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Get a $10 PayPal Reward with Your First PayPal Pay in 4 Purchase (Min Spend $30, Selected Stores) @ PayPal

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Get a $10 PayPal Reward with Your First PayPal Pay in 4 Purchase (Min Spend $30, Selected Stores) @ PayPal
Go to Deal
NeverMissABargain on 23/11/2023 - 11:22 paypal.com (1881 clicks)
Last edited 23/11/2023 - 23:30 by 2 other users

Click Frenzy Cyber Week Sales on now!
Get a $10 PayPal reward with your first PayPal Pay in 4 purchase.
Get ahead of your holiday shopping and grab a bargain in the sales by 27 November and be rewarded! Check out securely with PayPal Pay in 4 for the first time at millions of online stores and we’ll sweeten the deal with a $10 PayPal reward.

Note: Paypal Pay in 4 splits eligible purchases valued between $30-$2000 into 4 interest-free payments

Terms:

When will I get the $10 PayPal reward?

After making your first eligible PayPal Pay in 4 purchase online from 20-27 November, you will receive a PayPal reward in your PayPal account's offers section within 10-20 days from 28 November. You can use this reward for your next PayPal purchase online at one of the following Australian stores: Adidas, Adore Beauty, Baby Bunting, BCF, Crocs, Fila, Lenovo, Michael Hill, MyDeal, PetBarn, Puma, Scorptec, before 11:59:59 p.m. AEDT on 31 December 2023.

I made my first PayPal Pay in 4 purchase prior to the 20 November. Do I still qualify for the promo?​

The promotion is only valid for your first ever PayPal Pay in 4 purchase during the Click Frenzy Cyber Week Sales between 20 November 8.00 AM AEDT – 27 November 11.59 pm AEDT.​

Will my $10 PayPal reward expire?

Yes, your PayPal reward will expire at 11:59:59 p.m. AEDT on 31 December 2023.

This is part of Black Friday / Cyber Monday deals for 2023
Financial Black Friday Instagrampost PayPal

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closed Comments

  • PainToad on 23/11/2023 - 11:27
    +4

    How about rewards for people who can’t afford to pay for their purchases in one payment and don’t need to go into debt with PayPal?

    • AustriaBargain on 23/11/2023 - 12:00

      Just buy a BWS gift card with pay in 4 and get some xmas booze that you'll be buying anyway.

    • smartazz104 on 23/11/2023 - 13:36
      +7

      You get nothing, good day sir.

    • jabe on 23/11/2023 - 17:08

      Good news, that means you don't need a $10 handout

  • DoctorArd on 23/11/2023 - 11:31

    Can we buy something for $1?

  • davedave on 23/11/2023 - 11:39
    +71

    Should clarify that there is a very limited number of merchants (and timeframe) where the $10 PayPal Reward can be used

    Once received in a Valid Account, the Reward will automatically be applied the first time that you checkout with PayPal during the Redemption Period at one of the following Australian online stores: Adidas, Adore Beauty, Baby Bunting, BCF, Crocs, Fila, Lenovo, Michael Hill, MyDeal, PetBarn, Puma, Scorptec.

    “Redemption Period”: Starts on the day an Eligible Participant receives their Reward in their Valid Account and ends on 31 December 2023. To avoid doubt, Reward must be redeemed or used no later than 11:59:59 p.m. AEDT on 31 December 2023.

    • GiantIron on 23/11/2023 - 11:52
      +2

      so just a 10% off sale

    • King Tightarse on 23/11/2023 - 13:11
      +3

      Thanks - will give it a miss as I don't want anything from those stores at the moment

    • davedave on 23/11/2023 - 14:02
      +1

      The description has now been updated to include these important terms - thank you admin @moocher

  • maccam01 on 23/11/2023 - 11:40
    +8

    You can only use the credit at selected merchants, credit expires Dec 31.

    "You can use this PayPal reward for your next PayPal purchase at one the following Australian online stores: ​Adidas, Adore Beauty, Baby Bunting, BCF, Crocs, Fila, Lenovo, Michael Hill, MyDeal, PetBarn, Puma, Scorptec"

  • Panpanw on 23/11/2023 - 11:52

    Only for people who use pay in 4 first time?

