I just want to thank everyone's advice and love the occasional sarcasm. I should clarify that I can swim poorly in a pool…Do the Maldives have cultural attractions like town centres, temples or night markets?
I have previously been to a number of destinations that involve subversive water activities and I could not participate.
I saw this all-inclusive deal by Qantas to the Maldives but I fear it would not worth the trip if I cannot enjoy these activities - it looks like the water world to me.
What's your view? Shall I skip it for a drier destination?
Then either overcome that fear or don’t go.
Perhaps try doing it with just swimmers on and snorkeling gear with a life jacket. If you still can’t do it, then don’t bother spending thousands in the maldives and go somewhere else. There are plenty of other things to do in the world.