Sean R » user profile
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Member Since | 31/07/2018 |
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Last Seen | 29/07/2021 |
Badges | 1 |
Location | Melbourne |
Recent Activities
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Sean R commented on Bose QuietComfort 35 II Wireless Noise Cancelling Headphones $240 + Delivery ($0 to Select Area) @ Instyle Hi Fi
Any deals on QuietControl?
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Sean R replied to
LittleMIssPanda on 2021 Sony 65" 4K HDR UHD LED TV XR65X90J $1950.75, 75" XR90J $3140.75, 65A80J OLED $3395.75 C&C / + Delivery @ The Good Guys
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JB has the 65 BX OLED for $2995, so it's about 50% more expensive usually, or >$500 more expensive with this deal
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Sean R replied to
imurgod on HELP - Why I Don't Have Car Insurance (Car Insurance Companies Won't Insure Me)
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I'm curious about what you think AFCA should do in this case. The OP signed up for a policy that required them to disclose accidents, they…
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Have you contacted every single car insurance company yet? If not, do that.
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Or don't pay it off any sooner than required, and don't worry about it either - it simply comes out of your pay before it even hits your…
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Sean R replied to
Tatanga on Osprey Farpoint/Fairview 55L or 70L $99 + $15 Delivery (Free Delivery over $100) @ Sydney Luggage
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The Porter 65 is too big for carry-on, but I can highly recommend the Porter 46 if you just want to take one carry-on bag. With good…
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Sean R replied to
booze101 on Osprey Farpoint/Fairview 55L or 70L $99 + $15 Delivery (Free Delivery over $100) @ Sydney Luggage
![](https://files.ozbargain.com.au/g/20.jpg)
The Porter range is more like a backpack version of a suitcase, as it has top flap and well-organised interior. It's perfect for taking on…
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Sean R commented on Osprey Farpoint/Fairview 55L or 70L $99 + $15 Delivery (Free Delivery over $100) @ Sydney Luggage
The Osprey Porter 46 is the best carry-on bag I've seen. Tightening the straps reduces the size significantly, which means I've never had…
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> CUT UP THE CARD, DO NOT MAKE ANY PURCHASES ON THIS CARD This is great advice and critical for any balance transfer. If you absolutely…
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> For example people always say to stop Netflix, when it might be important and costs $100-150 a year, but you could save a lot more by…
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If CSA is unaware of how much the partner is earning (eg. false declarations, failure to lodge tax returns), then that may explain why the…
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I'd definitely be discussing with my bank prior to taking up this option. I think Citi may still be willing to cut you a cheque when you…
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I agree, morse. Putting aside their fee structure, the other problem with 'credit remediation' businesses is that even if they're…
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My understanding of the ATO's serious financial hardship criteria re: medical treatment is that it's along the lines of "Help, I need to…
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StepUP loans are designed for people on low incomes who can't access credit from a bank. The loan can't be used for debt consolidation, and…
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The OP should never use the balance transfer card to make purchases, and instead just take advantage of the interest free period to pay off…
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From what the OP has said, I don't think she meets the ATO's [financial hardship…
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Used JQ3835 Mine https://wn.nr/YVrHT4 :)
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Used spazmodik's Mine: https://wn.nr/VynHX4
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Fwiw, the Barefoot Investor is aimed at Average Joe. Average Joe earns less than you, and thus 10% of their income is far less. Forget…
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Sean R replied to
iceshadow on American Express Qantas Ultimate Card - 100,000 Bonus Qantas Points, $450 Qantas Travel Credit ($450 Annual Fee)
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Using the Qantas travel credit with the AMEX travel agency service doesn't count. In the past, some people have posted that purchasing…
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If your friend has reached a dead end with their bank, then they should contact the Australian Financial Complaints Authority (which has…
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Sean R commented on Can You Live off $18,500 Per Year / $350 Per Week?
OP, I don't see why you place so much importance on how much tax you're paying. Instead, I suggest that you should focus on how much you…
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Or maybe the 'in the end' never eventuates because after working like crazy for 20 years on building an empire the Mexican drops dead of a…
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This is a truism, but it seems worth mentioning... By switching gas, most people will pay less for exactly the same electricity/gas.
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Hi Shibby, you can add someone as a supp. cardholder even if they have an account with AMEX in their own name. Enjoy the 3K (and get…
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Sean R replied to
mcnugget on NAB Qantas Rewards Signature Credit Card - 90K Bonus Qantas Points w/$4K Spend in 60 Days; First Year Annual Fee $295 ($100 off)
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[@mcnugget](/comment/6212689/redir): Just saw your last post after I posted this. You're right that as long as your redemption rate is…
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Sean R replied to
mcnugget on NAB Qantas Rewards Signature Credit Card - 90K Bonus Qantas Points w/$4K Spend in 60 Days; First Year Annual Fee $295 ($100 off)
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[@jdogg](/comment/6212454/redir): Exactly how I see it. I like acquiring points to redeem. The less I pay for the points, the more value I…
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Sean R replied to
twofoursix on NAB Qantas Rewards Signature Credit Card - 90K Bonus Qantas Points w/$4K Spend in 60 Days; First Year Annual Fee $295 ($100 off)
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[@whoopdeedoo](/comment/6211284/redir): Upgrades are only assigned shortly before flying, and depend on your status class (and…
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Sean R replied to
twofoursix on NAB Qantas Rewards Signature Credit Card - 90K Bonus Qantas Points w/$4K Spend in 60 Days; First Year Annual Fee $295 ($100 off)
![](https://files.ozbargain.com.au/u/93/111693-20.jpg?h=b3790061)
No problem. Exactly right. At 1c per point the points are worth $900, but you can get points cheaper with other cards. Redeeming points for…
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