smilearchitect » posts

Whats the coolest place to visit and why according to you for christmas and new year?

Hi may be ending up paying 100k$ in tax this year…. i feel i should put 60k$ money in super (me 30 missus 25) and buy a negative geared property… it gives us 16k$ in tax break but less …

Hi Ozbargainers want your input on it ..! Planning an early bird booking for New Year holidays end of this year. Ideal travel date between 28 Dec to 3 Jan Travel and flight budget of $4k to $6k …

Hi I am in what everybody calls a cushioning industry 'health industry' what i have noticed is that i put a lot of energy effort into what i do. I have tried different business management …

Hi Does any one use premium petrol regularly (i would want answers or tips from people if money is coming out of your own pocket..if thats ok) secondly is it worth it thirdly what is the advantage …

Hi We were wondering if anyone has used super to fund overseas property. I would want to use my super to use as deposit for overseas property… any tips or guidance will be great.

Hi I have a peculiar scenario … For arguments sake of I earn 100k$ and the tax rate is 50k$ My accountant says I have to cough up the 50k$ to tax man …which I feel is unfair . According …

Hi I was reversing my car and hit the wall and it broke and hit the gas water system in my own house. I don't have home and contents insurance. The car looks smashed up . How do I word it to …

Folks and mates , i am looking for a home and contents and car insurance I am unsure of where to start i have tried compare the markets and i select but it is so confusing. I have a house which has …

Hi What are the pitfalls of novated lease A. shorter lease term vs longer lease terms B. what providers you would go for to get lease C. what happens if we change provider in between Lease terms D. …

Hi I am looking for the following ideas a)middle eastern dining table , i.e it is low set and people squat down to eat b)modular sofa , which is bit of out of box , i have tried the first 10 …

Thanks for the reply

Hi I have noticed westpac , nab,hsbc put up ads saying free brokerage up to 600$ or on those terms . What does that mean ? Is it short for share trading? How does it work ? Any pitfalls if any , has …

Hi I am bit confused . Is it cost effective to pay for trauma tpd and income protection through super or outside of super. I have been to zillion advisors and everybody is telling the truth only …

Hi I have a rocket repay home loan with westpac, however i am not using it effectively at all. I was wondering if you give me an insight into how it can be better worked or how can i use it more …

hi I was wondering if someone can tell me a good SIM card to buy to put in my I phone or a normal phone reg sim? I am in Germany for 2 weeks. thanks anil