Seraphin7 » user profile

Albo absolutely loves to move wealth from the productive to the non-productive cohorts of the economy.

It's a fairly standard clause in corporate-style employment contracts. Whether it's "fair" or otherwise is something any number of people…

>I appreciate any insights or suggestions you can offer. Part of the answer is do you want it fixed with the minimal possible time or the…

Hello Pam, thanks and noted.

>Also this question: can you bothered chasing up people if someone drives into you? If yes, get third party property. If no, then stick to…

There's something about Tesla drivers. Those that can't drive seem to be over-represented in the ownership group.

Other than maybe a couple of bottle of spirits where you *might* save $50 - $100 (and even then it comes down to specific offers and…

More like flat out trying to find reasons to fine drivers of cars worth tens of thousands of dollars. Unless by absolute accident, the only…

That sounds like little more than a shake down. Class action lawyers whip up a frenzy of activity and claim a "massive win" (ahem, for…

Quick bit of shrink wrap?

>While the potential payout will be different for every shopper, Gerard Malouf & Partners has now revealed it could be anywhere from $200…

Your best course of action will be to discuss any concerns you have with your strata manager and/or body corporate.

>It is not worth the time and frustration at one of those machines. It's true. Our kids have decided they want to do it so to make the…

Personally, if they are offering a complete replacement and re-installation that's what I'd be going with. That said, it doesn't look like…

So here's the thing that many people miss ... the "superannuation fund" will not determine your outcome in retirement. Your outcome in…

No. Most MySuper funds will use some sort of "one size fits all" diversified investment option as their default.

Zero. I drink cappuccinos, with the occasional macchiato or espresso.

Rather than asking whether or not someone will lend you more money, start with your ability to service the loan. A $900k loan will run you…

You'll get up to about 5.5% at the moment (as noted), with expectations of that coming down in the foreseeable future. Depending on your…

>The employees that need to be allocated something at every single point are the worst kind. Even if they can finish that allocated task in…

The inspection *should* highlight major/effectively immediate visible defects, but that will be about it. You need to factor in 1-2% of…

>I am interested to hear your opinions about what I should/could do about such a rip-off. Write a strongly worded letter to head office.…

And having the same one as six other people in this club is a hella don't

Agreed. This is bog standard stuff. I do something similar, although to a public fund. Put everything through the accountant and they just…

I have had things track and be pending, but then get rejected later, along with some just not track from the get go. In some cases I've…

It **generally** works well ... I'm just shy of $3.5k lifetime cashback ... but there has been the odd hiccup. I've noticed there seems to…

It's never going to be "free". Someone will always have to pay. Which, in my view, is exactly why surcharging should be outlawed and the…

The marginal cost may be effectively zero (if you are literally talking about one more or one less transaction), but the fixed costs are…

Sounds like a percentage charge with more steps (literally).

Without going into chapter and verse, you can contribute up to **$360,000** in a single transaction via a non-concessional contribution,…