johndowy » user profile
| Member Since | 08/02/2014 |
|---|---|
| Last Seen | 31 min 38 sec |
| Badges | 2 1 |
| Location | Perth |
Recent Activities
Out of the box.
johndowy posted a forum topic Damaged Condenser Fins on New Airconditioner
I just bought a new aircon and the outdoor unit came [like this.](https://tinypic.host/image/Aircon.2jicD6) Is this normal? Should I ask to…
johndowy commented on Affording Mortgage - Estimating Affordability and Household Savings - Family of 5
I'm surprised you can get a loan for $1.69m at that kind of income. 53% of your income is going to be stressful. Definitely seems on the…
Dropped by half from 160 to 80. Work is still hard but enjoyable now. I wouldn't have left if I was not already fairly secure already.…
Before anyone says legal or non legal. A reference would be great.
johndowy commented on Second Job Suggestions?
What salary are you on that makes you feel underpaid?
You still need to sell the property at the market price so getting a valuation is correct which it seems like you have already done. You…
Cafe managers earn that much (better off being a cafe manager than take on the risk). I figured a cafe manage would be in the rage of…
It's a small cafe owner-run business. They don't hire a manager to operate things so the owner takes all the profit. If they did hire a…
I am hoping that they would look at the business income and say that I'd be able to service the loan with the profits generated from the…
It seems like I need to make sure that the business is legitimate and has the right income to service the loan. For the home loan, if I go…
johndowy posted a forum topic Commercial Loan and/ or Guarantor Loan info
Hi Everyone, Just looking for some info on commercial/ business and guarantor loans. I'm currently unemployed and I wanted to buy a small…
johndowy commented on [AMA] I’m a Current McDonald's Employee
Do you get to choose your position or do you move around to different roles if needed?
By cutting it?
The internet is a wonderful place.
johndowy commented on Credit Check Process on Mortgage Loan
What kind of casual work do you do? If it's casual in the 'adult' industry, then they may not look favourably even if you are earning $200k…
johndowy replied to 
SBOB on So This Is The Wealth in Australia, Household Net Worth, Interesting, What’s Your Thoughts?
SBOB on So This Is The Wealth in Australia, Household Net Worth, Interesting, What’s Your Thoughts?Yes, it includes the house they live in.
No. You did it in the wrong order unfortunately.
johndowy commented on Tradies Ashed Cigarettes All over My Brand New Home and Peed All Over the Bathroom Floor
Pictures!
johndowy commented on Recommended Courses - Financial Savviness
https://www.kaplanprofessional.edu.au/financial-planning-courses/
johndowy commented on Working at Bubble Tea Store
Before worrying about the wage, get the job. What else would you be doing if you were not working?
Oh no, that's not good. I am willing to start from the bottom and work my way up. For me, that's not a problem but getting my foot in the…
Thanks for your insight. I'm glad that the info during the course was at least worth it. Even though I plan to do this for a career change,…
Wise words. Something that I will definitely be reading a few times over.
I have actually never used a financial planner myself and have done everything through my own research. But, I do find that there…
Sadly the seasickness prevented me from buying a mega yacht.
Thanks for the info, I'll consider look at superannuation as a particular area of interest.
I was looking at doing the course at Victoria University instead of Kaplan. Their course and structure seem to suit me better. Did you end…
Never heard of FINSIA. Thanks! I'll have a look at it. Usually, I hear of FPA.com.au.
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