  • rickdwp on 23/11/2023 - 11:52
    +8

    Not worth the credit entry IMO

    • patadi on 23/11/2023 - 12:01
      -2

      repaying credit on time improves your score. Sometimes helps you balance out your monthly expenses when you can't resist the sale, as long as you do not purchase items outside of your budget

      • rickdwp on 23/11/2023 - 12:03
        +1

        The credit score is a black box, but in Australia the whole get credit pay on time doesn't seem to really improve your score that much (if at all) but having a credit entry from a BNPL is bad

        Also your response sounds like ChatGPT lol

        • AustriaBargain on 23/11/2023 - 12:09

          People who pay their credit cards on time every month are known as "deadbeats" in the credit industry. They earn the companies very little money on transaction fees compared to users who carry a balance/accrue interest.

        • patadi on 23/11/2023 - 12:10

          Interesting - though if i check websites like creditsavvy and clearscore, i dont see any BNPL queries only loan/other repayments. Can this be checked somehow ?

          • rickdwp on 23/11/2023 - 12:17
            +2

            @patadi: Personally I use WISR (which is free - not an endorsement, I'm sure they sell your data or something lol) - But you can get credit reports for free from Equifax and Experian directly periodically as well

      • Brianqpr on 23/11/2023 - 12:15

        This. Use paypal in 4 all the time as it smooths out payments for things. Zero interest so its absolutely fine if you manage your expenditure.

        • rickdwp on 23/11/2023 - 12:19

          Not arguing for or against BNPL - Just that taking up PayPals BNPL which leaves a credit entry isn't worth a $10 coupon

          • Brianqpr on 23/11/2023 - 15:42
            +2

            @rickdwp: Depends if you have any major borrowing planned. Even negative entries (e.g. missed home loan repayments) are only relevant for two years. If a few small paypal in 4 arrangements where you paid on time are going to be the difference, I'd suggest your odds weren't that good in the first place.

    • spaceflight on 23/11/2023 - 12:33

      Pay in 4 does not guarantee a credit check. PayPal may or may not do one.

    • sirstiv on 25/11/2023 - 13:53

      I activated but but then saw the stores… lame…

      Thought it was $10 credit

  • ozvictor on 23/11/2023 - 11:59
    +4

    Paypal pay in 4 will be considered a Buy now pay later liability when you apply for any loan in the future. It might affect your credit score and reduce your borrowing capacity, not worth for $10

    • Bigboy97 on 23/11/2023 - 12:07

      Like Afterpay, there’s no credit enquiry ran (unlike Zip and some of the banks BNPL). From memory these transactions from PayPal come through as just normal PayPal transactions.

      • rickdwp on 23/11/2023 - 12:09
        +2

        That's not true, PayPal pay in 4 does hit your credit

        • hasher22 on 23/11/2023 - 15:43
          +1

          It may not show on your credit file but it will show on your statements.

          Brokers and banks will ask if you have any BNPL debt and these BNPL debt needs to be paid in full and a letter from the company needs to be issued to give to the banks.

          I had to close my afterpay and afterpay generates an automated letter for you to give to the broker or bank starting it's fully closed and balance is $0 owing.

      • ozvictor on 23/11/2023 - 12:15

        It probably won’t show on the credit report but will show up on your bank statement as paypay pay in 4 transaction and lender will verify and add it as a liability

      • spaceflight on 23/11/2023 - 12:33

        PayPal state they may carry out a credit check.

    • Brianqpr on 23/11/2023 - 12:17
      +1

      Given that it is short term and generally low value, I doubt it makes much difference unless you actually fail to make any payments.

    • AAC on 23/11/2023 - 12:27
      +1

      Didn't affect my home loan with Adelaide Bank for $800,000 at all. They did ask for Zip and Afterpay to be closed. No mention of Pay in 4 whatsoever

      • Bigboy97 on 23/11/2023 - 13:46

        Similar experience here with my recent home loan application

      • AustriaBargain on 23/11/2023 - 13:49

        They ask you to close your afterpay to get a home loan?

        • Bigboy97 on 23/11/2023 - 17:24

          They asked for me to confirm if my Zip/AfterPay was closed and if not (which was the case for my AfterPay) provide an account statement.

      • Brianqpr on 23/11/2023 - 15:43

        Kind of pointless given you can just reopen as soon as the loan goes through.

        • sirstiv on 25/11/2023 - 13:54

          The banks take your current financial snapshot as gospel. It's dumb.

  • DEvok on 23/11/2023 - 12:01

    Doesmt work for me tried always having me unble to offer this payment method, must be targeted

  • ozbargainerlife1 on 23/11/2023 - 12:06

    Is there cedit hit with paypal pay in 4?

    • patadi on 23/11/2023 - 12:15

      yes if you miss payments according to this https://mozo.com.au/buy-now-pay-later/articles/how-does-payp…

      • Brianqpr on 23/11/2023 - 12:18
        +1

        If you miss payments then yes there should be a hit. like with any debt. If you don't you should be absolutely fine despite some of the scare mongering you see.

