FYI CBA Credit Cards are categorising payments to Liven as Cash Advance.
I had to request it be refunded so it doesn't affect my interest free period.
So set your fallback payment to a debit card rather than CBA credit card.
Or another bank's credit card.
Wouldn't surprise me. Basically making money until people find out.
I had a home loan with their low cost subsidiary years go (Homepath) then it got merged into CBA and they decided to put me on a way higher rate like 1.5% higher and refused to lower it (I had another loan with them too which was getting their headline rate and I was also paying the package fee).
I had a Homepath loan years ago too.
I didn't see the rate change when merging.
I'm still with CBA (could be related to the old Homepath loan) as a ex-staff member I get free wealth package for the life of the loan.
I don't see why it's a Cash advance either.
I believe it's only a recent thing as I've used my CBA credit card with Liven for years, only the recent transaction was flagged as a Cash Advance.
By Comm Bank https://www.commbank.com.au/credit-cards/manage/cash-advance… definition, I don't see how it is a Cash Advance.
I guess they get you under:
Transferring money from your credit card account to another account