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IKEA: Free $50 Gift Card If Spend $500+ and Apply for Interest Free Finance (NSW, QLD, VIC)

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IKEA: Free $50 Gift Card If Spend $500+ and Apply for Interest Free Finance (NSW, QLD, VIC)
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syba on 22/08/2012 - 13:18 ikea.com (68 clicks)

Spend a minimum of $500 at Ikea and apply for interest free finance from 1 September to 16 September 2012, to receive a $50 Discount Coupon to be used on your next purchase. Valid for new applications only.

The important T&C's (the rest are viewable on the link):

• To be eligible to claim a discount coupon Claimant must make an application for interest free finance,
have it approved and make a purchase of $500 or more from participating stores (NSW, QLD, VIC only) on
the same day from 01 September 2012 to 16 September 2012. Sorry, no rainchecks.
• When the Lombard VISA Card is received, activated and the above criteria has been met, a Discount
Coupon will be sent to your home address.
• The Discount Coupon must be presented along with your Lombard VISA card to be valid at an IKEA store
(NSW, QLD, VIC only).
• Discount Coupon can only be redeemed in one transaction
• The Discount coupon is valid for purchases from 01 September 2012 until 31 January 2013.
• If Claimant would like to return items purchased with the Discount Coupon, the Discount Coupon amount
will deducted from the total refund, as Discount Coupon cannot be redeemed for cash.
• Excluded from this offer are purchases of IKEA Gift Cards (purchased in store or online) and items
purchased from the IKEA Restaurant, Swedish Food Market and Bistro.

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closed Comments

  • Saturday on 22/08/2012 - 13:27
    +8

    "$60.00 application fee and $2.90 monthly account keeping fee." —

    http://www.ikea.com/ms/en_AU/customer_service/ikea_services/…

    • Mely on 22/08/2012 - 13:28

      yeah, kills the deal…

      • syba on 22/08/2012 - 14:30

        Yep - makes it a crap deal with those fees. You wouldn't be doing it just for the $50 card, but if you were going to put something on finance anyway, then if you do it between the applicable dates, then you'd get the bonus $50 voucher. Good deal for the minority, but useless for the majority I guess.

  • Saturday on 22/08/2012 - 13:31

    I got excited when read this, but in the end it is not the same $20 voucher for every $200 spend promotion they run a few days ago. I hope they do it again very soon, i have a list of more than $2,000 furniture to buy in a couple of week time.

  • p1owz0r on 22/08/2012 - 13:45

    I get a 15% discount since my wife works there - even off clearance and reduced pricing, it's a solid discount.

    Plus she got a free $100 voucher, a cushion, a box, chocolate etc and paid 4 hours for attending their new catalogue launch on Saturday.

    Good company for benefits.

    • Saturday on 22/08/2012 - 14:51

      Cool. I hope i know someone works at IKEA.
      Is there any chance your wife work at Logan IKEA? Hehe.

      • p1owz0r on 24/08/2012 - 14:38

        Nope, Tempe, NSW. If by any chance you are after Bedroom furniture I have some vouchers (will have to check if they work outside of Tempe though)

        • Saturday on 24/08/2012 - 16:15

          Yes, bedroom furniture is on my list. If you can confirm that please let me know "dream_my at msn.com". Cheers

        • p1owz0r on 25/08/2012 - 08:21

          Sorry mate, I checked and they are Tempe only :(

  • enjunuet on 22/08/2012 - 13:48

    They don't ask for much for essentially a 10% discount (at most) which almost every other retailer offers without conditions?

  • zephram on 22/08/2012 - 13:56

    So, taking the base case ($500 "Interest Free" for 6 months), you are charged an effective APR of 35.2%
    Loan sharks would kill for that sort of margin

    It works out more favourably for > $5000 @ 24 months, but apart from a kitchen fitout I think most would struggle to spend $5000 in one hit at Ikea.
    In the grand scheme of things, the $50 gift voucher is more like a rounding error (The interest earned on $5000 over 2 years dwarfs it)

  • c64 on 22/08/2012 - 13:58

    just be sure you thoroughly read and understand the financing t&cs.

    http://www.choice.com.au/reviews-and-tests/money/shopping-an…
    "As shopping traps go, long-term payment deals are as bad as they get. They can cost you hundreds of dollars in fees alone, even if you pay everything off within the interest-free period."

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