American Express Platinum Charge Card - 275,000 Bonus MR Points ($5,000 Spend in 3 Months, $1,450 Annual Fee) @ American Express

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American Express Platinum Charge Card - 275,000 Bonus MR Points ($5,000 Spend in 3 Months, $1,450 Annual Fee) @ American Express
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Helldare on 23/07/2024 - 13:13 americanexpress.com (308 clicks)
Last edited 23/07/2024 - 13:17 by 1 other user

Not the highest extra points previously which was 300,000 MR points but close at 275,000 on The American Express® Platinum Card

Personalized offer but I eventually got it after intermittently checking in and refreshing for a couple hours.

If offer is not applied will only see offer for 200,000 points

Searching on google "The American Express® Platinum Card 225000 points" can easily bring the page for the 225,000 bonus MR points offer.

$1,450 annual Card Fee
Receive $450 Travel Credit each year
Platinum Travel Benefits including travel insurance
Purchase Protection including product warranty extension and stolen or damaged product coverage
2.25 Points per $1 spent on purchases excluding Government bodies in Australia

Referral Links

Business Explorer Card: random (1)

Referrer: 40,000 Reward Points

Centurion Personal Charge Card: random (8)

Referee gets 200,000 MR points. Referrer gets 150,000 MR points.

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Financial Charge Card Membership Rewards Reward Points

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Comments

  • Fergy1987 on 23/07/2024 - 13:15
    +6

    That annual fee is laughable

    • Helldare on 23/07/2024 - 13:20
      +9

      Its very high for what you get, but the 275,000 points ($1,375 cash conversion) covers the annual fee. Other benefits like dinning, travel credits, travel perks make it worth it imo

    • solacens on 23/07/2024 - 13:25

      Can't argue

    • zdb97 on 23/07/2024 - 13:41
      +3

      Apparently this card is not for everyone. If you travel a lot this is the best card to own, the owners of this card should know how to squeeze the best value to beat the annual fee.

    • abs898 on 23/07/2024 - 13:43
      +4

      This card is 100% not for you. With that fees we usually get over 10k of benefits each year.

    • GloveM8 on 23/07/2024 - 14:01

      The card is targeted at frequent flyers, and if you're using this card properly, the card benefits pay back the cost of the fee many times over. Even just the vouchers and cashbacks you get cover most of it, let alone all of the membership and subscription benefits.

      I had this card for 12 months over a period where we did a massive trip and had to fly interstate frequently, and I reckon it paid for itself at least 3 times over.

      • nightelves on 23/07/2024 - 15:04

        This card is targeted to non-churners. Anyone churning has a high auto decline rate.

    • Pcoder on 23/07/2024 - 14:24

      But it's perks aren't.

      It's not a product for everyone, but if you do travel a bit, it's lounge access is very good. Firstly you get the equivalent of the best priority pass lounge membership, which regularly cost around $700. You also have access to all the Amex lounges and you also get access to Delta, Virgin Australia and Lufthansa lounges to when flying them. Theres also the $450 travel credit, the accor plus (valued at $400), the $400 dining credit and the cashback on prime.

      • Fancydancer on 23/07/2024 - 14:46

        Happy to be corrected but I don’t think this is the best priority pass membership. This one doesn’t include meal allowances at venues outside of lounges like the top one does?

        • abs898 on 23/07/2024 - 14:50

          It used to be prestige tier but recently they removed the meal allowance part.

        • Pcoder on 23/07/2024 - 14:57

          You may be right on the meal part, but I think my point is with all the accessibility to many lounges, I'd say it's at least worth $700 for all the access you get.

          Plus it includes a guest too.

          I'd say if you travel on at least 10 individual flights a year, you be very close to getting you money's worth.

    • ColonialBoy on 23/07/2024 - 14:50

      You get your money back in flights. Its you don't fly often then forget about it.

  • Amr911 on 23/07/2024 - 13:35

    What's the best way to make use of those points?
    I found that i can het cheaper flights than that they offer using points ( i am still new to it anyhow so i might be missing something)
    TIA

    • arctan on 23/07/2024 - 13:37

      Business class for sure

    • abs898 on 23/07/2024 - 13:46
      +2

      Rewards seats, not using points as an alternate to cash.

    • His_Holiness on 23/07/2024 - 14:32

      275,000 points will convert to 137,500 Qantas points which will be enough to get you from Sydney to LAX in J

    • Pcoder on 23/07/2024 - 14:34

      Look at other airlines programs like Cathay and Singapore airlines to convert to as they can offer great value Business class redemptions with more availability than QFF. The value is in the premium cabins as the taxes are mostly the same but the redemptions are only about twice as much points compared to usually four times the cost if payed with cash.

  • solacens on 23/07/2024 - 13:43

    Usually how long do you guys cancel the card after claiming the sign up bouns?

    • Helldare on 23/07/2024 - 13:45

      I hear you can cancel as soon as you get the points but as a heads up I believe you need to transfer/spend the points before you cancel as they will also disappear.

      • solacens on 23/07/2024 - 13:47

        Also the travel credit I guess.

