sweefu » user profile
| Member Since | 16/12/2010 |
|---|---|
| Last Seen | 11 hours 11 min |
| Badges | 4 3 |
| Location | Melbourne |
Recent Activities
sweefu commented on Home Loan Mortgage Broker's Cyber Security Worries
Broker here. Finance Vault is the customer facing part of a mortgage broking CRM called broker engine. refer:…
sweefu commented on [Refurb] Dell Optiplex 3020 SFF, Intel Core i5 4590 3.30GHz, 8GB RAM, 128GB SSD $159.99 + Delivery @ FuseTechAu
Have you got any usff PCs?
sweefu commented on 50% off Minimum $50 Spend on Select Products: e.g. Kapooka Bag $50 (Was $100) Delivered @ Cooee Canvas
Is the normal canvas tote going to be available on back order? Or clear top only? Are the canvas bags made in Aus? Cheers
3 star safety rating
Just FYI 86400 and Bank Australia both deal with brokers
Broker here. Very standard to speak with several brokers in the initial stages. Once you're ready to proceed to an application you will…
sweefu commented on Expat Mortgage - Australian Citizen Living in UK Earning £ - Best Lender for Australian Investment Property?
Broker here. I find Macquarie and Bankwest the simplest to deal with the expat loans. They will both shade your income and have policy…
sweefu commented on What Car Should I Buy? $60k- $70k Budget
Head says Tesla Heart says Alfa
Great write up
Just floor mats
I bought a 2020 2.5i base model in June. Make sure you negotiate, we got ours for $35,500 drive away.
sweefu commented on ThinkPad L380 13.3" FHD Touchscreen / Intel i5-8250U / 256GB SSD / 8GB RAM / Backlit / Win10 Pro / $799 Shipped 2 Days @ Lenovo
Can anyone comment on the quality of the L series compared to the T or X series thinkpads?
True - good point
Balance minus offset
Yes, you’ve essentially just confirmed what I said above?
Very generally, most lenders pay us as follows: 0.65% of the net settled loan amount, paid the month after settlement. To explain net loan…
Most lenders are very similar. In residential lending they range roughly from 0.60% - 0.65% I couldn’t tell you what each lenders pays.
Open listing is definitely not the norm. Very few agents would take on a sale without being exclusive.
By pricing I mean the interest rates I can achieve for the scenario discussed. For residential loans I don't charge any direct fees to the…
RAMS only sells their own RAMS product. Aussie is a full mortgage broker, and have access to most lenders in the market.
It doesn't happen often, but if I get the feeling I'm just being shopped I basically explain what I said above: "I only get paid on…
sweefu commented on Should I Use More than One Mortgage Broker?
Mortgage broker here. There's no harm in meeting with several brokers to decide who it is you want to work with. Few points on the above:…
sweefu commented on VIC - Resigning and long service leave eligibility
If they decide to pay you out for your notice period and have you finish up immediately, I believe you are no longer an active employee?
sweefu commented on How Long Normally It Takes to Apply for Refinance?
Your broker is spot on - ANZ is very slow currently. Expect a total time of 2-3 months. Other banks are much quicker, but you wont get the…
sweefu replied to 
pw2002au on Bonds Face Mask - $9.95 Each (+ Shipping) / $8.96 with Membership (Free Shipping) @ Bonds
pw2002au on Bonds Face Mask - $9.95 Each (+ Shipping) / $8.96 with Membership (Free Shipping) @ BondsFunny i got the socks, but no masks
I settled a purchase yesterday with ING for a sole income household, still on probation. Unless your deal was very high LVR I'm surprised…
sweefu commented on Home Loan within Probation Period
Broker here. CBA, NAB and ING are generally happy with probation.
For what it's worth, I have a 2020 forester and the CVT isn't terrible. I was hesitant, but its very good for a CVT
sweefu commented on Refinance option / should I refinance?
Broker here. The best variable interest rates i'm seeing with banks is low--mid 2.7s with offset. Given there will be discharge and…
Broker here - construction loans with banks are not more expensive.
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