Was looking into cc for personal use that provides the best way to accumulate points. Don't run a business. So I definitely can't afford the ones with crazy monthly spending requirements.
Good Credit Card for Benefits?
kron on 18/05/2023 - 00:12
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The cashback on HSBC account seems to be for the debit card. Are there any options to get a cc with the same benefits?
Don't think there's any cc with 2% cashback in Australia. The best you can do is get credit cards with a signup bonus like the ANZ black. At least with the debit card there's no credit inquiry on our account.
I think the closest to that is ANZ linked with Cash Rewards. But doesn't offer cash back everywhere.
ING debit used to give cash back, but I think that's long gone.
Do you have a link regarding the $800 of vouchers? Can’t seem to see it on their site
https://www.finder.com.au/anz-black-rewards-credit-card
Keep in mind there's a $375 annual fee so the net benefit is 800 + 150 - 375 = 575
Westpac Altitude Rewards Black
ANZ Rewards Black
HSBC Platinum Credit CardThe HSBC platinum card requires you to receive the email offer to get the points so ignore that option.
Good Credit Card for Benefits?
Pension or Jobseeker?
Maybe asking for a friend.
Citi prestige if you can make the min spend.
$1500 in flybuys minus the $350 first year fee.4th night free at hotels, plus some travel Benefits such as full priority pass and $100 annual airport transfer.
Not for everyone, and certainly not for anyone into year 2 unless you are a massive spender.
For the long term just get the HSBC Everyday global. This gives you 2% cashback on all instore transactions below $100. If you want points really quick, you can get the ANZ black which gives you $800 of gift cards if you spend $3000 in the first 3 months + $150 back but has a $375 annual fee.