    • Emphasise on 23/07/2024 - 13:48

      Soon as the points land for me. But with Amex, they are cracking down on churners, so I would reconsider if you do want to keep the benefits.

    • abs898 on 23/07/2024 - 14:50

      This is not a churning card. It's a good long term or at least a year worth keeping card

  • homsai on 23/07/2024 - 13:52
    +1

    F.Y.I.
    The highest (or higher) one was 325,000
    https://www.ozbargain.com.au/node/750837
    It is a great card. The 275, 000 bonus is still a very good deal

    • solacens on 23/07/2024 - 13:54
      +1

      OZB Historian

  • roddy84 on 23/07/2024 - 13:55
    +1

    I've had this card for around 15 years and the price has steadily been increasing while the benefits decrease.

    I used to send an email and say book me dinner at xxxx or get me 3 tickets to xxxx, They pulled the option to do this by email awhile ago but don't think they even have the concierge service now that will do that (or even if they have the concierge service anymore because it was so down graded it became easier to do it yourself).

    Very few useful perks now for me to justify the price has had me considering cancelling for about 6 years.

  • kungfuman on 23/07/2024 - 13:56

    good but less and less companies are now not accepting American express. so if that keeps up this will start to be useless.

  • wine on 23/07/2024 - 13:57
    +1

    If a friend's referral shows a 200,000 bonus, has anyone had experience with refreshing/VPN for it to change to 275,000? (so that they get a referral bonus as well)

    • littlesoldier on 23/07/2024 - 14:05
      +2

      yes, tried other devices, incognito and VPN
      was able to get 275k with the same referral link

  • Jetkuma on 23/07/2024 - 14:10
    +4

    If you really want to squeeze a deal out of this, here are the steps:
    1. Sign up and meet spending criteria
    2. Use that $450 travel credit
    3. Spend those $400 global dining credits
    4. Transfer those points to Virgin Australia when they have transfer bonus promotion
    5. Sign up to all those AMEX credit shopping offer
    6. Use your free nights with Accor Plus and eat at those Accor Plus restaurants for discounts 25% (for 1), 50% (for 2), 33%( for 3) and 25%( for 4+)
    7. Before your annual fee renewal, Accor Plus will be renewed so free accor plus membership for 1 more year and 1 more free night
    8. Use $400 global dining credits again before annual fee renewal
    9. Just in case, use those travel insurances - they are some of the best insurances for credit card. I received nearly 10k+ from one claim due to loss of income from an injury while traveling.
    10. Cancel before Annual Fee Renewal occur
    All in, you are basically making money back from this deal.

    • littlesoldier on 23/07/2024 - 14:22
      +2

      Its $400 dining credits per calendar year
      so you can claim it for 2024 and 2025, which is $800 dining credits in total

      And same for $84 amazon prime credit (per calendar year)
      you can pay 2 years of amazon prime

      For Accor plus
      it usually renew 1 month before accor plus annual due date
      so you can wait for accor plus to renew first before you cancel the card (valued at $399)

      1. Cancel before Annual Fee Renewal occur

      You can actually cancel the card up to 30days after your next year annual fee being charged (and get the refund)
      as long as you have not spend the $450 travel credits after the renewal

    • His_Holiness on 23/07/2024 - 14:34
      +1
      1. Cancel before Annual Fee Renewal occur

      Because it's a charge card and not a credit card people have been successful in calling up and getting offered bonus points to keep the card. ymmv obviously

  • Serpeant on 23/07/2024 - 14:13

    If you sign up to get the points, then cancel the card, how long do you have to wait before you can get another sign up bonus?

    • Jetkuma on 23/07/2024 - 14:14

      18 months and if you do, they will notice a trend and likely to reject your application. I tend to keep it at 2 years.

  • willywolf on 23/07/2024 - 14:16
    +1

    There's a long running deal which is clicking via a referral link for 275K MR points, someone posted it back in Feb,
    https://www.ozbargain.com.au/node/829833

    Which is relatively easier way to get this card and gonna benefit you and the ozb referee : )

  • Serpeant on 23/07/2024 - 14:16

    1. Can you get points by buying qantas airline tickets for family members? What about friends?

    2. What about status credit. Will buying qantas tickets for family increase your status credits?

    • littlesoldier on 23/07/2024 - 14:35

      1. You get points by spending on the card, so buying qantas airline tickets will count towards spending ($1 = 2.25 reward points). You can convert reward points to Qantas frequent flyer points, ratio is 2 points = 1 frequent flyer point

      2. You don't earn qantas status credits unless you fly with qantas. Status credits are awarded after your flight. So simply buying qantas tickets won't earn status credits, you have to fly with qantas.

  • Bonbi on 23/07/2024 - 14:31
    +1

    I wonder if they are still instant declining churners?

    • willywolf on 23/07/2024 - 14:34

      Not sure what the chances are those days, I got a rejection from ANZ and straight up went for this deal which was approved after a phone call and couple of payslips back in earlier last month

    • RTY on 23/07/2024 - 15:07

      I got rejected in early March and I just applied today again :)
      I've just got westpac altitude platinum so even if I get rejected by amex again, I'm fine.

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