Astrohawke » user profile

I only got 1 email from Samsung after it was approved and money deducted from account.

Yes need to wait for it to be approved and before it is at the dispatch stage i.e. only cancellable while it sits at stage 3

It's cancellable on both the website and the app but only at the preparing order stage.

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I think 586 is for the 256gb. Lowest I could get the 512 was 758

Wouldn't that abbreviate to NGWO?

Ever heard the saying "Never attribute to malice that which is adequately explained by stupidity"? If you really think someone at the top…

In my experience working within a large company that wants to uphold a reputation, no one sets out to deliberately screw over their…

CEO of billion dollar company doesn't care about these things lol. They gain nothing from winning. Lose = lose money + reputation. Win =…

You missed my entire point and decided you wanted to vent about banks lmao. Try to look past that and instead focus on what I said about…

No it isn't hilarious actually. I work for one of the big 4 banks and we often end up waiving debt if someone raises up enough of a stink,…

I agree with this. It's too easy for consumers to bully big companies because it's just not worth the costs and possible negative publicity…

I never said they do nothing. It entirely depends on the individual circumstances. 260 days delinquent and haven't heard a peep from them,…

There's a long path between the default notice being issued and the bank forcing you to sell, it's not really the same thing. The system…

CCR is being used to generate a credit score. Hard to get an accurate credit score when it can only go down via negative reporting. That's…

Which bank do you work for that freezes offset accounts as soon as you miss a payment? Offset accounts get used as transaction/savings…

This confuses so many people and it's so hard to explain because people just can't wrap their head around it. Your repayment is calculated…

Last paragraph is untrue. The whole point of comprehensive credit reporting is so that you're not being assessed on just your missed…

This simply isn't true for home loans. We don't freeze offset accounts. What would be the point? And court action most definitely does not…

I work in collections for big 4 bank and generally as long as you are communicating with us, we will work with you to prevent foreclosure…

That's the thing. On paper your income isn't able to service the loan as you are relying on your parents to pay half of it. That's risky…

I work in collections for big 4 and so often I see self employed people fall behind on their repayments because they tell me their income…

Once. I called someone I knew from uni. Like I recognised the name and knew who he was but I didn't really know him personally if you know…

Unsure what you mean. I work in the bank. We only collect on debts that people have taken out with the bank.

This is true. I see a lot of people who had interest only home loans that had no idea when that interest only period ended then were…

You do get that every so often. Usually this goes 2 ways. If they want to kick up a fuss and refuse to pay, I let the complaints department…

Like the ones where I think they're bullshitting me? It's hard to say because I don't really judge and you can't exactly call them out. At…

I don't know the exact amount but most unsecured debt doesn't go to the litigation stage because it just isn't worth it. I've seen debts…

Unsure as I haven't worked near the EOFY. Banking EOFY is in September, I started in October last year. Write-offs happen after a certain…

I don't personally. I just request certain details such as who's managing the estate and ask them to submit a death certificate then the…