10% Cashback ($10 Cap) at Special Gift Cards / $20 Cashback with $100 Spend at BIG W @ Latitude 28° Mastercard

301

10% Cashback ($10 Cap) at Special Gift Cards / $20 Cashback with $100 Spend at BIG W @ Latitude 28° Mastercard

Go to Deal

Sean 8738 on 30/10/2023 - 10:25 28degreescard.com.au (523 clicks)
Last edited 30/10/2023 - 13:39 by 1 other user

Got the email this morning, so check yours.
Edit: seems to be targeted.

Special Gift Cards:

Get 10% cashback (up to $10) when you spend $1 or more at Special Gift Cards.

Start date: 26/10/2023, End date:29/11/2023
Spend $1 or more in a single transaction on your Latitude 28 Degrees Mastercard by 29 Nov 2023. Made available on first qualifying transaction. Offer limited to the value of $10 cashback. Offer valid online. Cashback paid into your account within 14 days.

BIG W:

Get $20 cashback when you spend $100 or more at BIG W.

Start date: 26/10/2023, End date:22/11/2023
Spend $100 or more in a single transaction on your Latitude 28 Degrees Mastercard by 22 Nov 2023 to qualify. Offer limited to 1 cashback transaction(s). Offer valid in-store and online. Cashback paid into your account within 14 days. Offer cannot be refunded, exchanged, transferred or redeemed for cash.

Other Cashback Gift Card

29 Nov 2023

Related Stores

Latitude Financial

BIG W

Special Gift Cards

closed Comments

czechboi on 30/10/2023 - 10:44

+2

Never once got an offer from 28Degrees. Not sure why as I am opted into everything.
- bargain_knight on 30/10/2023 - 10:58
  
  I used to get offers but haven't had any for years.
- outlander on 30/10/2023 - 11:04
  
  same here. Maybe it's cos I have a low limit and don't use the app
Purple on 30/10/2023 - 11:00

I also never received any offer from 28 degrees. I called them and they said I was opted into all marketing.
navshaf on 30/10/2023 - 11:13

On my Last price protection claim got no response from the company
- amityaaron on 30/10/2023 - 12:26
  
  +1
  
  lve had the opposite experience.
  Always very responsive and claims approved pretty quickly.
  
  I know theyve changed providers or something that requires you to upload a copy of the statement for a claim, but apart from that mine have been going through fine.
Russ on 30/10/2023 - 12:29

Isn't purchasing a gift card a "cash equivalent" transaction? If so, beware, you will probably be charged interest from the day of the purchase, no interest-free period.
- desperate on 30/10/2023 - 15:52
  
  +1
  
  No as far as Latitude can tell purchase of a gift card is just like any other purchase from Big W so no interest will be charged.
- WookieMonster on 30/10/2023 - 15:53
  
  +4
  
  It depends on whether the card issuer thinks:
  
  A gift card should be treated as “cash-equivalent”, and
  
  A merchant should be treated as “cash-equivalent”.
  
  Generally speaking, card issuers will look at the transaction information provided by the merchant and then make the determination whether the transaction should be considered as “cash-equivalent”. For example:
  
  If I spend $100 on a gift card instore at Coles, the only information reported to a card provider is that $100 was spent instore at a Coles. Coles should use the Merchant Category Code (MCC) of supermarkets, which is something a card provider can also see. Based off that, a card provider would have a hard time determining whether the $100 was spent on a gift card or groceries or tobacco products, etc etc etc.
  
  If I spend $100 on a gift card at Prezzee, the only information reported to a card provider is that $100 was spent online at the Prezzee website. Although Prezzee has previously used a MCC of a miscellaneous general merchandise store (which does not seem like a cash-equivalent MCC), Prezzee is known to primarily be a business selling gift cards. In that case, if a card provider thinks gift cards are “cash-equivalent”, they could choose to designate any transactions at Prezzee as “cash-equivalent”.
  
  The only notable example I will call out is Commonwealth Bank, as they have a history of treating some merchants selling gift cards as selling cash-equivalent products. Two recent examples are:
  
  Giftz.com.au - the online gift card portal operated by Blackhawk Network, one of the major players in the gift card business. (Commbank stopped treating this website as cash-equivalent in March 2023.)
  
  Giftcards.com.au - the online gift card operated by Coles Group.
  
  On the other hand, I have purchased gift cards from multiple online gift card portals using other credit card providers (e.g. AMEX, Westpac, NAB) and have never had a purchase treated as a cash advance.
  - Sean 8738 on 30/10/2023 - 23:30
    
    All hail to the WookieMonster!
- highwind on 30/10/2023 - 18:23
  
  I feel like this would be a pretty awful trap of questionable legality if so, since they would essentially be tricking their customers to get a cash advance with these offers in the guise of a purchase.
  
  FWIW, I've bought plenty of gift cards (both store ones and prepaid visas, both in-store and online) with different credit cards and have not had anything be considered a cash advance.
Magical Sound Shower on 30/10/2023 - 13:34

I'm hoping for a huge payout from the Latitude data breach.

