fchis » user profile

Member Since | 21/02/2008 |
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Last Seen | 20/02/2025 |
Badges | 4 15 |
Location | Melbourne |
Recent Activities

fchis replied to
HeyJes on Earn up to 4.10% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

Linked account after 10 days can allow you to transfer up to 100k a day.

fchis replied to
uwuwu on Savings Maximiser 4.30% p.a. Interest on Balance up to $100,000 (Monthly Deposit, Balance & Spend Requirements) @ ING

A lot of people here have "at least" 100k savings so the ubank is a very good alternative to park the extra money. Having said that the…

fchis replied to
Frozensage on Savings Maximiser 4.30% p.a. Interest on Balance up to $100,000 (Monthly Deposit, Balance & Spend Requirements) @ ING

It's not likely to happen next year. Even if it does, I won't come down to 0.1%. it'll be a neutral rate of 3% from RBA.

fchis replied to
MadKaw on AMP Saver Account, up to 3.6% p.a. Interest ($250/Month Min Deposit), No Monthly Account Keeping Fee @ AMP

Thanks, they've made the change. I can see the 250K limit for AMP Saver now :)

fchis replied to
boostmobileau on $15 Cashback ($3 Profit) on $12 Boost Mobile 55GB 28-Day SIM @ Cashrewards

Hi, a quick question in regards to the activation time, if I purchase it on 10 Oct at 12:08am from the boost website but the confirmation…

bought it just after midnight and it's not been tracked either :(

fchis replied to
tharlow on $15 Cashback ($3 Profit) on $12 Boost Mobile 55GB 28-Day SIM @ Cashrewards

Makes sense, Thanks

I just ordered the sim like 5 mins ago but it said it's ordered on 9 Oct instead of 10 Oct in the order confirmation email. So if it's on…

fchis commented on [Refurb] Dell Optiplex 3040, i5-6500, 8GB RAM, 128GB SSD, Win10, Free Dell Keyboard $109 + Delivery @ Fusetech AU
what's the start up time for this?

Just wondering how does cashreward know if a sim card is activated within 30 days?

fchis replied to
Coops1 on Virgin Money Boost Saver 3.30% p.a. Interest (3.60% p.a. with Lock Saver), Monthly Criteria Apply @ Virgin Money

Probably on weekends. In my case, 24 hours is the longest I've waited.

fchis replied to
FujiFruit on Virgin Money Boost Saver 3.30% p.a. Interest (3.60% p.a. with Lock Saver), Monthly Criteria Apply @ Virgin Money

for small amount, it's instant. it depends on how much you've transferred. it will take few hours if the amount is significant.

fchis replied to
Phage on AMP Saver Account, up to 3.6% p.a. Interest ($250/Month Min Deposit), No Monthly Account Keeping Fee @ AMP

Depends on where you transfer money and by how much out to, in my experience, it's transferred to Ubank, Macquarie within 3 hours . If it's…

fchis replied to
vvoltt on AMP Saver Account, up to 3.6% p.a. Interest ($250/Month Min Deposit), No Monthly Account Keeping Fee @ AMP

Amp has 25k daily limit. Ubank can increase the limit for whole amount with a phone call, AMP you need to fill out a form and sign.

fchis commented on [iOS, Android] ANZ Save Account (App-Only Account) 3.00% p.a. Interest on Balances Less than $250,000 @ ANZ Plus
for people who have more than 250k in savings, this is a good alternative to be honest and you can move the money around pretty quick these…

fchis replied to
striker5950 on Intel NUC M15 Laptop (15.6" Touch i7-1165G7 16GB/512GB) + Corsair KATAR PRO XT Mouse $1069 Del + Surcharge @ Shopping Express

I think that's bulk of 5 laptops RRP each

fchis replied to
seanmilt on Virgin Money Boost Saver 3.30% p.a. Interest (3.60% p.a. with Lock Saver), Monthly Criteria Apply @ Virgin Money

Ubank - deposit $200 and get bonus interest instantly or Macq no condition attached.


fchis replied to
adamm12 on Earn up to 3.35% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

Exactly, have been with them when they first started years ago. It's true, they have given up a lot of customers doing this. You know AMP…

fchis replied to
adamm12 on Earn up to 3.35% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

Just curious when does Ubank find out you become a non tax resident in Australia? I assume if you don't inform them, they won't know right?

fchis replied to
Geekomatic on Earn up to 3.35% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

You can do it in one go. You Just need to call meBank. I think UBANK transfer out can do 100k easy once you linked the account.


fchis replied to
adamm12 on Earn up to 3.35% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

I've contacted UBANK via messenger. Here is the reply. So I suppose it's a new policy after their new platform has taken in place. "Moving…

fchis replied to
denserham on Earn up to 3.35% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

thanks for the update. They might have changed it.

fchis replied to
adamm12 on Earn up to 3.35% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

right, so it's written in their terms and conditions. https://cms.ubank.com.au/wp-content/uploads/usaver-terms-conditions.pdf "1. UBank…

fchis replied to
TilacVIP on Earn up to 3.35% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

For Macq, you can keep the account with an oversea address. i've asked them not long ago. Here is the reply: "As part of our common…

fchis replied to
adamm12 on Earn up to 3.35% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

Thanks, yep, I'm aware of the non tax residents part. Does the country where you're staying have a tax treaty agreement with Australia? I…

fchis replied to
Harsh Deep on Earn up to 3.35% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

You have to deposit 200+ in the previous month before you can collect the bonus rate.

fchis replied to
adamm12 on Earn up to 3.35% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

Really? just curious, Are you an Australian tho? Because on their website "To join us, you’ll need to be over 16 years old and an…

fchis replied to
eddyble on Earn up to 3.35% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank

That's true. Especially the ones that are pure online based banks. Maybe check with NAB, ubank's parent company.
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