leigh8904 » user profile
| Member Since | 12/11/2021 |
|---|---|
| Last Seen | 23 hours 50 min |
| Location | Melbourne |
Recent Activities
leigh8904 replied to 
Eugklng on Suncorp Clear Options Platinum Credit Card: 140,000 Bonus Points (Worth $600) with $4,500 Spend in 3 Months, $129 1st Year Fee
Eugklng on Suncorp Clear Options Platinum Credit Card: 140,000 Bonus Points (Worth $600) with $4,500 Spend in 3 Months, $129 1st Year FeeThe Ts&Cs at https://www.suncorpbank.com.au/bank-and-save/credit-cards.html certainly do not mention any 12 month backoff from having held…
Yes, there are a number of super funds (including a few industry funds) which support direct share (including ETF) investments. The…
No, this is inside the Hostplus super fund, Hostplus takes care of all of that.
I have been with HostPlus about 5 years, mid 50s, so decent sized balance. Purely use passive indexing investments in HostPlus (20% Index…
Yes. If you subscribe to DRP within ChoicePlus, it works how you would expect, except for one factor. If you hold ETFs in your own name, if…
leigh8904 commented on Superannuation Funds. Is Hostplus good?
I am with HostPlus, have been for about 5 years. I think I have only called them twice, once before joining, and once to understand better…
I churn 5-6 cards per year (for last 3 years). I only do bank rewards points, not frequent flyer points. My reward of choice is Woolies /…
leigh8904 replied to 
Zodiacmindwarp on Tax Saving Tips before The End of Financial Year- Need to Pay Tax on Bank Interest
Zodiacmindwarp on Tax Saving Tips before The End of Financial Year- Need to Pay Tax on Bank InterestI guess you missed the hidden /s tag. Which was quite reasonable on your part, as I didn't include it. :-)
leigh8904 replied to 
JimmyF on Tax Saving Tips before The End of Financial Year- Need to Pay Tax on Bank Interest
JimmyF on Tax Saving Tips before The End of Financial Year- Need to Pay Tax on Bank InterestSolution for next year (obviously too late for this year): open new HISA, but don't provide TFN to the bank. Bank will deduct 47% tax from…
To access your super, you need to meet a condition of release…
leigh8904 replied to 1st-Amendment on How Does Credit Score Work and How to Get First Ever Credit Card?
1st-Amendment on How Does Credit Score Work and How to Get First Ever Credit Card?> But one thing you forgot to include, at the end you have to then pay off the $5000 you've been juggling for 30 years, so you're down to…
leigh8904 replied to 1st-Amendment on How Does Credit Score Work and How to Get First Ever Credit Card?
1st-Amendment on How Does Credit Score Work and How to Get First Ever Credit Card?> You put one extra payment of $5k in at the beginning, you save $25 in interest for that month, then you lose that $5k paying back your…
I understand that 7-11 ATMs are fee free for cash withdrawal for Mastercard (i.e. former Citi Plus debit card + others), but charge fee for…
leigh8904 commented on Any Sites That Give Free Credit Score/Report?
For info: https://moneysmart.gov.au/managing-debt/credit-scores-and-credit-reports
leigh8904 replied to 
OrderedChaos on Bankwest Zero Vs Bendigo Ready Credit Card - Which Would You Choose?
OrderedChaos on Bankwest Zero Vs Bendigo Ready Credit Card - Which Would You Choose?Hmmm, not from my reading of the T&Cs. See…
leigh8904 replied to OrderedChaos on Bankwest Zero Vs Bendigo Ready Credit Card - Which Would You Choose?
OrderedChaos on Bankwest Zero Vs Bendigo Ready Credit Card - Which Would You Choose?> They use the Visa Exchange rate for currency conversion. Not quite. They use the HSBC rate for any of the 9 foreign currencies you can…
I had application declined from Bankwest, when I queried it seems I had submitted application twice, due to some quirk or error in the…
> - No desktop based access (not really a big deal for us though). UBank actually does have web login access from computer.
leigh8904 commented on Where to Sell Shares without Costs
Also Pearler is another low fee broker: flat $6.50 fee per trade.
Computershare definitely has a fee to sell, and it is pretty high.…
Except, you are not. That article is rubbish. > Mortgage interest is usually charged monthly, but the rates are yearly. This means that…
leigh8904 commented on $30k - Options to Set and Forget for a Year
For the balance of one easy hoop (deposit $200) for decent interest rate (5%), Ubank could be decent option.…
> I am calculating interest as 4.95% / 12 * savings + 0.55% / 12 + savings. Formula is not correct. Should be: (4.95% + 0.55%) / 365 *…
You can add Bendigo Ready Credit to that list, a newish offering. https://www.bendigobank.com.au/personal/credit-cards/ready/
leigh8904 replied to djkelly69 on Best Travel Credit Card with Free Travel Insurance And No International Transaction Fee
djkelly69 on Best Travel Credit Card with Free Travel Insurance And No International Transaction Fee> I think there is also a similar CBA one which only requires $2k a month spend, but not sure of the name.…
See the list right here on OzB: https://www.ozbargain.com.au/wiki/cards_with_no_overseas_transaction_fees
$23M VAS $23M VGS $2M donate / gifts to family $2M travel / live it up for a while
leigh8904 commented on Credit Cards (No FX Fees) for US Trip That The Kids Can Use, and Parents Can Monitor?
Most credit cards I have seen limit the age for additional card holder, must be 16 or older, so not sure if your kids meet that criterion.…
leigh8904 commented on 28 Degrees Alternative?
Bankwest Zero Mastercard https://www.bankwest.com.au/personal/credit-cards/no-annual-fee Bendigo Ready Credit Card…
> so, in your example, you could pay $2055 on that specific date of the month PLUS $1 just to 'beat' the compound interest effect. Is that…
Loading...