MadMax0211 » user profile
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Member Since | 29/04/2022 |
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Last Seen | 03/12/2022 |
Location | Melbourne |
Recent Activities
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MadMax0211 replied to
MadgeH on Should I Fix Interest Rate Now at 4.59% for a Year or 3 Years at 5.09%?
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Just called - they don't offer offset account with the 4.99% and $395 package fee.
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MadMax0211 replied to
MadgeH on Should I Fix Interest Rate Now at 4.59% for a Year or 3 Years at 5.09%?
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Spoke to a broker today - they could only offer higher fixed rates than Tictoc unfortunately.
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MadMax0211 replied to
freefall101 on Should I Fix Interest Rate Now at 4.59% for a Year or 3 Years at 5.09%?
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thanks much
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MadMax0211 replied to
El-Rhi on Should I Fix Interest Rate Now at 4.59% for a Year or 3 Years at 5.09%?
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Thanks, any good one to recommend?
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thanks. thought might be too late given RBA rate increase today ...
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MadMax0211 replied to
ForkSnorter on Should I Fix Interest Rate Now at 4.59% for a Year or 3 Years at 5.09%?
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extra payments are going to offset account. Definitely paying off as fast as possible.
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MadMax0211 replied to
belesci on Should I Fix Interest Rate Now at 4.59% for a Year or 3 Years at 5.09%?
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yeah, average price in melbourne $1m and 20% down ....
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MadMax0211 replied to
Ocker on Should I Fix Interest Rate Now at 4.59% for a Year or 3 Years at 5.09%?
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say that they slow down their increase would be a signal ...
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MadMax0211 replied to
Donaldhump on Should I Fix Interest Rate Now at 4.59% for a Year or 3 Years at 5.09%?
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yes, offset is the plan.
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MadMax0211 replied to
Hardlyworkin on Should I Fix Interest Rate Now at 4.59% for a Year or 3 Years at 5.09%?
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this, Stamp duty, selling cost and reduced sales price - not likely to have capital gains ...
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MadMax0211 replied to
belesci on Should I Fix Interest Rate Now at 4.59% for a Year or 3 Years at 5.09%?
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Do they not know? Can you still negative gear?
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MadMax0211 replied to
Drakesy on Should I Fix Interest Rate Now at 4.59% for a Year or 3 Years at 5.09%?
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Selling now would be losing most equity…
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MadMax0211 replied to
belesci on Should I Fix Interest Rate Now at 4.59% for a Year or 3 Years at 5.09%?
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I am tempted- however what happens if we move and need to rent the place? Breakage might cost a lot to switch to investment loan….
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MadMax0211 replied to
ddhar on Should I Fix Interest Rate Now at 4.59% for a Year or 3 Years at 5.09%?
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Thanks. Yes planning on paying down as much as we can. Fixing would give me peace of mind at same rate for planning. Don’t want to see 8%…
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MadMax0211 replied to
Donaldhump on Should I Fix Interest Rate Now at 4.59% for a Year or 3 Years at 5.09%?
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Might have to move within the 3 years. Renting would be issue with PPOR loan fixed?
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MadMax0211 posted a forum topic Should I Fix Interest Rate Now at 4.59% for a Year or 3 Years at 5.09%?
Hi all, Recent homebuyer with $816k in loan at 80% LVR with TicToc. Currently on 3.59% variable but want to make sure we're not hitting…
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Finance but doesn’t qualify without accreditation. Not a doctor or accountant.
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Thanks much - 30 year and around 870 Loan so make your point stronger I think. So save around 200 a month going with lower interest rate…
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Thanks
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Thanks that makes sense
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Feel l more likely everything else will become more expensive vs house price fall…:
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MadMax0211 replied to
mortgagebroker on Home Loan: Low Interest with LMI Vs High Interest with No LMI?
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Thanks. Haven’t looked into FGLDS. St George seems to have 850 limit. Checking Ubank.
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Thanks all. Loan size is 867k after deposit and fees without LMI and +16k with LMI. Worked with 2 brokers who were not much help. Found no…
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MadMax0211 posted a forum topic Home Loan: Low Interest with LMI Vs High Interest with No LMI?
Hi all, Hope you all can help me through my thinking, first time homebuyer. We have enough for 15% down payment plus stamp duty and fees.…
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MadMax0211 joined OzBargain.
Welcome aboard!