Dear OzBargainers,
Hope this post finds everyone well.
ING has notified us that they have extended their REFINANCE rebate offer for eligible applicants. Applications must be submitted by 30 June 2023.
For Refinances up to 80% LVR, ING is offering a $3,000 cashback amount for loan amount > $350,000.
• The Promotion is limited to one $3,000 refinance cashback per Application irrespective of the number of:
a. properties or borrowers included on the Application; or
b. loan accounts that are being opened through the refinance.
• An active ING Orange Everyday transaction account must be held in the same name(s) as the new ING Home Loan at the time that the cashback is paid (which will occur within 70 days after settlement).
Please see below for ING's current variable rates Loan:
Owner Occupied:
• P&I Variable 60%-80% LVR - 5.59% (Comp Rate: 5.88%)
Investment:
• P&I Variable 60%-80% LVR - 5.84% (Comp Rate: 6.13%)
We would like to inform you about the fees that may apply:
• Upfront fee - $299
• Discharge fee - $250
We offer several other products, here are some examples:
• ANZ - 5.79% variable rate for Owner Occupied: Up to $4,000 cashback from the bank + 0.60% of loan balance cash rebate from us
• Bank of Melbourne - 5.44% variable rate for Owner Occupied: Up to $4,000 cashback from the bank + 0.60% of loan balance cash rebate from us
• Suncorp - 5.54% variable rate for Owner Occupied: Up to $4,000 cashback from the bank + 0.60% of loan balance cash rebate from us
• Westpac - 5.49% variable rate for Owner Occupied: Up to $3,500 cashback from the bank + 0.60% of loan balance cash rebate from us
If you need an estimate of the applicable rates, please don't hesitate to call or email us with the following information:
• Owner Occupied / Investment;
• Principal & Interest / Interest Only;
• Loan Amount;
• Property Value;
In addition to the ING cashback, With Cashback, as your mortgage broker, offer extra cashback to our customers (withcashback.com.au). The cashback amount from us will be 0.60% of the loan balance. Here are some examples:
• $3,000 cashback for a home loan of $500,000
• $6,000 cashback for a home loan of $1,000,000
Our cashback will be paid to you at the following intervals from the settlement date:
• After Year 1: First 50% of the cashback to your nominated bank account.
• After Year 2: Remaining 50% of the cashback to your nominated bank account.
To summarize, if you are refinancing a $1 million loan, you will receive: $3,000 (from ING) + $6,000 (from With Cashback) = $9,000 in total.
Feel free to contact us at:
Phone: 1300 685 008
Email: [email protected]
Website: www.withcashback.com.au
With Cashback Pty Ltd ACN 620 888 502 is registered with the Australian Securities and Investment Commission as an Authorized Representative number 502385 under FreedomLend Pty Ltd ACN 604 868 957, Australian Credit License 498325.
Mod: Removed duplicate from title
Do they offer home loans to Company Title properties?