archkesha » user profile

If you churn, your fees will be $140 max. Close the card after 4 months. While ANZ, AmEx etc are better deals, there aren't too many deals…

After chatting with a Citi rep, my understanding is that you can't get a sign-up bonus for the same product if you have received a bonus…

I've been recently struggling with getting approved for cards run by Citi group (NAB): Citi, Virgin, Suncorp etc; and AmEx

I've had St George Qantas Signature in the last 12 months. Is St George's Rewards a different program from the Qantas / Velocity program,…

Keep a list of all your autodebits, it makes churning easy. It takes an hour max to change your autodebits over to a new CC.

Thanks! I've nearly applied!

If your application gets rejected by any CC that's managed by Citi Group for whatever reason, you will get instantly rejected if you apply…

Thanks Luke, got this one with a bit of upspecing

citi run cards will instantly reject your application if you have been rejected by any other citi group run cc in the last 3 months. No…

thanks, got 2kg bundle

Good to know about the pro-rata card fee refund. It's tempting, even though my plan was to keep this card for a while, hmmm... It took St…

Citi Rewards have just approved me (Velocity 100,000 points) after I closed another Citi Rewards cc 3 months ago (gift cards bonus).…

NAB transfers bonus points straight away, like a few days after you've hit the required spend. Nice

$1800 if you get Premium Economy fare via Qantas points, at least double that in value if you get Business. Getting gift cards is not a…

Ouch! I held off getting this one for 6 months thinking there'd be a deal. I've churned through all other available sign up bonus cards.…

It's OK for those who churn a bunch of cards a year. A second tier card after ANZ Black, Qantas Money, AmEx sign ups

50,000 Velocity Points, 40,000 Qantas Points, fewer points if other frequent flyer programs, e.g. AsiaMiles, KrisFlyer etc

Confirmation bias

Would you do your job if you weren't getting paid?

Now that I'm thinking about it I'm not 100% sure on this. Since HSBC is Hong Kong based maybe the warning is for the HK citizens. I've done…

I have the HSBC card in your link above. HSBC specifically warn you when you are weighing up your options when redeeming points. In my case…

remember, cashback is taxable, so 600 will shrink depending on your tax bracket. Gift cards are not taxed

Don't use SharewareOnSale installer, it's just a downloader for the actual installation file. Instead, click through to the page where you…

start again, upload receipts with correct image format. I did it, no problem

5 x4 dang

I had mine rejected because of the image file format being .JPG and not .JPEG. Save it as .PNG or .JPEG, of PDF it

I've just been approved for their previous standard offer for this card 84,000 points $129 annual fee. Do you think I could switch?

breast milk, Parmesan cheese, tomatoes etc have MSG, that's what makes them tasty

hmm, interesting I have Qantas premier and Kogan and got rejected by Suncorp. Maybe you are right that's the reason