CommuterPolluter » user profile

Member Since 19/04/2021
Last Seen 16 min 34 sec
Badges 2 2
Location VIC

Recent Activities

Majority of student union funding is from mandatory contributions. Never seen any fundraising at my Uni. The only voluntary contributions…
21/11/2024 - 17:02
The 20% waiver, to my knowledge, has not been marketed as compensation for historically charging interest. It functions to ensure people…
20/11/2024 - 21:25
They just piss money away. From the overpaid executives all the way down to mandatory student unions spending student contributions on…
20/11/2024 - 21:22
Is the 25% discount reducing a barrier or just telling future students: “never ever pay this down early”.
20/11/2024 - 10:49
University in Australia is a joke. Teaching you to think critically? How can they do that when half the cohort barely speaks English, let…
20/11/2024 - 10:48
If you whacked $20,000 down to pay off your loan prior to 1 June 2023 you didn’t get charged the 7% in the first place so they won’t…
19/11/2024 - 21:54
Sites like OzBargain and reddit attract people of a certain mentality. You’ve got to accept it for what it is.
19/11/2024 - 21:39
Unfortunately I don’t have any real dollars in my bank account, only nominal dollars.
19/11/2024 - 15:27
It’s great that anybody can access it and that the ongoing interest rate is low (pegged to inflation). However, as you’re slapped with…
19/11/2024 - 15:24
money for other people = “buying votes” money for me = “sensible policy”
19/11/2024 - 12:12
Can’t put a price on fighting climate change mate. Diesel has got to go.
19/11/2024 - 12:11
> Similarly, we don't want to see this lead to large scale enrolments "because it's free." Students **should** face a **significant** and…
19/11/2024 - 12:04
> @CommuterPolluter: Once a year indexed on a single day is what I'd call linear. Say it was $45k, and you paid off the whole $45k in May…
19/11/2024 - 11:51
> We need to change that by having good policies that promote education. If we made higher education free starting from tomorrow, under the…
19/11/2024 - 11:40
I think it’s reasonable logic when the policy in question is essentially a wealth transfer to an arbitrary section of the population.…
19/11/2024 - 11:32
> That's called compound interest, HECS-HELP loans grow linearly with CPI - It was only at 7% for like a year, its back down now under your…
19/11/2024 - 00:04
>Imagine taking out a loan only to find your compulsory weekly/fortnightly repayments go……somewhere… As you alluded to, they’re…
18/11/2024 - 23:41
> Good. Government debt should not have been at a rate higher than a personal loan. A fair fix to this weird economic outlier that had WPI…
18/11/2024 - 21:43
Totally agree. Need to cut back the numbers and increase the quality.
18/11/2024 - 21:40
> The real interest rate is zero percent. it is just indexed for inflation. That’s just semantics from big HECS-HELP. My home-loan has an…
18/11/2024 - 21:37
It was one of those ones with a number at the front too. The commenters had very strong opinions.
18/11/2024 - 21:13
Curious what OzBargainers think of the various HECS-HELP loan forgiveness programs the Labor Government ~~is buying votes with~~ has…
18/11/2024 - 20:47
> I remember a AMA on Reddit from a police officer. Here is the thing, DO NOT argue or reason with them. In this case I would have…
18/11/2024 - 08:10
Nah but they should definitely double down on their strengths. Like tasing 95 year old dementia patients to death.
18/11/2024 - 08:08
Obviously we don’t just let him have at it but I don’t think I want to rely on supervision/controlling his access.
17/11/2024 - 20:06
>If you think $300 is a bit steep you obviously haven't looked at actual flammables storage cabinets. Yeah I already had a look. $5000k…
17/11/2024 - 19:44
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