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#$250 cashback when you spend $250 using payWave * Earn $250 cashback when you spend a total of $250 on payWave purchases in Australia in…

* Complimentary Fibit Blaze™ (worth RRP $329.95) with the Citi Platinum Rewards Card * 0% p.a. on balance transfers for 12 months.…

##This exclusive offer doubles the bonus points earning potential from the standard offer available everywhere else. With no annual fee for…

This offer has been extended now until the 30th September. Good luck with your application if you apply.

That's just on the Citi Simplicity offer - https://www.creditcard.com.au/citi-simplicity-no-annual-fee/ - no annual fee for life and 0% for…

Yeah - I just used this myself and had the report emailed to me - took around 5 days and at no cost.

Good points - thanks for sharing - as stated yes all banks are different and its a moving line, what was 1 day could be different the next.

[@googleyahoo69](/comment/2884431/redir): I hear you and totally agree - Consumers need to be number 1 - Banks have shareholders -…

Hi Smiles - this is the balance transfer calculator assumptions

Sorry I can't answer your posts fast enough

Associated is correct - that is why I selected it - the offer is exclusive to CreditCard.com.au - AKA you cannot get it through Westpac…

I am not from Westpac - helping people out is what the world is all about. I am not giving advice, just suggestions from my 11 years…

That sux Tom - depends on your personal situation / income and expenses. Another point to be wary of is the amount of credit applications…

Hard to get credit in AU if you don't have a good rating. I had 1 default years ago and then I couldn't even get long distance on my phone.…

lol - yeah its some new marketing campaign that Westpac have in the works - Take chargers ;)

[@edwinlin88](/comment/2884247/redir): Yeah - banks can be flexible - it doesn't hurt to ask or you never get.

And also remember that any balance you don't pay off reverts to the variable cash advance rate, which is currently 21.24% p.a. Therefore…

Not sure that Citi would waive the BT fee as they just introduced - it's worth a try though.

Citibank has a 2.5% balance transfer fee attached to its balance transfer. Many people may have Citi related debt from Virgin, BOQ,…

# Longest 0% Balance Transfer Offer in Market at 24 months plus (No balance transfer fees) Transfer your credit card debt from up to 3…

Welcome aboard!