atwilliams » user profile

Yes, sorry - read it too quickly.

The OP is with CBA. Receiving is instant. Whether or not there is an anti-fraud delay will depend on the buyers bank

Agreed, but you can call the issuing bank to check the bank cheque details, to partially mitigate the counterfeit risk, during opening…

Nope. Don't do this. The OP has no way of verifying the validity of the bank cheque out of hours. As per my post above, push back on the…

Most inter-bank transfers are now instant (as all the majors and some of the 2nd tier use the New Payments Platform infrastructure). The OP…

I wouldn't bother signing up to a 1000/50 plan at the moment, unless you really need to. Sign-up for a 100/20 plan (for $65pm) and then get…

The Wise card works differently. You open "jars" (or something like that) for the currencies you want to spend in. (US $, GBP, Yen etc),…

If you do alot of foreign currency purchasing, go for a Wise card/account which consistently gives you great exchange rates. The card is a…

I think there is value in using SQ, purely as they have "weeded out" poor quality installers and identified those that install in your…

What exactly are you disputing? That it's OK parking there for 5 mins? .... Fine unheld. Pay it and move on.

I've had this issue as well. I opened another instant access account with another financial institution paying a similar rate (although…

Too late. It was on the product page (a tick box to include)

Go for it! Was that enough of a sway?

Ultimately, you want to be known for you work, not your perfume. Save your money, or invest it in your professional development.

Great until there is a bug, then what? If you can't code you are screwed. Also, note you will become "locked in" to a pretty niche…

I bought a non-homekit 4 pack of these over a year ago. Have been using them on low amp devices like lamps etc. All of them have been…

Absolutely. The hard wired port options and specs in general are really good for a router, just way beyond what 90%+ of people actually…

Do you have a gigabit NBN connection, or local (in home) media server? If not, both of these options are a higher spec than your needs, as…

Depends on your home layout. i.e distances, and number of walls / floors / ceilings between the router and where you will use your devices.…

How far is the PC away from the router and how many walls / floors / ceilings does the signal have to pass through? (Important info to put…

Not just for babies though. Works well on lots of skin conditions

They still do them as per my post above. They have just changed the pack size to 45 and increased the price accordingly.…

The "All in One" pack (45 for $6.29), making them 14c per tablet, is still available as well. Bought them last week. Tbh, I can't tell the…

Aussie shares tend to pay higher dividends than global peers, and you also get franking credits from Australian companies (not…

You only need to go through one 20%+ "correction" to work this out!. Many people aren't prepared for such events and as you say, sell at…

As a short-term plan, given the run up in equities in the last year, recession risks (here and in the USA) and the USA election in…

Agree. Lots of good points. Just to clarify though, "lowest fee" is only the prime consideration if you are investing in an index tracker…

That's because the risk / return profile of each of those ETF's is different. It's all relative, but you'd expect VAS to deliver ~9% YoY…

What have you been investing in then?

Less than RRP, but not much of a bargain. I got a PS5 disc for $616 back in March. Hold for a better deal if there is no rush. They'll come…