Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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$1,500 Bonus Refinance Cash Back from Mystate Bank

expired $1,500 Bonus Refinance Cash Back from Mystate Bank

Eligibility - The loan being refinanced from the other financial institution must be a minimum of $400,000. - Available only on loans with a LVR equal to or less than 80%. - Loan funding by 31 …

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Ubank Variable Home Loan Interest Rate down to 3.74%

expired Ubank Variable Home Loan Interest Rate down to 3.74%

This is a good news and I think this is the lowest ever. UBank cuts variable rate by 0.25% p.a. UBank will reduce all its variable home loan rates by 0.25% p.a.. This will, for example, bring new …

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Reduce Home Loan (Inc Offset, Redraw) 3.65% (CR 3.66%, 70% LVR)

expired Reduce Home Loan (Inc Offset, Redraw) 3.65% (CR 3.66%, 70% LVR)

Found this…nice low rate…check their other products too….worth a shot…LVR @70% Loan amount: $50,000-$500,000 Purpose: Owner Occupied Application Fee: $440 Establishment …

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Loans.com.au - 3.63% p.a. (4.03% Comparison Rate) for Home Loans under 500k

expired Loans.com.au - 3.63% p.a. (4.03% Comparison Rate) for Home Loans under 500k

My first post in Ozbargain. Just saw this deal online from Loans.com.au while I was looking for my home loan, it's only 3.63% variable rate p.a! That's the lowest I've ever seen!! Even …

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Commonwealth Bank $1,250 Home Loan Refinance Cashback Offer

expired Commonwealth Bank $1,250 Home Loan Refinance Cashback Offer

From Sunday 1st May to Sunday 31st July 2016 Commonwealth Bank are offering a new Refinance Cashback of $1,250 to customers who refinance their Home / Investment Home Loan or Line of Credit from …

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ING Orange Advantage 3yr Fixed Rate Special 3.98%p.a.*(CR 4.66%p.a.^) & $1500 cashback @ Naritas

expired ING Orange Advantage 3yr Fixed Rate Special 3.98%p.a.*(CR 4.66%p.a.^) & $1500 cashback @ Naritas

ING Orange Advantage 3yr Fixed Rate Special 3.98%p.a.* (CR 4.66%p.a.^) & $1500 cashback^^ at Naritas 1% cash back on monthly home loan repayments of up to $3,000 when you also have an Orange …

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Reduce Home Loans Rate Buster Offset Home Loan 70% 3.85% (CR 3.86%)

expired Reduce Home Loans Rate Buster Offset Home Loan 70% 3.85% (CR 3.86%)

Hi people, Saw this and it's the cheapest out there…hope someone can clarify this 3.85% p.a. Variable 3.86% p.a.* Comparison Rate Purpose Owner Occupied Loan …

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3.99% (CR 4.49%p.a.) Suncorp 3yr. Fixed Rate with 0.15% Monthly Cashback from Mates Rates Mortgages

expired 3.99% (CR 4.49%p.a.) Suncorp 3yr. Fixed Rate with 0.15% Monthly Cashback from Mates Rates Mortgages

Mates Rates Mortgage Brokers offer a CASHBACK service that credits 100% of the monthly lender paid commission back to the borrower helping them to potentially save Tens of Thousands of Dollars over …

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Gateway Credit Union 3.98% P.a. (4.28%p.a. CR) and with 0.15% Monthly Cashback @ Mates Rates Mortgages

expired Gateway Credit Union 3.98% P.a. (4.28%p.a. CR) and with 0.15% Monthly Cashback @ Mates Rates Mortgages

Mates Rates Mortgage Brokers offer a CASHBACK service that credits 100% of the monthly lender paid commission back to the borrower helping them to potentially save Tens of Thousands of Dollars over …

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Take out a NAB Home Loan, Credit Card & Bank A/C - Earn 250,000 Velocity Frequent Flyer Points

expired Take out a NAB Home Loan, Credit Card & Bank A/C - Earn 250,000 Velocity Frequent Flyer Points

