/u/60/63760-20.jpg?h=a650a4a2)
According to the PDS, it's a First mortgage security, hence it's a secured debt. See https://www.funding.com.au/investing/
![](https://files.ozbargain.com.au/g/38.jpg)
chansc commented on $150 Each Referral Bonus for Referee and Referral ($5000 Minimum Investment) @ Funding
Has anyone got experience in situation where the borrower defaults? Do they really sell the property and pay back the lender and how long…
![](https://files.ozbargain.com.au/g/38.jpg)
You can specify a range as a general recommendation for both the price and the frequency. However ,the fact that the OP only asks about the…
![](https://files.ozbargain.com.au/g/38.jpg)
How often you change a car depends on many factors. One major factor is how many KM you travel per year. How could I state the frequency…
![](https://files.ozbargain.com.au/g/38.jpg)
When did I say buy one every single year? My comment was just answering Op's question "At What Point Would You Be Comfortable with Dropping…
![](https://files.ozbargain.com.au/g/38.jpg)
chansc replied to
Seraphin7 on At What Point Would You Be Comfortable with Dropping $60K into a Car ?
![](https://files.ozbargain.com.au/u/26/178926-20.jpg?h=380a2727)
Not sure why this is ridiculous. If 30% of your annual income = 60K, this means your salary has to be at least 200K to buy a 60K car. Not…
![](https://files.ozbargain.com.au/g/38.jpg)
Some article say you should spend around 10-15% of your annual income on cars, but it can be up to 30-35% if you're a car enthusiast.
![](https://files.ozbargain.com.au/g/38.jpg)
Personally I will buy: 50% VDHG 25% RBTZ 25% HACK
![](https://files.ozbargain.com.au/g/38.jpg)
For tax questions, I believe you should check with a tax agent. I was considering buying property inside a SMSF before, but the major banks…
![](https://files.ozbargain.com.au/g/38.jpg)
chansc replied to
alita_b_angel on Kaspersky Internet Security 5 Devices (Windows, Mac or Android) 2 Years $19.99 @ Saveonit
![](https://files.ozbargain.com.au/g/20.jpg)
It's definitely 5 devices. I installed on 5 computers and the license has 731 days remaining.
![](https://files.ozbargain.com.au/g/38.jpg)
chansc was awarded a badge.
![](https://files.ozbargain.com.au/g/38.jpg)
chansc posted a deal Kaspersky Internet Security 5 Devices (Windows, Mac or Android) 2 Years $19.99 @ Saveonit
Kaspersky Internet Security Two Years license 5 Devices for $19.99. I received the license via email straight away.
![](https://files.ozbargain.com.au/g/38.jpg)
chansc commented on 2-Month Free Trial of Home Secure @ Exetel
What type of virus / malware scanner do they use? Will it add additional security if I am using kaspersky and malwarebytes on my computers?
![](https://files.ozbargain.com.au/g/38.jpg)
chansc replied to
thedriver on 25% off Malwarebytes Premium - 1 Year Subscription A$35.99, (Was $59.99), 2 Years for A$71.98 (Was $119.98)
![](https://files.ozbargain.com.au/u/58/19958-20.jpg?h=c08d65ca)
Yes, it's a great product. They used to sell lifetime license for $50 back many years ago and I bought three licenses. I hope I had bought…
![](https://files.ozbargain.com.au/g/38.jpg)
chansc replied to
jv on 25% off Malwarebytes Premium - 1 Year Subscription A$35.99, (Was $59.99), 2 Years for A$71.98 (Was $119.98)
![](https://files.ozbargain.com.au/u/80/14180-20.jpg?h=7716f535)
I think you don't have the real time scan for the free version?
![](https://files.ozbargain.com.au/g/38.jpg)
The average service cost is 320.80, so 3 years will be 962.40, which is around 8% more than paying the extra 888. If I invest properly I am…
![](https://files.ozbargain.com.au/g/38.jpg)
chansc commented on Buying a Mazda CX-5 Maxx - Is This A Good Deal?
I ended up buying the car for 33K with the mats, full tank of petrol and premium plates but no 3 years service. Not a bargain but probably…
![](https://files.ozbargain.com.au/g/38.jpg)
'Yes' means it's a good deal?
![](https://files.ozbargain.com.au/g/38.jpg)
chansc posted a forum topic Buying a Mazda CX-5 Maxx - Is This A Good Deal?
I am looking at a new Mazda CX-5 Maxx with automatic transmission and the advertised price is $34,292. The best price they can offer is…
Loading...