atwilliams » user profile
Member Since | 02/06/2014 |
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Last Seen | Online Now |
Badges | 1 |
Location | Melbourne |
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atwilliams commented on [Prime] Meross Smart Wi-Fi Plug with Energy Monitor - 4-Pack $48.98 Delivered @ Shuzu-AU via Amazon AU
I bought a non-homekit 4 pack of these over a year ago. Have been using them on low amp devices like lamps etc. All of them have been…
atwilliams replied to atlas on [Prime] ASUS RT-AX86U Pro AX5700 Dual Band Wi-Fi 6 Router $350 (Was $463) Delivered @ Amazon AU
Absolutely. The hard wired port options and specs in general are really good for a router, just way beyond what 90%+ of people actually…
atwilliams replied to orly on [Prime] ASUS RT-AX86U Pro AX5700 Dual Band Wi-Fi 6 Router $350 (Was $463) Delivered @ Amazon AU
Do you have a gigabit NBN connection, or local (in home) media server? If not, both of these options are a higher spec than your needs, as…
atwilliams replied to orly on [Prime] ASUS RT-AX86U Pro AX5700 Dual Band Wi-Fi 6 Router $350 (Was $463) Delivered @ Amazon AU
Depends on your home layout. i.e distances, and number of walls / floors / ceilings between the router and where you will use your devices.…
atwilliams replied to get-innocuous on [Prime] ASUS RT-AX86U Pro AX5700 Dual Band Wi-Fi 6 Router $350 (Was $463) Delivered @ Amazon AU
How far is the PC away from the router and how many walls / floors / ceilings does the signal have to pass through? (Important info to put…
atwilliams commented on Sudocrem Healing Cream 125g $6.46 ($5.81 S&S) + Delivery ($0 with Prime / $59 Spend) @ Amazon AU
Not just for babies though. Works well on lots of skin conditions
atwilliams replied to bigbadboogieman on Logix Platinum Dishwashing Tablets 40 Pk $6.99 @ ALDI (Select Stores)
They still do them as per my post above. They have just changed the pack size to 45 and increased the price accordingly.…
The "All in One" pack (45 for $6.29), making them 14c per tablet, is still available as well. Bought them last week. Tbh, I can't tell the…
Aussie shares tend to pay higher dividends than global peers, and you also get franking credits from Australian companies (not…
You only need to go through one 20%+ "correction" to work this out!. Many people aren't prepared for such events and as you say, sell at…
As a short-term plan, given the run up in equities in the last year, recession risks (here and in the USA) and the USA election in…
Agree. Lots of good points. Just to clarify though, "lowest fee" is only the prime consideration if you are investing in an index tracker…
That's because the risk / return profile of each of those ETF's is different. It's all relative, but you'd expect VAS to deliver ~9% YoY…
What have you been investing in then?
atwilliams commented on PlayStation 5 (Slim) Disc $668, Digital $575, DualSense $95, Pulse Elite $199, Portal $299 Delivered @ Amazon AU
Less than RRP, but not much of a bargain. I got a PS5 disc for $616 back in March. Hold for a better deal if there is no rush. They'll come…
Whilst ETF's are only a decade or so old, the concept has been around for decades (as managed funds). The criteria for selecting them and…
Indeed. VHY holds ~70 of the ASX200, so not quite as diversified as VAS, but the higher dividend paying /fully franked stocks tend to also…
Mine was abit like this when I got started. The trick for me was to write down a plan (it's less than 1/2 page of A4), which captures the…
atwilliams commented on What Does Your Portfolio of ETFs Look Like?
OP - All ETF's have a different risk/return profile. What might be acceptable to others, might not be acceptable to you. You need to think…
atwilliams commented on What Does Your Portfolio of ETFs Look Like?
(non-super) portfolio (approx), balanced by holdings in cash & term deposits: 60% QUAL 20% VHY 20% non-ETF (small number of Aussie, USA &…
atwilliams commented on Paying Too Much Tax Due to Interest Earnt
Pay the tax and move on to creating an financial plan to grow your wealth (without over focusing on the tax part)
Assume you realise we already have a system whereby the more you earn, the higher the tax rate you pay?. Would be useful if you could…
atwilliams replied to OzHan on Apple iMac 24" M1 8-Core CPU, 7-Core GPU, 8GB RAM, 256GB SSD $999.97 (RRP $1999) Delivered @ Costco
Being able to replace the screen without needing to buy another processor (or vice versa) when one of them fails or is not fit for purpose…
atwilliams replied to OzHan on Apple iMac 24" M1 8-Core CPU, 7-Core GPU, 8GB RAM, 256GB SSD $999.97 (RRP $1999) Delivered @ Costco
Of course you have upgradability. You can swap screens and all of those things you have listed without changing the most expensive…
atwilliams commented on Apple iMac 24" M1 8-Core CPU, 7-Core GPU, 8GB RAM, 256GB SSD $999.97 (RRP $1999) Delivered @ Costco
You probably better off buying a Mac Mini and using a screen of your choice. M2 chip released in 2023 and you are not tied to an "all in…
You don't need to buy a Miele to get reliability. You are paying a serious price premium for the brand. We've had an AEG for over 20 years…
atwilliams commented on Top Tax Bracket OzBargainers: What Do You Do to Legally Reduce Your Tax Bill?
In addition to the above, if you have a partner (as recognised by the ATO), make sure any investments are held by the person with the…
All good, but unfortunately it looks like that volatility is only just starting to ramp up, as the markets grapple with the increasing…
Yep. I mentioned it, as some of the younger participants of this forum may not have experienced major bear markets and some who are closer…
Suggest carefully monitoring your asset allocation and ask yourself would I be comfortable if it dropped 20-30%?. The US economy is likely…
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