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1.9% p.a (1.9% p.a. Comparison Rate) New Car Loan for Select Nissan Pickup Truck & SUV Models @ Nissan Financial Services

121
1.9% p.a (1.9% p.a. Comparison Rate) New Car Loan for Select Nissan Pickup Truck & SUV Models @ Nissan Financial Services
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SmartM6 on 30/05/2024 - 11:02 nissan.com.au (930 clicks)
Last edited 30/05/2024 - 17:34 by 2 other users

It could be a good deal while most other car manufacturers are doing around 7% (such as Tesla)

Nissan Navara 4X4 Dual Cab Pickup Models (1.9%)
Nissan 2.5L X-TRAIL Models and X-TRAIL ST-L & Ti e-POWER (1.9%)
Nissan 1.3L QASHQAI (1.9%)
Nissan JUKE (2.9% Finance)

General Disclaimers:
Terms and conditions apply. 1.9% Comparison rate for approved personal applicants and 1.9% APR for approved business applicants of Nissan Financial Services (Australian Credit Licence Number 391464) (NFS). Maximum 36 month term. This comparison rate for the purpose of the National Credit Code is based on a 5 year secured loan of $30,000, although this offer relates to a 36 month term only. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Financial Car Car Loan Nissan SUV Truck

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Nissan Australia

closed Comments

  • Fredfloresjr on 30/05/2024 - 11:02
    +4

    itsatrap

    • mooreshady on 30/05/2024 - 11:14

      how ?

      • Mike Nolan on 30/05/2024 - 11:17
        -4

        Buying an EV is a trap

      • HomebrewFC on 30/05/2024 - 11:21
        +26

        This is a third of my mortgage interest rate…It makes more sense to finance the car and keep the cash in the loan than it is to pay for the car outright.

      • jjcf on 30/05/2024 - 11:52

        ‘Paying for durable assets in line with their effective life is a trap’ is some a+ boomer wisdom.

    • Fredfloresjr on 30/05/2024 - 11:17
      +5

      Okay gents here you go. Comment section is still very useful after 9-10 years.

      https://www.ozbargain.com.au/node/181313

      • wl au on 30/05/2024 - 11:22

        Wow ok, thank you so much for answering my question Fred. Much appreciated :) Cheers

        • Fredfloresjr on 30/05/2024 - 11:22

          Just consider the fine prints, if it suits you, go ahead. Check for the years and the balloon payment.

          • wl au on 30/05/2024 - 11:35
            +1

            @Fredfloresjr: Thank you for your tips Fred. I really appreciate your time in helping out a fellow Ozbargainer :)

      • tightm8 on 30/05/2024 - 11:34
        +1

        A lot of the comments in there were made in a time where cars depreciated like crazy and you had wiggle room in negotiating the paid price.

        Post Covid, things have changed, showrooms barely negotiate a price and cars hold up their value much more than previous.

        You obviously have to read the fine prints etc with the financing.

        • Spendmore on 30/05/2024 - 11:44

          Used car prices are continually dropping now, yeah a few dreamers trying to get $130k for their 200 series but overall since covid there has been a steady decline.
          Teslas are plummeting at the moment but that is due to competition.

          • mskeggs on 30/05/2024 - 11:49
            +1

            @Spendmore: AP Eagers, who own a stack of car dealerships, are forecasting to the ASX sales will be down 15% in the coming year.
            Prices across the board will soften except for a few desirable models with long order books.

            • Spendmore on 30/05/2024 - 11:52
              +1

              @mskeggs: Yeah makes sense after record sales and logistical issues mostly being fixed.

  • Heybargain on 30/05/2024 - 11:03

    Tesla don't offer finance.

    • boomramada on 30/05/2024 - 11:39

      They do, I belive provider is a commbank.

      • Heybargain on 30/05/2024 - 11:45

        It's a partnership agreement, not inhouse like you would say with Nissan Financial or whatever they're called in this case.

        • Alva10 on 30/05/2024 - 12:20
          +3

          Same as Nissan. Nissan Financial is just a white label. I used to work at a dealership that uses Nissan Finance. In a situation like this, it is just a promotion to sell their car for more profit, and use that profit to equal out the finance loss. Your repayment will turn out to be around the same if you don't use their finance, negotiate a better deal, and use an external financier, if you know where to look. Most dealership finances are just white-label.

  • kaikor on 30/05/2024 - 11:13
    +2

    long time i haven't seen this low % rate car finance since covid! Hope to see 0% finance soon

    • Chinese on 30/05/2024 - 11:23

      Cars are not moving. Generally, a cheaper finance rate means less negotiation for purchase price.
      With other fees added, it costs more than the advertised rate.

      • Fredfloresjr on 30/05/2024 - 11:25

        THIS

        • Brick Tamland on 30/05/2024 - 11:27

          Its a better way to make it more affordable without dropping the price and making people angry like Tesla

      • tightm8 on 30/05/2024 - 11:35

        Since Covid, negotiation on car prices have not really been a thing…

        • Chinese on 30/05/2024 - 11:41
          +1

          Yes it is. Someone picked up a Lexus UX last week, 10% off from RRP. 3 months wait for shipment.

