Just got approve for this card.
Receive 100,000 bonus Amplify Points, worth up to $450 in eGift cards, when you apply and are approved for a new card, and spend at least $3,000 on eligible purchases within 90 days from card approval
0% p.a. for 24 months on balance transfers requested at card application. 1% balance transfer fee applies. Reverts to cash advance rate. Available to new cards only
Discounted $49 annual fee in the first year, $124 thereafter. Available to new cards only
Basic math - 450 bonus minus 49, so you get 400 profit.
St George is Westpac group, their reward system is messed up, you might end up not getting the bonus points if you're existing customer and have held this altitude/amplify type of card before. They even told me they still see my card is active from 2016, which I already closed in 2017.