• long running

NAB Low Rate Credit Card: $300 Cashback with $1,500 Spend in 90 Days ($59 Annual Fee or $30 for Existing NAB Customers) @ NAB

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NAB Low Rate Credit Card: $300 Cashback with $1,500 Spend in 90 Days ($59 Annual Fee or $30 for Existing NAB Customers) @ NAB
Go to Deal
DanTheMan10 on 26/06/2024 - 17:25 nab.com.au (3457 clicks)
Last edited 26/06/2024 - 17:38 by 1 other user

Similar to ANZ and Commonwealth Bank

18% off for your next $1,500 of purchases and easy $1000 minimum credit limit

Seems like NAB customers have reduced annual card fees of $30 instead - thanks to bargain4all

From the website:

If you’re already a NAB customer you could be eligible for additional credit card offers such as reduced annual card fees, bonus rewards points and more by applying through the NAB app or NAB Internet Banking.
Purchases must be processed and charged to your account in the 90 day period from account opening to count towards the spend criteria.
Minimum monthly repayments required. NAB may vary or end this offer at any time.

Financial Cashback Credit Card VISA

Related Stores

National Australia Bank Group (NAB)
National Australia Bank Group (NAB)
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Comments

  • bw01 on 19/09/2024 - 19:57

    Is anyone still waiting for the cashback to come through? Met spend criteria around mid July.

    • rubenastley on 27/09/2024 - 13:41

      Still waiting on mine. I also met the spend criteria in mid July.

      • bw01 on 27/09/2024 - 15:36

        they sure are taking their time!

  • djprima on 21/09/2024 - 15:58
    +3

    Just got my cashback yesterday, account opened and met spending criteria early June

    • foxes28 on 27/09/2024 - 14:12

      Wow they took three months

    • Flowerbomb on 02/10/2024 - 14:35

      Did they email you about the cash back?

      • djprima on 02/10/2024 - 15:01

        No email

    • circle9nine on 02/10/2024 - 19:47
      -1

      Long wait here too. I'm going to neg this as a deal for this reason.

      • CodeXD on 02/10/2024 - 21:10

        the t&c specifically states

        Cash back will be credited to your account within 120 days from account opening if the spend criteria is met.

        • circle9nine on 02/10/2024 - 23:04

          Sure but have churned cards with similar terms before and not waited so long then.

          • CodeXD on 03/10/2024 - 09:09

            @circle9nine: So you neg because they actually enforce the t&c that you agreed to when you signed up? and now you're mad about it? lol

      • Drakesy on 02/10/2024 - 21:24

        Yep still waiting
        Dog act by nab

        • vawiyoci on 03/10/2024 - 12:49

          Just a bit unlike them cos they pay out the FF points within the same statement month. Must be getting stingier after stopping fee refunds and extending the exclusion period to 18months.

  • rubenastley on 11/10/2024 - 08:11
    +1

    Just received my cashback. Met spend mid July so that's around 90 days.

  • Flowerbomb on 19/10/2024 - 10:21

    I’ve just gotten 3 months of statements, made my $1500 purchase by 8th August. Still waiting on cashback.

    Would the $300 cashback just be a credit balance in the credit card?

    • slartibartfast960 on 22/10/2024 - 12:33

      Exact same situation here, and no cashback. Frustrating waiting for it…

      • vawiyoci on 22/10/2024 - 15:01

        Well at least from the comments above it seems to be simply a case of them dragging their feet out to the full 90 days rather than like eg Suncorp who's system screwed in paying out points lol.

  • Unorthodox on 09/11/2024 - 15:23

    Finally got the cash back, like most of the others here it came pretty much at the last day of the t&c

    • westzod on 22/11/2024 - 13:28

      Can you transfer the credit or it just sits on the cc account?

      • vawiyoci on 22/11/2024 - 14:21

        I think most banks nowadays lets you transfer negative balance out without treating it like a cash advance? Otherwise you could also just open up chat and ask them to do it manually.

        • westzod on 22/11/2024 - 14:39

          Interesting. I just tried to transfer it to a NAB debit account and it gave me a warning that it's considered a cash advance and a fee will apply. I'll try chat thanks!

  • MaxFriction on 10/11/2024 - 16:19

    Still havent received cashback and waiting. In my opinion not worth it. It is what it is.

  • firestint on 25/11/2024 - 20:58

    Feel like this is NAB getting back at regular churners.

    First they extend the waiting period to 18 months, now they intentionally hold the credit refund until the very last day stipulated in their T&Cs so we cannot churn the card earlier. FFS

  • timhn on 03/12/2024 - 14:55

    Seems $30/year is for the life of the card if you are existing customer according to the offer.

  • krazek on 17/12/2024 - 18:03

    Just hit the 3 month mark on this, no $300 credit yet… They are really pushing it to the 120 days

  • firestint on 14/01/2025 - 14:37

    Opened on 30/Sep, hit the spend required in first month. Just received the $300 credit after 106 days. Never again with variants of this NAB card.

  • yikes914 on 15/01/2025 - 13:19

    Opened on 14 Oct, hit the min spend within 2 months, haven't received the credit yet.

  • DoctorArd on 17/01/2025 - 15:06

    Thanks for the feedback on the wait times guys, I was going to apply for this but will now give it a miss!

  • snappywan on 01/02/2025 - 07:31

    Got card 15 Oct 24. Met spending on 30 Oct. Received the $300 on 28 Jan 25.

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