          VW and Audi have been trying very hard to sell. Honda is doing some factory discounts. MB dropped price across a range of 2023 plates that aint moving.

          Nissan is also struggling. Well, using parts from its European peers definitely not helping with reliability. Their new ePower drivetrain with the small turbo generator is having issues. No one in their right mind would entertain.

        • clubhonda on 30/05/2024 - 19:22

          Car market is pretty dead ATM, and dealers are having to negotiate to move inventory. Don't let anyone tell you otherwise as it would be complete rubbish.

          • Chinese on 31/05/2024 - 12:04

            @clubhonda: Only exception is Toyota. Well, they operate in the same model before COVID anyway.

  • Wiadro on 30/05/2024 - 11:26

    ewwww 1.3L

    • krisspy on 30/05/2024 - 12:26

      I was gonna have a go at you but noticed the qashqai actually comes in 1.3l drive train and not the eppwer generator lol.

      Ewww indeed, pathetic how the epower has a 1.4l generator yet they expect a 1.3l to drive the whole car in povo spec.

  • Oldmatedeano on 30/05/2024 - 11:29
    +3

    Whatever you do dont go to yarra valley nissan. Sold a second hand car from them. 2 months in and it blew up requiring full rebuild. Also been in a massive accident that wasnt declared. Currently waiting a vcat hearing for a refund.

  • Mr BoMBAStiG on 30/05/2024 - 11:34
    +2

    Skoda has 0.9%
    https://www.skoda.com.au/promotions/offers/demo_sale

    • Chinese on 30/05/2024 - 12:07

      Ask if they can cut U a deal and let u use it for a Toyota. Haha

    • dwbr on 30/05/2024 - 13:02

      Simply clever

    • smeng on 31/05/2024 - 06:36

      is it me or does Skoda feels expensive now as well…….

      • Mr BoMBAStiG on 31/05/2024 - 07:10

        They are creeping up with the newest models but the value for money is still there for what you get.

        • smeng on 31/05/2024 - 07:40

          in comparison to a VW or vehicles within the same sector IE small, medium, large SUV

          • Mr BoMBAStiG on 31/05/2024 - 09:24

            @smeng: I compare them to the top tier Kia or Hyundai models.
            When you add the tech and luxury packs to the Skoda you get a more premium experience for a similar price.
            The tech in skodas keep up with or beat a lot of luxury SUVs imo.

    • OzPeter on 31/05/2024 - 11:24

      Nice, I would go with them if they would have at least plugin hybrid on offer.

  • TrulyUnicorn on 30/05/2024 - 12:00
    +3

    Nissan CVTs are timebombs, no financing deal is going to make them a good purchase.

    • Brakus on 30/05/2024 - 12:32

      Isn’t that true for all CVTs?

      • TrulyUnicorn on 30/05/2024 - 13:14

        They're less reliable by nature, but the Nissan/Mitsubishi transmissions that are largely produced by Jatco are particularly horrible. Toyota's standard CVT range was made by Aisin and are quite good, and the eCVTs you find in hybrids are rock solid.

        You can kind of buy yourself some time with Nissan CVTs with frequent transmission fluid changes but I can't imagine dropping tens of thousands into a car just to take a gamble like that and sign away any long-term reliability and resale value. That being said some current models are using Honda CVTs which are quite good nowdays.

        • krisspy on 30/05/2024 - 13:19

          Swifts use jatco cvts too, they've never had an issue. As long as you don't fail to maintain it, probably get noisy overtime but atleast it won't grenade the car.

        • mikokik5 on 30/05/2024 - 15:56
          -1

          You need to tell that to my 13 year old nissan which has not failed yet, I want it to fail so I can justify buying a new car… its got 145k on the clock, ang has oil change regularly.

          • TrulyUnicorn on 30/05/2024 - 21:14

            @mikokik5: Anecdotes aren't very useful here, especially when most of these transmissions will survive just fine. The issue is that people shouldn't be spending tens of thousands of cars with significant reliability issues.

    • Fish and Grits on 30/05/2024 - 13:00

      Supposedly the CVT's have been fine since 2017

      (I have a 2016 and still going OK touch wood)

      • brocky2006 on 30/05/2024 - 13:06

        It's funny how everyone shits on Nissan cvts but think mitsi ones are great. Same car for a lot of these just different body work.

  • kaikor on 30/05/2024 - 12:27
    +1

    With news saying RBA won't drop rate till Dec 2025, hope we back to buyers market and can go to dealers squeeze salemen's balls for great prices !!!
    Really hate most of their attitude like last year when we walking into showrooms

  • nomoneynoproblems on 30/05/2024 - 13:43
    +3

    Wake me up when the GTR is included

    • magicpelgrave on 30/05/2024 - 14:56

      Or when the 2024 Nismo Z isn't 30k overpriced

  • rodericb on 30/05/2024 - 14:43
    +1

    Nissan should be selling the Sakura here….

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