Culpable » user profile
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Member Since | 11/03/2018 |
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Last Seen | 21/07/2024 |
Badges | 1 |
Location | Perth |
Recent Activities
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Culpable replied to
Shaun Prawn on Best Naturals Ashwagandha Capsules 500mg, 120 Count $11.71 + Delivery ($0 with Prime/ $59 Spend) @ Amazon US via AU
![](https://files.ozbargain.com.au/g/20.jpg)
With all due respect, I don't think your altercation with your manager had anything to do with the ashwagandha.
![](https://files.ozbargain.com.au/g/38.jpg)
Culpable replied to
timhn on Essential Workers: Target Saver Account up to 5.5% p.a. Interest on Balance (Monthly $1,000 Min Deposit, No Withdrawal) @ Hiver
![](https://files.ozbargain.com.au/g/20.jpg)
They have lowered their rate since then. They're now [down to 5.55%](https://www.mebank.com.au/banking/). Also, another commenter has said…
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Culpable replied to
RefusdClassification on Free 2-Month Audible Trial + $20 Voucher (New Subscribers Only) @ Audible AU
![](https://files.ozbargain.com.au/u/01/76101-20.jpg?h=a342b747)
Awesome, thank you for elaborating
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Culpable replied to
RefusdClassification on Free 2-Month Audible Trial + $20 Voucher (New Subscribers Only) @ Audible AU
![](https://files.ozbargain.com.au/u/01/76101-20.jpg?h=a342b747)
Could you please provide a little more detail on how you were able to permanently subscribe for $8 a month?
![](https://files.ozbargain.com.au/g/38.jpg)
Culpable replied to
yht on Earn 5.50% p.a. on Balance up to $50,000 @ Australian Unity Freedom Saver (No Minimum Monthly Deposit, No Account Keeping Fees)
![](https://files.ozbargain.com.au/g/20.jpg)
Yes, but it's still 5.25% from 50k to 250k. AFAIK that's still the highest "no hoops" savings account. The closest is Macquarie at 4.75%…
![](https://files.ozbargain.com.au/g/38.jpg)
Culpable commented on 10% off Storewide (Some Exclusions) + Delivery ($0 C&C/ in-Store) @ Chemist Warehouse
FYI, most items are more expensive than usual since for the most part it's 10% of RRP. I checked 10+ items I usually buy, and *all* of them…
![](https://files.ozbargain.com.au/g/38.jpg)
Culpable commented on HomeME Savings Account: 5.55% p.a. Interest on up to $100,000 ($2,000 Monthly Deposit & Grow Balance Required) @ ME Go App
At only 0.05% interest above ING, *new* signups should probably opt for ING instead. While ING is 5.5% and MeBank is 5.55% - the ING app is…
![](https://files.ozbargain.com.au/g/38.jpg)
Culpable commented on HomeME Savings Account: 5.55% p.a. Interest on up to $100,000 ($2,000 Monthly Deposit & Grow Balance Required) @ ME Go App
[Called it](https://www.ozbargain.com.au/node/784269#comment-13954409). While they're still the highest, make sure to keep an eye on their…
![](https://files.ozbargain.com.au/g/38.jpg)
Culpable replied to
ozbargainerlife1 on HomeME Savings Account: 5.55% p.a. Interest on up to $100,000 ($2,000 Monthly Deposit & Grow Balance Required) @ ME Go App
![](https://files.ozbargain.com.au/g/20.jpg)
Excluding honeymoon rates, this is the highest.
![](https://files.ozbargain.com.au/g/38.jpg)
Culpable replied to
Ozfanmel on Deposit Min $5000 (2% pa Interest), Maintain until 31/12/23 & Get up to 4.5% Value as Apple Shares (up to $4,500) @ Webull App
![](https://files.ozbargain.com.au/g/20.jpg)
Correct. Webull is *not* CHESS-sponsored [[source](https://www.webull.com.au/help/faq/1468-Why-is-Webull-not-my-CHESS-sponsor)], which…
![](https://files.ozbargain.com.au/g/38.jpg)
Culpable replied to
spy on Panadol Rapid, 80 Capsules $9.50 (In-store Only, Sold Out Online) @ Pharmacy 4 Less
![](https://files.ozbargain.com.au/g/20.jpg)
I believe Panadol is made in Ireland.