/s
coxymla on 30/10/2023 - 14:28

+2

Huh, my 28 Degrees keeps being declined when I try to buy something from Special.
- Unikrome00 on 30/10/2023 - 21:11
  
  Same here. It happened with a CBA credit card when they had the same offer twice.
- n0mad on 31/10/2023 - 12:15
  
  Same issue with me, i got an SMS noting the decline and asking to confirm if it was me. I did, response was i can continue using the card. Still getting declined.
aeon on 30/10/2023 - 16:11

I was going to post earlier this morning that I usually get these offers, but didn't get these ones, but figured I'd wait and see. Sure enough, just got the email with these offers.
Craze on 30/10/2023 - 22:33

Nice, I was also targeted for Citibank offer so can pick up 2x $100 Wish GC for $20 CB each!
- Sean 8738 on 30/10/2023 - 23:32
  
  Where to buy the $100 Wish GC and get $20 CB?
  - WookieMonster on 31/10/2023 - 00:02
    
    +2
    
    BIG W (instore only)
SidComp on 31/10/2023 - 21:46

Unable to use the card on special without Mastercard ID check, and the sms just won't come through with the one time code. Any chance I will get the cashback from Special if I use Apple Pay with the same card?
- Dolapsap on 07/11/2023 - 13:54
  
  I am having the same issue. Anybody been able to successfully purchase this and get the ID check working? (I can confirm the SMS confirmation works for logging into Latitude online services).
  
  @SidComp did you end up purchasing using Apple Pay?
  - SidComp on 08/11/2023 - 12:20
    
    +1
    
    Hi mate! Sorry for the late reply. I’m new to this. Yes I did use Apple Pay, after latitude customer service advised that I would be still eligible for the cashback. It’s been 8 days now but still no cashback. Might take a few more days.
    EDIT: just got the 10$ cashback today! 😄
    - Dolapsap on 11/11/2023 - 10:19
      
      Nice!
Chris T on 15/11/2023 - 17:10

Waste of time. Get Mastercard ID Check pop-up: "For your added protection, this transaction requires authentication. We have sent you the secure code in a text message to ********".

But the text message never arrives.
- kerfuffle on 15/11/2023 - 17:40
  
  Sure they have your correct mobile number?
  - Chris T on 15/11/2023 - 17:47
    
    Yes, I've had my 28° Mastercard and mobile number for many years and successfully used them together with security codes before.
    
    A number of others have reported the same problem with this deal in the comments above.
- Bargain Fighter on 15/11/2023 - 18:27
  
  Same issue! Tried too many times on different days. Never received OTP SMS.
  
  Someone above reported getting success with Apple Pay, but I got declined payment with Google Pay.
- Dolapsap on 24/11/2023 - 22:25
  
  I ended up using ApplePay and the $10 cash back came a few days later as per @SidComp.
GreenGuava on 24/11/2023 - 01:59

Have tried to check out via directly entering card details and also Google Pay on both mobile and desktop but continually get a 'Your card has been declined' error after entering the SMS OTP code. Unfortunately have to revoke my upvote on this one. Seems to be an issue with Special as I also received this offer on another credit card but that card also declined.
CodeXD on 27/11/2023 - 16:12

+1

Thanks. I bought $100 super shopper gift card and then bought $104.16 Woolworths gift card through NRMA.

There was no Mastercard ID check or any SMS verification required. Could be because I have an old special account from previous deal?
- highwind on 27/11/2023 - 17:07
  
  So the Super Shopper gift card could be used as a payment method to purchase Woolworths gift cards at giftcards.woolworths.com.au? That's an interesting pathway if so - extra ~4% value!
  - CodeXD on 27/11/2023 - 17:12
    
    Yep! Worked for me and several people over at citi deal too
    - highwind on 27/11/2023 - 17:14
      
      Damn, and here I am, a dummy that redeemed a Woolworths gift card directly from Special… T-T I'll remember for next time!
Chris T on 28/11/2023 - 18:55

I recently had the same Mastercard ID Check failure trying to use my 28° Mastercard for a purchase on a different gift card site - prezzee.com.au. Today I called Latitude to ask about the problem. I was told that it is a Latitude-specific problem affecting ID Checks for all cardholders.

"Our team is working hard to resolve this problem."
- Reveen on 29/11/2023 - 00:03
  
  +1
  
  I experienced the same problem when trying to purchase the Prezzee USA Black Friday Smart eGift Card but get this - the supplementary card attached to it, which is under a different first and last name, works. Go figure.
  - Chris T on 29/11/2023 - 07:45
    
    Thanks for the tip. I tried using my additional cardholder card and the ID Check SMS came through! But then when I entered the code I got:
    
    Your card has been declined.
    Seems there's been an issue with your payment. Our apologies. Don't worry though, you can try again
    
    So I give up. There was a question anyway about whether the purchase using the additional cardholder card would have qualified for the Latitude cashback.
    - Reveen on 29/11/2023 - 10:50
      
      There was a question anyway about whether the purchase using the additional cardholder card would have qualified for the Latitude cashback.
      
      I've found this to be hit and miss.

This was posted 1 year 24 days ago, and might be an out-dated deal.