    • rickdwp on 23/11/2023 - 12:21
      +1

      Yes it appears as "PPC PAY in 4" under 'Credit Enquiries'

    • spaceflight on 23/11/2023 - 12:34

      There might be
      PayPal tell you what happens "if" they do one.

  • donkcat on 23/11/2023 - 12:25
    +1

    Yeah credit check is worth far more than $10

  • yanyan1 on 23/11/2023 - 12:26

    How do you know if you've done a Pay in 4 Purchase? I can't remember if I've done one or not lol

    • lostinsydney on 23/11/2023 - 12:55
      +1

      Login in to your Account and go to Activity, and type pay in 4 in search box. You might want to change yr to verify.

  • lila56 on 23/11/2023 - 12:41

    Can you buy gift card with Prezzee and Pay in 4 with PayPal?

    Edit: Oh just read it can only be used at certain stores, not anywhere PayPal is accepted :(

  • tl2923 on 23/11/2023 - 12:46

    did get email for it, is that targeted ?

  • plmko on 23/11/2023 - 12:53
    +1

    Lol at people worried about credit scores

    Like you live in the US or something

    • lookingforadeal7 on 23/11/2023 - 13:19

      They say it like having a good credit score to sign up for all time high interest rates is a desirable thing

      • rickdwp on 23/11/2023 - 13:32
        +1

        Even record high interest rates beats the shit out of renting

        • lookingforadeal7 on 23/11/2023 - 13:50

          In most cases that's right, unless you default on your loan or are forced out of your job due to unforseen circumstances like in 2021, definitely always has been a risk but that risk has only become greater for multiple reasons.

          • rickdwp on 23/11/2023 - 13:59

            @lookingforadeal7: Yeah but in those circumstances you can call the bank and in most cases work something out. Landlords on the other hand will have you out on your ass as soon as legally possible

      • ESEMCE on 23/11/2023 - 14:36
        -1

        We are nowhere near "all time high interest rates", not even halfway there!
        The current rates are around average.
        They just feel high coming off an actual "all time" low.

  • OzBoganYeah on 23/11/2023 - 14:01
    +2

    A bit silly you can only use the credit at selected stores, kind of pointless otherwise

  • ayuanx on 23/11/2023 - 19:21
    +2

    Useless.

    It is just a $10 off ad for Adidas, Adore Beauty, Baby Bunting, BCF, Crocs, Fila, Lenovo, Michael Hill, MyDeal, PetBarn, Puma, Scorptec.

  • noise36 on 23/11/2023 - 19:40
    +1

    Did it thinking $10 PP credit, now sad its some useless voucher.

  • Techefy on 24/11/2023 - 07:53

    I couldnt pay in 4 at adidas

  • captbollocks on 24/11/2023 - 10:39

    Wish VicRoads would accept pay in 4.

  • fredblogs on 26/11/2023 - 20:13

    They say "millions of online stores", which stores though?

  • coolsteps on 26/11/2023 - 20:53

    What if you buy a $30 e gift card from jb hi fi and do a pay in 4 will you qualify?

  • thriftee on 13/12/2023 - 14:40

    How do you actually use the offer? Tried to checkout at Petbarn and it looks like it will charge my CC the full amount. In the PayPal account it says to click on USE OFFER to be redirected to the store's website … where is this button. It's only showing a graphic of the button you're supposed to click. Help!

    • nopatience on 15/12/2023 - 15:15

      I had the exact same issue and after contacting PayPal they have given me a $10 voucher to use before June next year at anywhere that accepts PayPal. Obviously there’s a problem with their promo.

      • thriftee on 18/12/2023 - 11:14
        +1

        Thank you. Actually I also did same as i didn’t see any responses here and they did exact same thing. It’s even better - can use anywhere and expires Jun 24 instead of end of this year.

    • darkly on 21/12/2023 - 19:19

      Same here, unable to claim with BCF online

  • povertytrap on 26/12/2023 - 17:19
    +1

    I haven’t received the voucher yet.

    • alm777 on 26/12/2023 - 23:06

      Neither! Not sure how the voucher is sent to us?

      • darkly on 28/12/2023 - 16:16

        The voucher just appears in your paypal wallet, no notification.

        Then when you go to make a purchase (from the selected stores) using paypal, it comes up as a promotional discount to use

  • povertytrap on 29/12/2023 - 13:26

    You will need to ring them up and they will give you a voucher as above

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