Receive bonus $480 / $900 Costco Shop Card (Paid in 2 Instalments over 7mo's) with an eligible Hospital & Extras Cover @ NIB

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Join a combined Hospital + Extras cover and if eligible, receive a Costco Shop Card worth up to $900*. Plus, we'll waive the 2 & 6 month wait on Extras.

Offer ends 30 June 2025. New Australian resident members only. Offer fulfilled in month 3 and 7 of membership. Eligible products only. Value of offer based on level of cover selected, see details. Eligibility and T&Cs apply.


*The Offer is only available to Eligible Members who join a nib combined Hospital and Extras Australian resident’s health insurance product (nib ARHI product), through the referral website https://www.nib.com.au/costco, or over the phone by 11:59pm (AET) 30 June 2025. Excludes nib’s Basic Kickstarter and Basic Accident Hospital product. Not available to existing health insurance policyholders with nib, AAMI, Apia, Suncorp, nib, ING Health Insurance, GU Health, Priceline, Qantas, Real Health Insurance or Seniors Health Insurance, or to previous policyholders who have held health insurance with any of these brands and cancelled their policy 6 months before or during the Offer Period.

The Offer consists of providing the Member with a digital Costco Shop Card, via email, for an amount equating to a total maximum of AUD $480 (inclusive of GST) for single policies and AUD $900 (inclusive of GST) for couples, families and single-parent families policies. The Costco Shop Card will be fulfilled over two instalments. The first one available to members in month 3 and the second issued in month 7 of membership. The eligible member must maintain the qualifying policy and be a Costco member up to the date of the Offer being applied to the policy, as outlined in the terms and conditions. The Offer will be forfeited if the eligible member is not an active policyholder on this date. Not available with any other offer unless otherwise stated.

In addition, 2 & 6 month waiting periods will be waived for Eligible Members on all Extras services that normally require a 2 or 6 month waiting period under the Eligible Product. The Waiver will be fulfilled at the time the Eligible Member takes out the Eligible Product. Longer waiting periods may apply for some services. See full terms and conditions.

For full terms and conditions regarding Costco Shop Cards, please visit https://www.costco.com.au/costco-shop-card-TC

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Comments

  • +4

    No deal 🙅‍♂️

    The Costco Shop Card will be fulfilled over two instalments in accordance with clause 11 of these terms and conditions. The first being available to members in approximately month 3 of membership and the second issued in month 7 of membership.

    You would save much more churning through other health insurance offers over that period.

    In years of churning, it has been my experience that NIB offers are never worth switching to.

    • Can you please than guide me that will be the best insurance to look for family cover. Cheers

      • Family cover for what?

        Health insurance is highly regulated in Australia - all the products are similar. Hospital cover is standardised across Basic to Gold tiers, Extras are not standardised.

        Read info from here https://privatehealth.gov.au/ then come back when you have a less vague request.

  • We used to get complimentary annual checks with Bupa, now we have to pay a gap fee at our dentist since we joined Frank.
    Does anyone recommend any other private insurance providers? Preferably ones that current offer promotions.

    • +3

      There is not a moment in time that Bupa doesn't have a promotion. You could switch back unless you're in Bupa's exclusion period for promotions.

      As a regular churner, my advice is to look beyond the fee you'll pay at the dentist as, by churning, you'll save much more.

      Have you checked OzBargain for current promotions? Various are on offer at the moment. There always are.

    • you could ask your dentist which health fund covers more, or which health fund allows adjustment in prices of procedures.. my dentist has told me which works 2 health funds work best with them and i just wait for 6 week offers to churn. I churn through 3-4 funds a year.

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