I’ve never done balance transfer, and have a loan (remaining $4k at 5% rate) - I was thinking to apply for Kogan or some other CC, do a balance transfer and have the monthly payments done without any interest. Is that even possible?
Old threads pretty much says yes, but keen to understand how Kogan would work - do I give them a call post CC approval and they’ll transfer to my account?
And any other offer with no transfer and no interest on balance transfers?
Kogan == NAB.
been a long time since I've done A CC transfer (or even applied for a CC) … but should be a section during creation of account.
IMO … they would do a "credit check" … but afterwards - during account/activation details, should be a section there to fill out for balance transfer … If unsure == yeah call them.
As to other CC's with regards to balance transfers …. yeah, plenty around.