Any Sites That Give Free Credit Score/Report?

umoddbro on 02/01/2024 - 14:44
Last edited 02/01/2024 - 14:46

Hey guys, just wondering if any reliable websites that give free credit reports? I am not looking at anything super detailed maybe just the credit score and a general idea of how I'm doing.

Thanks

Financial

Comments

  • MS Paint on 02/01/2024 - 14:46

    If you bank with CBA they have a free credit check button in their app.

    • umoddbro on 02/01/2024 - 14:48

      Damn that's handy, unfortunately with NAB don't think they have this :(

  • tabz on 02/01/2024 - 14:52
    +2

    Equifax do a free one if you meet the conditions.

    • kiriakoz on 02/01/2024 - 15:25

      Came here to say the same. You can get a free one via email pretty easily.

    • umoddbro on 02/01/2024 - 15:40

      Thanks, I signed up to this and does give a report but they don't include a score. Still good info thanks.

      • kiriakoz on 02/01/2024 - 16:33

        Mine has a score. Can I ask do you have a loan or any credit cards at all?

        • umoddbro on 02/01/2024 - 16:50
          +1

          Yes I have credit cards, mine has a rating but no specific score… that requires an upgraded account.

  • autonomate on 02/01/2024 - 14:54
    +4

    https://www.creditsavvy.com.au/

    Owned by CBA, you can sign up for alerts and updates too. Free.

    • umoddbro on 02/01/2024 - 15:41

      Thanks easy sign up and got a score (experian). Cheers.

  • churningNburning on 02/01/2024 - 15:32
    +3

    www.clearscore.com.au

    • IndigoHarlequin on 02/01/2024 - 22:05

      Second this. It only updates the actual score monthly, but enquiries etc are very quick to update.

  • AndyC1 on 02/01/2024 - 16:11

    Search "free credit score" and check out the sites.

    • MITM on 02/01/2024 - 16:53
      +2

      Search "Free IQ score" and check out the result

    • kerfuffle on 02/01/2024 - 17:25

      Nice to see that you're continuing with the useless comments in 2024.

      • AndyC1 on 02/01/2024 - 19:00
        -1

        So where it your constructive post?

        • kerfuffle on 03/01/2024 - 13:29

          Unlike you, I've posted deals.

          • AndyC1 on 03/01/2024 - 14:30
            -1

            @kerfuffle: Good to see you are answering the same as last year.

  • thetrain on 02/01/2024 - 18:16
    +1

    Credit reporting agencies are required to provide you a free credit report on request. It is usually a form found on their website.

    Big agencies are Equifax, Experian, illion

  • Brick50 on 02/01/2024 - 20:46

    GetCreditScore

  • JIMB0 on 02/01/2024 - 21:43

    WeMoney has an app that gives you an update every month. It shows both Equifax and Experian, current accounts and credit enquires. Handy to check if anyone has applied for credit in your name given the recent spate of data hacking and identity theft.

    $5 bonus if signing up through a referral:

    https://www.ozbargain.com.au/node/579177

  • avoidfullprice on 03/01/2024 - 01:15

    Use the search function. Get them here 👇

    https://www.ozbargain.com.au/comment/14528792/redir

  • capslock janitor on 15/02/2025 - 12:16

    tried Equifax, submitted 2 of 3 the required documents - licence n medicare. then it requested to upload 100pts of iD. nahhh.
    tried Experian only requiring a driver license. got thru and would send me a cred. report up in 10 days :]

    https://www.oaic.gov.au/privacy/your-privacy-rights/credit-r…

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