Me Bank offers great fixed rates for both owner occupied (OO) and investment (INV) loans. Please note that fixed rates can be changed by the lender at anytime. A rate lock for fixed rates for 90 days is available for a once-off payment of $500.
Good option for refinancing multiple debts, multiple cashbacks available for multiple securities, combo pricing for investment and owner-occupied properties and e-loan docs signing.
ME offers $3k cashback for refinancing applications for loan size over $700K. To be eligible for this offer, applications must be received from 15 June 2024 and settle within 120 days of the loan application date.
Owner occupied P&I with comparison rate (CR)
Member Package 2 Years Fixed under 80% (OO PI) at 5.84% CR at 6.53%
Member Package 3 Years Fixed under 80% (OO PI) at 5.79% CR at 6.49%
Investment P&I with comparison rate (CR)
Member Package 2 Years Fixed with offset facility under 80% (OO PI) IR at 5.99% CR at 6.73%
Member Package 3 Years Fixed with offset facility under 80% (OO PI) IR at 5.94% CR at 6.68%
Investment IO with comparison rate (CR)
Member Package 2 Years Fixed with offset facility under 80% (OO PI) IR at 5.99% CR at 6.74%
Member Package 3 Years Fixed with offset facility under 80% (OO PI) IR at 5.94% CR at 6.69%
Member Package annual fee of $395 applies.
Other refinancing rebates available:
ANZ - Get up to $2,000 cashback
Comparison Rates
Each comparison rate is based on $150,000 over 25 years. These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
My Profile:
Ex corporate accountant for over 10 years before joined my own mortgage broker as a trainee and has been a full-time mortgage broker for over 10 years. Recent review over 100 clients.(https://tinyurl.com/REVIEW-JSIM). Won National Top Broker for customer service award 2022.
Contact me for a no obligation meeting via Calendly(https://calendly.com/james-sim/30min) or call me directly.
James Sim - Senior Mortgage Broker
M: 02 8319 4862 / 0487 000 098
E: [email protected]
W: https://www.nectarmortgages.com.au/project/james-sim/
Australian Credit License number 387856
comparison rate over 5.88% nah no thanks