• expired

10x EDR Points on $20-$500 TCN Luxury eftpos Gift Cards (In-Store) | Cadbury Baking Choc Chips, Melts or Block $3 @ Woolworths

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Solid offer at Woolworths next week, especially for all those who aren't in VIC or TAS. Cadbury baking chocolate is rarely on sale these days, so it's great to see it on special!!

Gift Card Purchase Fee EDR Dollars Earned Profit/Loss
$20-500 TCN Luxury eftpos (loaded with $500) $7.95 $25 $17.05

Offer available from 25/9/24 to 1/10/24 on all denominations of gift cards listed, Excludes Eftpos and Eftpos Merindah-Gunya $50, $100 and Variable Gift Cards. Available in-store only at Woolworths Supermarkets and Woolworths Metro. Scan your Everyday Rewards Card to collect 10x points. Excludes Woolworths Online and MILKRUN. Standard points will not be earned on amounts spent on gift cards, but on the relevant number of bonus points that you qualify for under this offer. Bonus points can take up to 14 business days to be loaded onto your Everyday Rewards Card from date of purchase. Refer to individual cards for their terms and conditions. Limit of 2 cards per day per Rewards Member. Eftpos Gift Cards are subject to a Purchase Fee, Variable card = $7.95. Rewards Points, Variable card = $1 = 10x points. While stocks last. Card images shown may vary.

Enjoy!

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closed Comments

  • +5

    Also:

    Earn 20x EDR Points on Supercheap Auto, rebel, BCF and Adventure Gift Cards.

    • 10% off @ card.gift now.

  • +1

    Anything with EFTPOS? Can pay bills at aus post?

      • An auspost worker wouldn't let me pay with an EFTPOS card when I last tried. Were they just making stuff up?

        • Nope, Auspost doesn't allow/encourage use of Prepaid gift cards .

          • +5

            @lilkid28: They don't encourage, but you can get away with it if you are subtle don't draw attention to the fact that it is a giftcard. Memorise the pin before you goto counter and don't show it to them before you swipe, the system won't reject it.

            • @denserham: Why would they discourage it? Maybe the gift cards have higher processing fees.

              • @donman92: It's because they can be used for fraud and monies can't be recovered/traced easily like they can with bank/credit cards.

      • Using this to buy vanilla visa cards at Coles- previously trialled and tested to work?

  • +2

    Can I use this EFTPOS card to buy the Ultimate card @aldi? Thinking of stacking the below.

    https://www.ozbargain.com.au/node/866037

    • +3

      Should be able to Aldi's system is pretty dumb, should be no surcharge as well.

    • Anyone can confirm this please?

    • +2

      Not sure about Aldi, but I was able to use TCN eftpos from woolies to purchase Restaurant choice at Coles

    • +1

      Update:

      It stacks

      This morning bought the ultimate cards via the luxury cards without issue.

      • +1

        Cheers mate.

        I can also confirm the stacking works.

        • Update:

          Folks just don't make the rookie mistake that I made. I loaded the luxury card with $500 to buy 5 X $100 gift cards. And I got $50 left in the luxury card which I have to spend somewhere else.

          And just mindful that my local Aldi said that you can't do split payment with 2 separate cards only can do cash and card.

      • +2

        Can also confirm.

  • I've looked in a few stores, no one seems to have any of those luxury cards yet.

    • +3

      You probs won't get to see them at all. Woolies is pretty horrible when it comes to these offers.

  • OOS in 3 local Woolies

    • OOS in advance of promotion starts.

    • they usually only put out when the sale starts so people don't hide the gift cards or take it themselves and purchase them later

      • Well we hope so.

    • Wasn't able to find any of the promo ones at 4 woolies for me last week. Seems they've shrunk the availability.

  • unless they plan on only putting them out first thing on Wednesday to keep them from going missing

  • So you cant use this at ATO? but anywhere that accepts EFTPOS is ok? Does it comes with a pin? Or any hacking issues?

    • +18

      The gift card in this deal operates on the eftpos network, and it is accepted at merchants that choose to accept swipe payments from prepaid eftpos gift cards. That wording sounds specific and convoluted, but it basically means:

      • It is only accepted at merchants that accept swipe payments. (For example, if a merchant only accepts contactless payments, you cannot use the gift card in this deal, because you can only swipe the physical gift card to redeem it; you cannot add it to a mobile wallet nor exchange it for a digital prepaid eftpos gift card.)

      • It is also only accepted at merchants that choose to accept prepaid eftpos gift cards as a payment method. (For example, you cannot use this gift card to purchase some gift cards at Woolworths (e.g. Vanilla Mastercard gift cards).)

      That means the ATO will not accept them directly, because you cannot swipe a physical gift card when paying via the ATO website. If you have an ATO payment slip, you could try your luck using the gift card as a payment method at Australia Post, but the staff member serving you may tell you that is not allowed.

      Additionally, if a merchant uses Square EFTPOS terminals, they are unable to accept any prepaid eftpos gift cards where you need to swipe them, because Square will only process payments on the eftpos network from cards with a chip (or via contactless).

      The TCN Luxury eftpos gift cards comes with a PIN (which is printed on the back of the gift card).

      I have not heard of any hacking issues, except for the one time a couple of years ago I helped another OzBargainer after they had a $490 transaction fraudulently charged to their Perfect eftpos gift card. You are far more likely to have funds stolen from a prepaid Visa gift card or prepaid Mastercard gift card, so I would honestly not worry about it.


