atwilliams » user profile

Member Since 02/06/2014
Last Seen Online Now
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Location Melbourne

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I bought a non-homekit 4 pack of these over a year ago. Have been using them on low amp devices like lamps etc. All of them have been…
09/10/2024 - 13:39
Absolutely. The hard wired port options and specs in general are really good for a router, just way beyond what 90%+ of people actually…
08/10/2024 - 13:45
Do you have a gigabit NBN connection, or local (in home) media server? If not, both of these options are a higher spec than your needs, as…
08/10/2024 - 13:08
Depends on your home layout. i.e distances, and number of walls / floors / ceilings between the router and where you will use your devices.…
08/10/2024 - 12:39
How far is the PC away from the router and how many walls / floors / ceilings does the signal have to pass through? (Important info to put…
08/10/2024 - 12:37
Not just for babies though. Works well on lots of skin conditions
07/10/2024 - 14:05
They still do them as per my post above. They have just changed the pack size to 45 and increased the price accordingly.…
29/09/2024 - 14:16
The "All in One" pack (45 for $6.29), making them 14c per tablet, is still available as well. Bought them last week. Tbh, I can't tell the…
29/09/2024 - 12:37
Aussie shares tend to pay higher dividends than global peers, and you also get franking credits from Australian companies (not…
26/09/2024 - 14:31
You only need to go through one 20%+ "correction" to work this out!. Many people aren't prepared for such events and as you say, sell at…
26/09/2024 - 14:28
As a short-term plan, given the run up in equities in the last year, recession risks (here and in the USA) and the USA election in…
26/09/2024 - 12:42
Agree. Lots of good points. Just to clarify though, "lowest fee" is only the prime consideration if you are investing in an index tracker…
26/09/2024 - 12:31
That's because the risk / return profile of each of those ETF's is different. It's all relative, but you'd expect VAS to deliver ~9% YoY…
26/09/2024 - 12:25
What have you been investing in then?
26/09/2024 - 12:22
Less than RRP, but not much of a bargain. I got a PS5 disc for $616 back in March. Hold for a better deal if there is no rush. They'll come…
26/09/2024 - 11:58
Whilst ETF's are only a decade or so old, the concept has been around for decades (as managed funds). The criteria for selecting them and…
25/09/2024 - 10:58
Indeed. VHY holds ~70 of the ASX200, so not quite as diversified as VAS, but the higher dividend paying /fully franked stocks tend to also…
24/09/2024 - 16:49
Mine was abit like this when I got started. The trick for me was to write down a plan (it's less than 1/2 page of A4), which captures the…
24/09/2024 - 16:46
OP - All ETF's have a different risk/return profile. What might be acceptable to others, might not be acceptable to you. You need to think…
24/09/2024 - 15:38
(non-super) portfolio (approx), balanced by holdings in cash & term deposits: 60% QUAL 20% VHY 20% non-ETF (small number of Aussie, USA &…
24/09/2024 - 13:44
Pay the tax and move on to creating an financial plan to grow your wealth (without over focusing on the tax part)
23/09/2024 - 17:42
Assume you realise we already have a system whereby the more you earn, the higher the tax rate you pay?. Would be useful if you could…
23/09/2024 - 17:41
Being able to replace the screen without needing to buy another processor (or vice versa) when one of them fails or is not fit for purpose…
22/09/2024 - 13:52
Of course you have upgradability. You can swap screens and all of those things you have listed without changing the most expensive…
22/09/2024 - 13:44
You probably better off buying a Mac Mini and using a screen of your choice. M2 chip released in 2023 and you are not tied to an "all in…
22/09/2024 - 13:38
You don't need to buy a Miele to get reliability. You are paying a serious price premium for the brand. We've had an AEG for over 20 years…
16/09/2024 - 12:28
In addition to the above, if you have a partner (as recognised by the ATO), make sure any investments are held by the person with the…
10/09/2024 - 10:47
All good, but unfortunately it looks like that volatility is only just starting to ramp up, as the markets grapple with the increasing…
05/09/2024 - 14:03
Yep. I mentioned it, as some of the younger participants of this forum may not have experienced major bear markets and some who are closer…
04/09/2024 - 10:49
Suggest carefully monitoring your asset allocation and ask yourself would I be comfortable if it dropped 20-30%?. The US economy is likely…
04/09/2024 - 09:33
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