Join & Hold Eligible HCF Hospital & Extras Insurance for 4 Months, Get $100/$300 Prepaid MC + 6 Weeks Free @ One Big Switch

Health Insurance Offer

One Big Switch HCF “$300 & $100 Digital Prepaid Mastercard” Offer (MasterCard Offer)

1. If you take up the One Big Switch HCF “$300 & $100 Digital Prepaid Mastercard” Offer (Mastercard Offer) with HCF, One Big Switch will send a Digital Prepaid Mastercard to the value of $300 for eligible families, couples and single parent families and $100 for eligible singles. To be eligible to receive the Digital Prepaid Mastercard you must take up combined hospital and extras cover with HCF (excludes Overseas Visitors Health Cover and rt health and Transport Health branded product) via One Big Switch, your Policy Start Date must be between 25 March 2024 00:00 ADST and 30 June 2024 23:59 AEST, 4 months must have passed since the Policy Start Date and the Policy must be current and paid up to date (Mastercard Offer Period). Limit of one Digital Prepaid Mastercard per policy. HCF reserves the right to end the Mastercard Offer at any time. Eligible Recipients will receive a SMS with an activation code and instructions to activate their Digital Prepaid Mastercard up to 30 days after One Big Switch has confirmed their eligibility. The activation code must be used within 2 months to activate the Digital Prepaid Mastercard which is valid until the expiry date on the card (not less than 12 months from date of production). For the full Mastercard Offer terms & conditions terms & conditions see here.

2. The $300 Vault Pays-enabled Prepaid Mastercard and $100 Vault Pays-enabled Prepaid Mastercard is issued by EML Payment Solutions Limited (ABN 30 131 436 532) AFSL 404131 and distributed by Vault Payment Solutions Group Pty Ltd ABN 66 632 373 105 pursuant to license by Mastercard International Incorporated. See Vault terms and conditions for terms and conditions, card expiry and to check card balance. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

The Mastercard Offer is for members who are new to health insurance or members who are switching to HCF. The Mastercard Offer cannot be taken up by existing HCF customers. You must not have been a current HCF policyholder at the start of the Mastercard Offer period, or have joined and cancelled an eligible HCF product 6 months before or during the Mastercard Offer period. You must not have previously switched to HCF through One Big Switch or any other RevTech Media channel in the previous 6 months. HCF may recognise waiting periods you've already served with your current fund. Some longer waiting periods and conditions apply. Any benefit limits used with your current fund will apply to your new HCF policy. Offer cannot be used in conjunction with any other corporate offer or discount. If you take up the Mastercard Offer and you are not already a member of One Big Switch, you will become a member upon taking up the Mastercard Offer.

Up to 8 Weeks Free Offer

2. To be eligible to receive the eight weeks free offer (Eight Weeks Free Offer) you must be a new HCF member who joins eligible combined hospital & extras cover between 25 March 2024 00:00 ADST and 30 June 2024 23:59 AEST (Eight Weeks Free Offer period). Excludes Hospital Premium Gold cover, Corporate Hospital Premium Gold and Overseas Visitors Health Cover. Your cover must start during the Eight Weeks Free Offer period, and you must not have been an HCF member 2 months prior to taking out the Eight Weeks Free Offer. You must pay your first months' premium and maintain your policy for 1 month which will entitle you to have the date your policy is paid to extended by six weeks; and after 12 months from the date you join us, you will be entitled to have the date your policy is paid to extended by an additional two weeks. HCF may take up to six weeks to process each extension.

3. If you’ve switched from another health fund, you may not need to serve waiting periods, if: your HCF cover includes the same benefits and services as your previous cover; and you’ve served the equivalent waiting periods with your previous fund (except for hearing aids which has a 12 month waiting period even if you were covered for this with your previous fund). You’ll need to have switched from another Australian registered health insurer or an international health insurer belonging to the International Federation of Health Plans, and join within 30 days of ceasing your previous membership. Continuity of previous cover doesn’t apply to loyalty limits for services like hearing aids, dental services (including orthodontic services), physiotherapy, chiropractic, osteopathy and exercise physiology. Any benefit limits used with your current fund will apply to your new HCF policy.

4. HCF Awards.

One Big Switch receives a commission for each member who takes up an offer with HCF and remains a member of HCF.