Westpac Low Rate Credit Card: $50/Month Cashback with $1000/Month Spend for 7 Months, $59 1st Year Fee ($0 for Westpac Customer)

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RyanMK on 12/06/2024 - 12:33 westpac.com.au (255 clicks)
Last edited 13/06/2024 - 17:46 by 1 other user

Key facts:

• Earn up to $350 cashback - $50 cashback for each month you spend $1k or more on eligible purchases in the first 7 months from card approval
• $59 annual fee - First year's annual fee waived for Westpac customers
• Minimum credit limit - $500
• Minimum income required - $30,000 p.a.

Not the best card out there considering it's technically spend $7,000 for $350 cashback, but might be an option for those who are spending $1k on their credit card each month already anyway.

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• 

  Honeypotdepot on 12/06/2024 - 12:47

  Free international fees and how many interest free days?

• 

  CodeXD on 12/06/2024 - 13:00

  +8

  This is the worse westpac deal I've seen, spend $1k per month to get $50 back

  • 

    garage sale on 12/06/2024 - 13:14

    -2

    5% back and zero fee 1st year , what's a better deal ?

    • 

      Koulie on 12/06/2024 - 13:20

      +4

      CommBank Low Rate Credit Card ($6 Monthly Fee): $100 Monthly Cashback for 4 Months with $500 Monthly Spend @ CommBank Yello

    • 

      CodeXD on 12/06/2024 - 14:03

      +2

      ANZ Platinum Credit Card: $300 Cashback with $1,500 Spend in 3 Months, No First Year Annual Fee

  • 

    payless69 on 12/06/2024 - 13:31

    +1

    Wait! There is more: Sell them your kid and after 20 years get a whopping $5.

• 

  Kahuna on 12/06/2024 - 14:14

  +1

  It's $50 a month back for $1k spend every month which agreed it's not as good as the other deals but no harm applying for ALL and spreading the spend to each to qualify, is there?

  • 

    Brick50 on 12/06/2024 - 19:25

    Thats a lot of work for minimal return, why not atleast sign up for better cards and get 60k+ qantas/velocity points each time worth $600+

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  JohnSauce on 13/06/2024 - 12:10

  $7000 for $350 no way