      As an aside, eftpos and EFTPOS are two different terms that should not be used interchangeably.

      • eftpos in this context refers to the eftpos payment network operated by Australian Payments Plus.

      • EFTPOS refers to Electronic Funds Transfer at Point of Sale, which is the concept of paying for goods or services using a payment card (e.g. debit card, credit card, prepaid card, charge card) at a payment terminal. This can refer to eftpos cards, Visa cards, Mastercards, American Express cards, etc.

      The reason I point this out is that you asked:

      but anywhere that accepts EFTPOS is ok?

      The issue with that question is that there are some EFTPOS payment terminals that do not accept eftpos (e.g. parking meters).

      • +4

        Very informative. Thanks.

        • +2

          @WookieMonster always coming in clutch

      • -1

        Hi, from the sounds it's very hard to use in general? Most merchant only accept contactless payments right?

        • +7

          I find that most merchants have EFTPOS terminals that will still accept swipe payments. For example:

          • I tend to use physical eftpos gift cards at ALDI (and that avoids the 0.5% surcharge).

          • Major retailers and merchants (such as Coles, Woolworths, Kmart, BIG W, Target, JB Hi-Fi, Officeworks, EB Games, McDonalds) still accept swipe payments.

          If you are at a smaller merchant (e.g. a local restaurant, café, hairdresser), they probably still use EFTPOS terminals that accept swipe payments, but you may need to look carefully for the magstripe reader. For example:

          To be honest, I have received worried or alarmed looks from some merchants when I have grabbed their EFTPOS terminal to do a swipe payment, so sometimes contactless payments are better for everyone haha

          You raise a good point though, because contactless-only (or contactless-or-chip only) EFTPOS terminals are becoming more popular, and Mastercard is signalling that the magstripe will be gradually phased out for most of their payment cards over the next decade or so, so it will slowly become harder to use such prepaid gift cards in the future.

          • @WookieMonster: Most of the smaller merchants I've been to use the older Yomani terminal which has 3G connection or can use the Ethernet cable. I wonder if they will change to Yoximo or another terminal when 3G network shuts down next month.

            Preparing for 3G shutdown: https://www.tyro.com/3g/

      • -1

        eftpos or EFTPOS?! Haha

      • +1

        Thanks for that, sounds a lot more restricted than the mastercard prepaid ones. I think I will pass

      • Can i purchase these using vanilla visa cards? Trying to stack the discounts.

  • Nothing at Woolies Balaclava or St Kilda haiyaaa

  • +1

    OOS @ both Woolworths Underwood & Springwood QLD.

  • +1

    A few left at Woolworths Bribie Island. About 4.

  • -3

    Can these be used online as a normal credit card?

    • +3

      Nope. Instore & swipe: see @WookieMonster’s magnificent explanation of EFTPOS above.

    • It's an eftpos card, not Visa/Mastercard

  • @WookieMonster's

    Hi mate, sorry if this has been answered before. Regarding the Luxury card daily limit of 2. Does limit reset at midnight or 24 hours period?

    • +1

      It should reset at midnight, but I am not sure if it is midnight local time or midnight AEST (etc).

      • +1

        Thanks for confirming mate, much appreciated. I purchased at around 3pm local time yesterday. So I be fine to have another go this morning.

  • Anyone tried use the Vanilla VISA that on special before to pay for this?

    • I tried yesterday, with no luck. I selected card to pay, It won't allow you to swipe vanilla visa. Got an error. end up paying with normal credit card. I also thought it may work, since it's not the eftpos card.

  • Can you use a TCN Luxury card to buy another TCN luxury card?

    • keen to know as well. most likely it won't as you need to swipe luxury card as a payment.

      • +1

        Swiping is not what causes Woolworths to reject a prepaid gift card.

        The thing that Woolworths’ checkouts look out for is the BIN (bank identification number) on the payment card presented to the EFTPOS terminal. If the BIN on the payment card you are trying to use is blacklisted for the gift card you are trying to purchase, the checkout will automatically reject it.

        For example, if you tap a Category Choice Groceries gift card from a mobile wallet on the EFTPOS terminal when purchasing a TCN Luxury eftpos gift card, the checkout should automatically reject the gift card with the same error that you should have seen yesterday (Items Not Allowed). I experienced this with the Vanilla Visa gift card promotion a couple of weeks ago, where I tried to use a Category Choice Groceries gift card as a payment method, but the checkout automatically rejected this.

        • Thanks for the explanation. Did you find any Gift card that work to buy another gift cards?

          • +3

            @kcool_00: If you look at this table, you can see that Woolworths has blacklisted quite a few gift cards as payment methods for a number of gift cards at Woolworths.

  • +1

    Found a store finally that had a few stocked, but these are a nightmare with the self serve checkouts if you're trying to get two $500. So many prompts.

  • OOS Garden City (Upper Mt Gravatt QLD).

    If WLW wants to sell more, they should really stock up before running a promotion.

    • I think stores only get 10 luxury cards (if any)

  • Lucky, found 2.

    Thanks OP

  • Can you buy these cards with a credit card ? You could potentially buy 2 x $500 cards with a Coles Credit card and get 2000 flybuys as well ?

  • OOS in 3 Woolies - inner west Sydney

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