Edit: This deal now includes investment loans. This offer has just been extended!! There’s a great deal with NAB until the end of July, where if you refinance your home loan or take a new loan, …

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3.98%p.a. Bank Australia Home Loan (CR 3.99%p.a.) & a $1000 Settlement Bonus @ Naritas

expired 3.98%p.a. Bank Australia Home Loan (CR 3.99%p.a.) & a $1000 Settlement Bonus @ Naritas

Exclusively via Naritas: Score a low ongoing variable rate of 3.98%p.a.* (CR: 3.99%p.a.)^ and a $1000 settlement rebate^^ to cover the costs of establishment or switching! Product issuer and …

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3.99% (CR 4.49%p.a.) Suncorp 3 Year Fixed with Annual Fee Waiver for 3 Years @ Naritas

expired 3.99% (CR 4.49%p.a.) Suncorp 3 Year Fixed with Annual Fee Waiver for 3 Years @ Naritas

This deal is EXPIRED as of 7/4/16 Suncorp Bank has proven itself the genuine alternative to the big 4 and set a new challenge for Australia’s banks by winning Money magazine’s coveted Bank of …

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3.89%p.a. (CR 4.06%p.a.) Prime Professional Pack Refinance Special @ Naritas

expired 3.89%p.a. (CR 4.06%p.a.) Prime Professional Pack Refinance Special @ Naritas

MEZY-OZB-021

3.89%p.a.*(CR 4.06%p.a.)^ Includes 100% offset account! Offer limited to owner occupier refinances, minimum loan size $350,000. Variable loan that allows extra repayments to be made at any time …

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Bank of Melbourne Vertigo Credit Card 0% Balance Transfers for 20 Months ($99 Annual Fee)

expired Bank of Melbourne Vertigo Credit Card 0% Balance Transfers for 20 Months ($99 Annual Fee)

There are quite a few 0% balance transfer deals going around at present. If you have a home loan with an offset account and qualifying income, you can use these deals to benefit from the …

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Commonwealth Bank $1,500 Refinance Cashback offer

expired Commonwealth Bank $1,500 Refinance Cashback offer

From Monday 8 February to Saturday 30 April 2016 Commonwealth Bank are offering a new Refinance Cash Back of $1500 to customers who refinance their Home / Investment Home Loan or Line of Credit from …

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ME Bank - Fixed Rate 3.99%p.a. Flexible Home Loan for Owner Occupiers for 2 Years (CR 4.89%)

expired ME Bank - Fixed Rate 3.99%p.a. Flexible Home Loan for Owner Occupiers for 2 Years (CR 4.89%)

Seems like a good deal. It has Offset as well as redraw.

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HSBC Home Value Loan 3.99% (4.01% CR) Owner Occupier Only

expired HSBC Home Value Loan 3.99% (4.01% CR) Owner Occupier Only

HSBC home value loan Rate of 3.99% no offset Note that HSBC has increased their rates, so this is a pretty good rate. There's also the Premier home loan at 4.05% (with offset) but as someone …

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NAB Home Loan with 250,000 Bonus Velocity points

expired NAB Home Loan with 250,000 Bonus Velocity points

The previous deal was marked as expired but it is still current. ING just raised their home loan rate by 18 basis points. I am pissed and I am shopping around. If you fly domestic, these points are …

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Summer Refinance Special: 3.99%p.a. (CR 4.35%p.a.) Variable with up to $2000 Cashback @ Naritas

expired Summer Refinance Special: 3.99%p.a. (CR 4.35%p.a.) Variable with up to $2000 Cashback @ Naritas

Summer refinance special: 3.99%p.a. (CR 4.35%p.a.) variable with up to $2000 cashback! For a limited time only let Naritas help you make the switch to Newcastle Permanent Refinance your existing …

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St.George Bank $1,500 Refinance Cashback Offer Owner Occupied AND Investment Property

expired St.George Bank $1,500 Refinance Cashback Offer Owner Occupied AND Investment Property

Starting today (11th January 2016) St.George are offering $1,500 rebate on a refinance of investment and owner occupied home loans. The rebate will be paid within 60 days of settlement. Eligibility …