Bonus $480/$900 Costco Shop Card with an Eligible Hospital & Extras Cover (Paid on Months 3 & 7) + Extras Waiting Waived @ nib

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Bonus $480/$900 Costco Shop Card with an Eligible Hospital & Extras Cover (Paid on Months 3 & 7) + Extras Waiting Waived @ nib
Go to Deal
reactvue on 30/11/2024 - 11:52 cloud.au.nib.com.au (237 clicks)
Last edited 04/12/2024 - 13:13 by 2 other users

Join a combined Hospital + Extras cover and if eligible, receive a Costco Shop Card worth up to $900*. Plus, we'll waive the 2 & 6 month wait on Extras.

Offer ends 30 June 2025. New Australian resident members only. Offer fulfilled in month 3 and 7 of membership. Eligible products only. Value of offer based on level of cover selected, see details. Eligibility and T&Cs apply.

*The Offer is only available to Eligible Members who join a nib combined Hospital and Extras Australian resident’s health insurance product (nib ARHI product), through the referral website https://www.nib.com.au/costco, or over the phone by 11:59pm (AET) 30 June 2025. Excludes nib’s Basic Kickstarter and Basic Accident Hospital product. Not available to existing health insurance policyholders with nib, AAMI, Apia, Suncorp, nib, ING Health Insurance, GU Health, Priceline, Qantas, Real Health Insurance or Seniors Health Insurance, or to previous policyholders who have held health insurance with any of these brands and cancelled their policy 6 months before or during the Offer Period.

The Offer consists of providing the Member with a digital Costco Shop Card, via email, for an amount equating to a total maximum of AUD $480 (inclusive of GST) for single policies and AUD $900 (inclusive of GST) for couples, families and single-parent families policies. The Costco Shop Card will be fulfilled over two instalments. The first one available to members in month 3 and the second issued in month 7 of membership. The eligible member must maintain the qualifying policy and be a Costco member up to the date of the Offer being applied to the policy, as outlined in the terms and conditions. The Offer will be forfeited if the eligible member is not an active policyholder on this date. Not available with any other offer unless otherwise stated.

In addition, 2 & 6 month waiting periods will be waived for Eligible Members on all Extras services that normally require a 2 or 6 month waiting period under the Eligible Product. The Waiver will be fulfilled at the time the Eligible Member takes out the Eligible Product. Longer waiting periods may apply for some services. See full terms and conditions.

For full terms and conditions regarding Costco Shop Cards, please visit https://www.costco.com.au/costco-shop-card-TC

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Comments

  • YesPleaseThankYou on 30/11/2024 - 12:09
    +4

    No deal 🙅‍♂️

    The Costco Shop Card will be fulfilled over two instalments in accordance with clause 11 of these terms and conditions. The first being available to members in approximately month 3 of membership and the second issued in month 7 of membership.

    You would save much more churning through other health insurance offers over that period.

    In years of churning, it has been my experience that NIB offers are never worth switching to.

    • Mr Beans on 30/11/2024 - 12:12

      Can you please than guide me that will be the best insurance to look for family cover. Cheers

      • YesPleaseThankYou on 30/11/2024 - 12:18
        -1

        Family cover for what?

        Health insurance is highly regulated in Australia - all the products are similar. Hospital cover is standardised across Basic to Gold tiers, Extras are not standardised.

        Read info from here https://privatehealth.gov.au/ then come back when you have a less vague request.

        • nicolascage on 04/12/2024 - 20:02

          Can you give an overview of what health insurance providers I should be churning to and when? I’m currently on just extras. I read a while ago someone posted something similar where they were switching every 6 months while their benefits got refreshed but it had to be before a particular month like june?

          • YesPleaseThankYou on 04/12/2024 - 20:51
            +1

            @nicolascage: A health insurer resets the extras limits in accordance with its own Fund Rules.

            If 'limit reset' is what you are after, then switch to a fund that either just (recently) reset its limits or is soon to reset its limits.

            Funds reset limits on 1 January, 1 July, or Anniversary Date (Date of Joining).

            A quick Google will give you a list of limit reset dates or see the individual fund sites.

            For example:

  • Alanw on 30/11/2024 - 12:25

    We used to get complimentary annual checks with Bupa, now we have to pay a gap fee at our dentist since we joined Frank.
    Does anyone recommend any other private insurance providers? Preferably ones that current offer promotions.

    • YesPleaseThankYou on 30/11/2024 - 12:29
      +2

      There is not a moment in time that Bupa doesn't have a promotion. You could switch back unless you're in Bupa's exclusion period for promotions.

      As a regular churner, my advice is to look beyond the fee you'll pay at the dentist as, by churning, you'll save much more.

      Have you checked OzBargain for current promotions? Various are on offer at the moment. There always are.

    • googoogaga on 30/11/2024 - 19:31

      you could ask your dentist which health fund covers more, or which health fund allows adjustment in prices of procedures.. my dentist has told me which works 2 health funds work best with them and i just wait for 6 week offers to churn. I churn through 3-4 funds a year.

  • HeyHi on 05/12/2024 - 20:03

    I have seen a few hospitals not accepting NIB insurance, not sure why.

    • welcomeUniverseWorld on 30/12/2024 - 23:25

      really? which? I was gonna switch tomorrow

      • YesPleaseThankYou on 31/12/2024 - 10:28
        -1

        A quick Google would give you the answer.

        • welcomeUniverseWorld on 31/12/2024 - 22:33
          -1

          probably none. I never liked any replies with words like trust me bro or google without defending

          • YesPleaseThankYou on 31/12/2024 - 22:40
            -1

            @welcomeUniverseWorld: It seems that you frequently receive such replies. Maybe you should try using Google? Worth a thought.

            • welcomeUniverseWorld on 01/01/2025 - 14:20

              @YesPleaseThankYou: Talked with NIB directly. They have no knowledge of such with hospitals around me in western sydney. I find it baseless to make such bold wider statement without being able to back it up with specifics. Maybe there are some in other parts of Aus. One should be able to back up his own words always!

              • YesPleaseThankYou on 01/01/2025 - 14:25
                +1

                @welcomeUniverseWorld:

                And if you talk about …

                In all honesty, I have no idea what your posts are about.

                • welcomeUniverseWorld on 01/01/2025 - 14:30

                  @YesPleaseThankYou: This is about NIB.

                  NIB have issues with St Vincent.
                  BUPA & AHSA has issue with Healscope hospitals (some not all).

                  Specifics matter rather than general fear mongering. It is which I asked why one you know of? Most hospitals in Australia covers most health insurances.

  • Zabuza on 27/12/2024 - 19:07

    Do you need a Costco membership as you sign up or right before month 3?

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