vchar » user profile

Member Since | 05/03/2016 |
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Last Seen | Hidden |
Badges | 1 |
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I had a similar experience but with Apple Pay but I was able to get all money back as I used my credit card. Bank is not willing to help…

you're probably right though :D

thanks for your great explanation, I was trying to get one but PHI people didn't even know if they could sell me one at the time that I…

You are joking again. You are right that young people are disincentivized from getting health insurance but why lhc is paid to PHI instead…

@CommuterPolluter, lol, are you a comedian? I came here on a student visa and have worked my ass off for years. I just thought LHC loading…

ah ok, let's work hard to make them richer :D

That was suck. I wouldn't have a problem if the LHC loading is paid to Medicare but it is not, I guess. It appears to me that PHI needs to…

Thanks @jma97, and appreciated your clear and straight to the point explanation. so does that mean older people don't pay a higher premium?…

vchar posted a forum topic Is Lifetime Health Cover Loading a Legalised Theft?
Folks, You can call me ignorant but I haven't been aware of LHC loading nor I could have missed out something. I had health insurance like…

vchar commented on Extra 50% on The Buy-Back Value for Pre-Loved Furniture @ IKEA (Membership Required)
buying back is generally known as low balling. I have never seen any sellers buying back anything at a reasonable price. for instance, I…

yeah, it happened to me once but my car was fully insured with QBE. I was personally quoted by a panelist like $1200 but the one who did…

Not sure if it is worth using Coles Mastercard Gift card as I could only find a $250 card with $7 acquisition cost (I could be wrong…

send me your address and ill take a dozen of dogs fed with organic foods to shit at your property then tell me what is the issue. deal?

vchar commented on Why Are Pet Owners So Disrespectful These Days?
that's better than some in my area who don't even care to pickup. all they do is looking around to make sure no one around then walk away.…

guys, things will get worse if we let this slide. you can see now businesses charge transaction from 1% to around 15% (the high end is not…

vchar replied to
askbargain on Apple AirPods Pro (2nd Generation) with Magsafe Case (USB-C) $399 ($280 with Code) Delivered @ Hub by Triforce

I didn't plan to have one but I've attempted to buy one after see your comment; however, the coupon code has expired :D

some are cheaper while some are more expensive. I pay around $10 for my prescribed medicine at chemistwarehouse every time and i bought…

vchar replied to
TreeHugger on 50% off Emma Sleep Gravity Mattress: Single $1,014.50, Double $1,329.50, King $1,634.50 Delivered @ Emma Sleep

they are nothing compared to kitchenware like House. I often visited a supermarket in which Kitchen often announces its store closing like…

vchar replied to
AusDaniel on Apple iPhone 15 Pro Max 1TB - White Titanium $2199 Delivered @ Amazon AU

how did you think they are now a 3.5T USD company?

vchar replied to
pharcyde on Apple iPhone 15 Pro Max 1TB - White Titanium $2199 Delivered @ Amazon AU

Ford once asked me $10k higher than a new one for a 3 years old Raptor :D

vchar replied to
Vash1984 on ShopBack Introduces Its Paid Membership - ShopBack Plus. Will You Pay for It?

i just share my opinion and I don't mean going against you. does it hurt your feeling? I never support and even avoid buying anythings with…

vchar replied to
Vash1984 on ShopBack Introduces Its Paid Membership - ShopBack Plus. Will You Pay for It?

without cashback, sellers still offer traditional discount to make their sales so it is troublesome and pointless to support cashback bs. I…

guys, can we dump all these shopback/cashback bs? I find it stupid enough to wait and chase for your discount to get money into your bank…

vchar replied to
JDMcarfan on $1000 off iPhone 16/16 Pro with Vodafone $69/Month for 24-Months BYOD Plan (New Vodafone Customers Only) @ Apple (in-Store Only)

you are right but the majority people who buy into the phone plans aren't even aware of what you are talking about.

vchar replied to
jv on $1000 off iPhone 16/16 Pro with Vodafone $69/Month for 24-Months BYOD Plan (New Vodafone Customers Only) @ Apple (in-Store Only)

it is a matter of fact that vendors always play number with buyers and they always win those buyers who are not care about the number. the…

vchar replied to
WoodYouLikeSomeCash on Accor Plus Business Explorer 1-Year $399 (ABN Required) - Includes One Free Night and 10,000 Qantas Points @ Accor Plus

if i remembered correctly, the free one night is not actually one night as it is free only up to a certain amount somewhere around $180. If…

vchar replied to
orly on 40% off 12-Month Mobile Plans: 200GB $144 (was $240) / 240GB $180 (was $300) + $8 / $10 Cashback via TopCashback AU @ amaysim

you are probably right but without cashback sellers will offer discounts. worse yet, cashback is very invasive when it comes to your…

vchar replied to
trixieb on 40% off 12-Month Mobile Plans: 200GB $144 (was $240) / 240GB $180 (was $300) + $8 / $10 Cashback via TopCashback AU @ amaysim

I always think cashback is the most stupid and most embarrassing thing on earth as you have to wait for the arrival of your discount which…

you're right mate, some people don't even know what they want. they make it like when their valuable stuffs get stolen and they are happy…

many sellers list their cars at a very high price or at least at the range that buyers can basically buy new cars of a similar spec or even…
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