Hi guys, I churn out home loan and credit card every 3-4 months. I usually go to the same bank for home loan and credit card.
But now that home loan cash backs are disappearing, I am thinking of having a different provider for home loans (RAMS doing $3k at the moment) and a different for credit cards.
Is anyone doing a similar strategy? What do you churn first? Home loan or Credit card?
Has anyone been approved with Citi credit cards (Last churn 4months ago)?
Thanks!
RAMS is the only one worth doing right now anyway. The good offers may not even come back again.
If home loan approval chance is borderline then it would be better to do the mortgage churn between credit cards.