![](https://files.ozbargain.com.au/g/38.jpg)
Culpable replied to
Bladeyyy21 on Sign up, Deposit $5000 & Receive 15 Free Shares (from A$7ea to A$419ea) @ Moomoo
![](https://files.ozbargain.com.au/g/20.jpg)
It would be incredibly unlucky. I was speaking more to a longer-term view of people actually using this platform in the future to buy…
![](https://files.ozbargain.com.au/g/38.jpg)
Culpable replied to
Bladeyyy21 on Sign up, Deposit $5000 & Receive 15 Free Shares (from A$7ea to A$419ea) @ Moomoo
![](https://files.ozbargain.com.au/g/20.jpg)
By giving out 15 free stocks to every new user? Less tongue-in-cheek - any business can go bust when its costs exceed revenue for a long…
![](https://files.ozbargain.com.au/g/38.jpg)
Culpable commented on Sign up, Deposit $5000 & Receive 15 Free Shares (from A$7ea to A$419ea) @ Moomoo
Please be careful. **Moomoo is not CHESS-sponsored**…
![](https://files.ozbargain.com.au/g/38.jpg)
Culpable commented on HomeME Savings Account: 5.65% p.a. Interest on up to $100,000 ($2,000 Monthly Deposit & Grow Balance Required) @ ME Go App
I'm slightly sceptical of ME Bank. Correct me if I'm wrong, but aren't they known for having attractive rates initially, and then not…
![](https://files.ozbargain.com.au/g/38.jpg)
Culpable replied to
SinghOz on Savings Account 5.55% p.a. Interest for 4 Months up to $250,000 (New Customers Only) @ Macquarie Bank
![](https://files.ozbargain.com.au/g/20.jpg)
Both are great apps. I would say the Ubank app is slightly better since they provide a breakdown of your spending, The choice between the…
![](https://files.ozbargain.com.au/g/38.jpg)
Culpable replied to
sghetti on Savings Account 5.55% p.a. Interest for 4 Months up to $250,000 (New Customers Only) @ Macquarie Bank
![](https://files.ozbargain.com.au/g/20.jpg)
> If the thought of being better off financially isn't sexy then I don't know what is Spoken like a true Ozbargainer.
![](https://files.ozbargain.com.au/g/38.jpg)
Culpable replied to
snappy1234 on Savings Account 5.55% p.a. Interest for 4 Months up to $250,000 (New Customers Only) @ Macquarie Bank
![](https://files.ozbargain.com.au/u/96/32296-20.jpg?h=f6ed2119)
Their ongoing rate is going up to 4.5% on the [23rd of…
![](https://files.ozbargain.com.au/g/38.jpg)
Culpable commented on Savings Account 5.55% p.a. Interest for 4 Months up to $250,000 (New Customers Only) @ Macquarie Bank
They are increasing their ongoing rate to 4.5% in on the [23rd of…
![](https://files.ozbargain.com.au/g/38.jpg)
Culpable replied to
payless69 on 5.25% p.a. Interest on Home Saver Account on Balance up to $100,000 (Monthly Deposit & Spend Requirements) @ Great Southern Bank
![](https://files.ozbargain.com.au/g/20.jpg)
Not sure what you mean re: smaller banks. If you mean they might go bust and lose all your money, the [Financial Claims…
![](https://files.ozbargain.com.au/g/38.jpg)
Culpable replied to
billbob123454 on 5.25% p.a. Interest on Home Saver Account on Balance up to $100,000 (Monthly Deposit & Spend Requirements) @ Great Southern Bank
![](https://files.ozbargain.com.au/u/98/319598-20.jpg?h=83f14055)
Have used them and can confirm that you can take money out immediately. Note that it is a minimum of a $2,000 deposit for this account.
![](https://files.ozbargain.com.au/g/38.jpg)
Culpable posted a deal 5.25% p.a. Interest on Home Saver Account on Balance up to $100,000 (Monthly Deposit & Spend Requirements) @ Great Southern Bank
From the [GSB Facebook page](https://www.facebook.com/gsbankau): > We are also increasing savings rates on some products. Our Goal Saver…
![](https://files.ozbargain.com.au/g/38.jpg)
Culpable replied to
wangasm on 5.50% p.a. Interest on Balances up to $50,000 for 14-35 Year Olds (Monthly Criteria Apply for 18+) @ Bank of Queensland
![](https://files.ozbargain.com.au/u/47/24647-20.jpg?h=074a91cb)
While I understand this is technically working for balances >50k, I don't think this should be relied upon, given that their T&Cs state…
![](https://files.ozbargain.com.au/g/38.jpg)
Culpable replied to
Brickles on Business Savings Account 3.55% p.a. (Variable Interest) on Deposits up to $250,000, (3.45% $250,000-$1M) @ Macquarie Bank
![](https://files.ozbargain.com.au/g/20.jpg)
This can be solved with a Cash Management Accelerator Account (CMAA): https://www.macquarie.com.au/investing/cash-management-account.html…
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Culpable commented on Savings Account 5.3% p.a. Interest for 4 Months on Deposits up to $250,000 (New Customers Only) @ Macquarie Bank
Looks like they kept their ongoing rate at 4.25% p.a. Cheeky.
![](https://files.ozbargain.com.au/g/38.jpg)
Culpable commented on Earn up to 5.00% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank
Ubank had their finger on the trigger for this one after the amount of pushback and complaints they got after they only passed on 15 bps of…
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Culpable replied to
alokin123 on Earn up to 5.00% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank
![](https://files.ozbargain.com.au/g/20.jpg)
You earn 5% on the amount in your account, not the amount you deposit (up to a max balance of 250k). For the sake of simplicity, if you had…
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Culpable replied to
Savas on Earn up to 4.75% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank
![](https://files.ozbargain.com.au/u/67/173167-20.jpg?h=80dd92d1)
They mentioned it on their Facebook page [here](https://www.facebook.com/gsbankau/photos/a.405013862895330/6403538026376187/). > We are…
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Culpable replied to
Culpable on Earn up to 4.75% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank
![](https://files.ozbargain.com.au/g/20.jpg)
Edit: Sorry, they passed on 15 out of 25 bps, so they kept 40%* to themselves. This is still 40% too much, not least because they passed on…
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