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return is return. the return over last 7 years is 4.2% ex dividend MAX. Dollar cost averaging doesnt magically give you more return, it…

yep its no where near what tiktok experts claim asx is averaging as 11%

we having urban sprawl right now. all these new house and land packages, subdivisions happening in badgerys creek, edmundson park. All of…

3.5% dividend + 4.2% = 7.7% :) the 4.2% is an overestimation considering i havent accounted for compounding. in reality, less than that.

VDHG in 2017 $50 VDHG in 2024 $65 This is 30% return over 7 years. or 4.2% pa. Not very high for 7 years of investment considering…

it makes sense for HK or singapore property price to go up because they literally have very little land. Even for HK, the property prices…

how was your experience in booking biz class tickets?

nah i'l go wherever the business tik takes me

this is exactly what i need. thank you very much. wish i could use the pro version.

Trying to book my first business class seat using qantas points and i want to use it on long haul international flights (12hr+ flights).…

try a ryokan

no source: me

What some organisations have attempted to do is to adopt equality of outcome by filling in female quotas. This is undesirable.…

drains way too much battery

Looking for a simple free ios game to pass time. Want something simple, easy (no steep learning), simple controls, mindless, simple…

korean buffet wagyu house

i think a lot of people follow the word of mouth but they havent actually experienced the problems themselves.

mostly like because you didnt put as much deductions

nah they removed it recently.

rates are not as good. 4-6% worse off. might as well pay ING's $5 transaction fee per withdrawal.

macquarie uses mastercard curency rates which are typically worse by 4-6%

HSBC only has 10 select currencies which allows this. Outside of these 10, it doesnt work. and you need to deposit 2000 every month

cheaper if you have aia

this also sort of makes sense

solid advice. but has it been hard for you to forgo cheap deals going directly to leisure destination?

what if the flight from "B" to "C" was only $50 because theyre so close. Is it fair given the bulk of the cost is leaving and returning…

Say you are going on an overseas work trip to country "C" for 2 weeks to attend a conference in the field related to your work. This trip…

do you feel behind not owning or paying off a mortage for when you retire/old?

i guess the 8.5m was already divided equally amongst his heirs

and how do you know the second tenant didnt break it? or did you assume its a 40yr old toilet thats just gone through the days. You dont…