Latitude Gem Visa Credit Card $200 Back with $1000+ Spend in 3 Months @ Latitude Financial

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$200 cashback when you spend $1,000 or more on everyday purchases each month in the first 3 months of approval2. T&Cs, monthly credit card fee and other charges apply. Excludes long-term Interest Free payment plans. New customers only, must be approved by 28 Feb 2025.

Unrelated offers from ClearScore removed — Mod

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Latitude Financial
Latitude Financial

Comments

  • -5

    Encouraging people to take on new debts doesn’t seem a wise idea in our current climate.
    Can hardly call this a bargain.

    Also, “personalised offers” just seems a way of penalising those with less than ideal credit history, rather than rewarding those with excellent history.

    • +2

      To be fair, every week there's credit card signup posts which this basically is.

    • What a poorly thought out rationale.

      Do you also get upset at companies that sell private jets because it penalises those who don't have enough money to buy a plane?

  • +1

    Just some issues I found with the post;

    • the Latitude credit card deals are available completely separately to ClearScore - not related at all.
    • "Latitude Gem Visa Credit Card - $200 Credit Back when you spend $1000 or more" should actually be "spend $1000 each month for 3 months"
    • "Latitude GO Mastercard - $300 Credit Back" should also say "when you spend $1500 a month for 6 months"
    • +1

      You are right.. Very misleading title.

    • Agreed—wholly misleading.

  • Please post direct link to offer. Link to ClearScore only for offers that can only be obtained via ClearScore.

  • What are the monthly fees and 'other charges'?

    Not a great post.

  • There's a Monthly Credit Card fees of $10.95.

    This means if you do spend and get the $200 and depending on when you close the card.
    3rd Month Net: $167.15
    4th Month Net: $156.20

    • plus a $1.95 bpay fee
      because the no cost payment methods never ever work properly

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