Jolakot » user profile

Home birth is great for low-risk pregnancies, should be encouraged more. Much riskier for medium and high risk pregnancies though, so…

Bupa does, but 2 month waiting period, not sure if they have an offer to waive waiting periods though.

Doesn't matter, who cares what they charge if you're not paying it? When the credit runs out, go somewhere else like Powershop:…

No it isn't, privatization is always sold to us as making services cheaper, and it never does. Profit incentives do make services more…

No reason to go private if you're in the catchment area for top-tier public hospitals, especially if you can get into a good MGP program.…

Don't plan on getting many free weeks for gold-tier cover, almost every provider has them explicitly excluded in their T&C, Bupa is one of…

All insurance is a waste of time and money, these companies don't exist if they pay more than they take, just like a casino the house…

Switch to Engie for $400 in bill credit ($200 electricity, $200 gas), haven't paid an electricity bill higher than $50 in 8 months by…

They didn't ask for better, they asked for cheaper. Much easier to do something well with double the budget.

Was language an issue with booking airbnbs? I'm going to Japan later this year

You can run it on any PC with 32GB RAM, don't even need a GPU: https://unsloth.ai/blog/deepseekr1-dynamic It will be seconds per token…

This is an excellent point

Would you consider HECs to be a tax? This is strictly a loan, you borrow money from the government when you need it, and then pay it off…

Still, people with investment properties in all states already have them valued annually through standardized means, would be the same…

The other half fell in love with a $3500 mattress at the store, how much of a ride would we be taken for if we buy it?…

No, it rewards those who have little and those who are wealthy enough to hire a tax planner to sequester their assets. The middle is…

That's not true, at least in Victoria and NSW. Site value is just the land, while capital improved value is both the land and the…

> Do you have numbers to support that? This is based on the analysis done by UNSW, it's a good read as it actually factors in the on-going…

Why would you need a new industry? You already have to do this each year for investment properties, nothing new. Your council already does…

Ah, I didn't realize the context, fair enough

It's actually really simple, you get rid of the existing red tape, by removing the PPoR exemption and all the weird caveats and service…

I think you might have misunderstood me, I didn't mean that expenses like interest payments affect rent, but rather that interest rates…

That doesn't make much sense. If Y is based on X, and X is impacted by interest rates (prices go up with lower rates and vice-versa), then…

Immigration is a red-herring you've been fed to avoid looking down the aisle, each immigrant consumes less housing and other resources than…

PPOR isn't assessable, it should be instead of the convoluted system we currently have with different allowable amounts for homeowners, but…

Funny, everyone I know recieved massive rent hikes that were justified by rate increases, now that there are rate cuts suddenly it's more…

I hope you bring the same energy to the kmart clearance section

You definitely still need dishwashing liquid unless you have a boiling water tap, need like 80C minimum to kill bacteria. I hope you don't…

I suppose you either like their methodology and it's a sound point, or you dislike their methodology and it's a moot point. I've tried two…

No it doesn't, they literally have it up as one of their 'Best Buys':…