Ok so what are you wearing right now ? I will start
For my morning commute the days that I go to work its The North Face Men's Aconcagua 2 - its close to 6 degree when I leave so it keeps me warm and toasty.
For going on my walks/cycling its Kathmandu Arbury Men's Jacket which is smart looking soft-shell which takes care of the wind.
Lastly day to day shop/grocery its Patagonia Better Sweater 1/4-Zip which is casual still warm.
BTW I didn't get any of them on retail price obviously - the TNF was like 180 bucks and the Kathmandu was and Patagonia were like 90$ on sale.
i only own a The North Face Men's Aconcagua so it keeps me warm