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Thanks for your responses everyone. I've looked into the advice given and done tonnes of research on different banks and comparison rates…

Hi LFO, Thanks heaps for the insightful response. Much appreciated.

Excuse me but I certainly can afford to pay the car in cash. Perhaps you missed the point where I am just asking for advice about car…

[@iforgotmysocks](/comment/5089879/redir): Hi there, Thanks very much for the useful response. I appreciate the sound advice.

Also, making the mistake of buying a brand new car myself in my twenties, one thing I learnt was the dealership finance (nissan/toyota)…

[@altomic](/comment/5088678/redir): Hi Altomic. This sounds like solid advice. I'm definitely trying to be smart and considering all…

Hi Sweefu, I Appreciate the response. I will keep these things in mind. Thanks!

[@chumlee](/comment/5088608/redir): Thanks for all your help so far, Chumlee. What do you think of this?…

I need to double check the fees and charges with them. All I remember is their finance woman said 5.9% comparison rate across 5 years. I'd…

How do you work out what finance is best? For what it's worth, I could buy the car out in cash. However my rationale for finance is that…

I appreciate your response however I have already gone through with the sale. All that's left is financing. I can either go with them when…

I think that's where I got the 5.9% from? How do I tell?

Hi guys, I'm 23 years old and am buying a new 2017 Honda Civic RS through a Honda dealership. The car is about $37,500. I'm paying $20,00…

Welcome aboard!